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After all the partying during Christmas and the New Year, you might find yourself peeking into your wallet and seeing nothing but air. Understandable since it’s the end of the

A lot of people from the province move to the city in hopes of finding a better life. While some succeed, there are a number of individuals that fail and

As an OFW, you should always try to cut expenses and save as much as possible, owing to the fact that you have a family to support back home. In

In 2017, OFWs sent home $31.29 billion in remittances, with nearly $3 billion in December alone. Known as the modern heroes of the Philippines, OFWs contribute 10% of the Philippines

Money problems aren’t reserved for a single generation. Everybody, from Baby Boomers, to Gen Xers, to Millennials, has likely experienced the need for more funds, whether it’s for their family,

We budget, we save, and we invest; we do a lot of things to make sure that our future is secure. However, something outside our control occurs, an accident or

With Christmas approaching, it’s likely that you’re filling your final balikbayan box for the year. But are you sure that you’ve packed up everything important? That you have everything your

According to the World Health Organization (WHO), more than 1.25 million people die in road accidents annually, while 20-50 million suffer minor to permanently debilitating injuries. In the Philippines, a

Often, our elders or our more financially-savvy friends will advise us not to waste money on things we never plan to use. And really, that’s great advice! However, there are

Cebuana Lhuillier founder and Philippine Ambassador to Spain Philippe Jones Lhuillier graces the cover of Diplomacia Magazine. In this October 2018 issue, the ambassador highlights his diplomatic work, the thriving

Being more accessible than banks, pawnshops have been a prevalent presence in the lives of Filipinos for many years. They have stood against the test of time and have continued

Let’s admit it. Sometimes, we want things we can’t afford. Most of the time, we can curb such destructive desires because we know better. However, there are rare times when

The local news is always abundant of reports involving crimes. Each and every day, we’d hear news of break-ins and robberies. Indeed, it is a risky world out there, which

Jewelry is everyone’s best friend. You may get properly groomed with a gold or silver ring, a necklace, a bracelet, or even a pair of earrings, and the outcome would

OFWs are one of the thriftiest when it comes to their budget. There are countless stories of OFWs coming back and staying in the Philippines for good, with their entire

As the saying goes, a good magician never shares his secret. In most cases, it’s all full of smoke and mirrors, with a big pay off at the end. The

Every once in a while, you find yourself in need of cash. When monthly income isn’t enough, you may decide to take a few of your pre-loved items out of

All OFWs have the obligation to provide for their family. Money remittance is the most obvious choice when it comes to sending financials back at home. You may ask, “Is

Moms, what would we be without them? Aside from the unbeatable care and love that a mother provides for her child, she is also someone whom a son or daughter

We are all bothered by mess. It’s counter-productive to work at a station filled with your unorganized stuff, the same way that we are all hassled at home by a

You obviously need capital to start your dream venture. You may decide to apply for a business loan in order to acquire the necessary financials. However, you may be unaware

Start them young, as they say. It doesn’t matter if you’re still below the age of 30, you can already start your own business. Age doesn’t matter nowadays, especially if

For us Pinoys, every centavo counts. There would come a time that we’d need to sacrifice a few wants in order to make ends meet, in order to prioritize the

As parents, it is our responsibility to teach our kids the proper way of handling finances. For some, this topic is too much of a taboo, especially for those who

Fly Home with Cebuana Lhuillier Countrywide Promo Mechanics Complete qualified transaction: Remittance (any amount) sent from Taiwan, Singapore, Hong Kong, Malaysia and Canada to the Philippines through any of CL’s

There are times when you find yourself needing financial help. You may be looking for ways to avail that shiny new cellphone or embark on your dream vacation. Sometimes, you

It may seem strange for some, but being in financial trouble usually doesn’t sink in, not until it’s already too late. For most people, being in financial trouble would usually

Whenever you’re on the road, it’s always important to be aware of your surroundings. The streets and passageways are unpredictable places. In most cases, incidents and other risky situations can

As an OFW, it is our responsibility to provide for our family back at home. It is the main goal of OFWs everywhere and the driving force that motivates us

For every pawning transaction there will always be the process of assessing the item. There is nothing unusual about that as it would only be correct for the pawnshop to

Microinsurance is usually seen as an adult matter. When you’re mature enough to work and move out of your parents’ house, you may consider the everyday risks that you’ll encounter,

Your business loan application has been rejected. Your bright vision of a simple startup venture suddenly turns gloomy and you have no idea how on earth you can bounce back

For an OFW, nothing can be more fulfilling than to be able to send money to your loved ones back at home. Not only would you be able to provide

As OFWs, it is our obligation to make sure that our loved ones would receive our hard-earned cash. While working hard for a much better pay would be our starting

Technology is a wonderful thing. Nowadays, you can do so much online that you weren’t even able to do so in the past. The possibilities are endless: you can order

As an OFW, it is our responsibility to provide for our families back home. It was our goal to find a greener pasture. When we finally find one, we are

To further strengthen brand presence in the United Arab Emirates and Kingdom of Saudi Arabia, Cebuana Lhuillier participated in several local events such as Philippine festivals, sports events, and Filipino

Scams are rampant nowadays. You may encounter scams online, through the phone, and even in public places. This urges us to take cautious steps when dealing with a variety of

So you’ve decided to pawn off or “sangla” your item/s online, may it be jewelry or a gadget. All is well and good, until it’s finally time for the transaction,

There are many things in life that you’d definitely want to avoid: accidents, injuries, illnesses, etc. However, there is one major catastrophe that many consider to be as destructive as

It’s finally summer, and you’re hoping to go on a memorable vacation. It would be so easy if only you had the budget to do so. You can’t go out

You may have a few old electronics lying around at home. There may come a time when you’d have to dispose of them in order to declutter, but what fun

Cebuana Lhuillier Hong Kong (CLHK) Frequency Program is valid to all overseas Filipino workers (OFWs) sending remittance to PH with valid Hong Kong ID. The client shall present the frequency

Pawning off your pre-loved items would be beneficial, especially during times when you’d want to earn a few extra cash, or you have a sudden emergency to tend to financially.

Microinsurance can help you a lot in the long run. Regardless of your needs and sudden expenses, they may provide you with a well-needed cushion, especially in times of emergencies

You finally bought your dream ride! Whether it’s an average family car or a shining-red race GT, you’re off to hit the road. You’re filled with happiness and pride, knowing

Do you want to make a bit of cash but are already running out of ideas? Want to avoid the hassle of trying to open up a business or lining

Trying to maintain a personal fund is not an easy task. You put all your energy to good use, day in and day out, yet, you still can’t seem to

Starting a business in the Philippines is never easy. You may have the knowledge and the skills, but as with all things, there will always be a first time. You

We all make mistakes. You’ve probably done a few wrong choices in the past that you wish you hadn’t done. Your choice of career, your choice of words, and your

Three lucky senders won return tickets to the Philippines care of Cebuana Lhuillier, in partnership with Cash Express. The prize came from a recently conducted promo of Cash Express for

Top Kapuso stars entertained Filipinos abroad for GMA Pinoy TV’s back-to-back show “Sikat ka, Kapuso!” last April 7 and 8 at the Newark Symphony Hall in New Jersey, USA and

We all want to have fun. After a hard-day’s work, you’re all set to go out and relax with friends, family members, or workmates. However, you remember that you’re actually

If you’re a car owner, you have a lot to consider when it comes to taking care of your ride. Maintaining its look and overall performance is no joke, with

Leading microfinancial services provider Cebuana Lhuillier together with the country’s top television network ABS-CBN and its radio arm DZMM and international arm, The Filipino Channel kicked off the annual Global

Cebuana Lhuillier merchandising signages were strategically installed recently in select international partners in Japan, Malaysia, Singapore and Taiwan to establish its growing presence and strengthen its claim as the preferred

Three lucky families were given the opportunity to meet and bond with their OFW loved ones with Cebuana Lhuillier’s “Re Meet the Family” promo. The promo, which ran from August

Pambansang Bae Alden Richards recently wowed Sydney-based Pinoys with a sold-out concert held at the Evan Theatre in Panthers Penrith, Australia. Organized by Memory Bliss Productions and sponsored by Cebuana

It’s easy to decide whether you should get a personal loan or not. If you are indeed in need, then go for it. However, there are also things which you

So, you finally decide to apply for a business loan. You’re in dire need of funds to startup your small business and are hoping to get approved thereafter. This is

It’s always tempting to let go of your savings and avail of the latest products in trend. If it isn’t your modern cellphones and gadgets, it’s the newest servings in

You got your first car and are excited to be on the road. You’re ready to rev up the engine; however, are you ready for the unexpected pitfalls of driving?

Here we are again. It’s the start of a new year and you’re hoping to improve your financial habits. You might be thinking, “Well, I have my New Year’s resolution

Two of the country’s industry leaders, Cebuana Lhuillier and AXA, have joined forces with GIZ Philippines and the Department of Trade and Industry (DTI) in the introduction of a micro

You dream of starting up your own business and being the next successful tycoon. However, everyone needs to start somewhere. You already have a business format in mind, but you

Twenty lucky Ka-Cebuanas from the United Arab Emirates won an all-expense paid trip to Georgia through Cebuana Lhuillier’s Year-End promo ‘Da Best Ka Winter 2017’, organized together with Tag 91.1,

It may sound repetitive, but protecting your finances is one main way of balancing your expenses. Not only would you be able to save up in the long run, but

Nothing better summarizes a life well-spent than that without debt. Just think about it. You have nothing to worry about when it comes to your finances: you would be able

More than eight million Filipinos are now covered by microinsurance through Cebuana Lhuillier. This accounts to 30 percent out of 26.6 million Filipinos covered by some form of microinsurance product,

Cebuana Lhuillier and MoneyGram have continuously made it easier for Filipinos around the world to send money to their loved ones in the Philippines. Now the companies have extended their

Our beloved PUJ drivers are our everyday lifesavers. No taxi or app-based rides nearby? No worries, as our local jeepney drivers are here to the rescue. Depending on the route

Technology gave us many conveniences in the past few years. We were given social media, high-end cellphones, self-controlled cars, drone cameras, and even self-beautifying camera filters. Out of all these

So you’ve already received your loan for your planned vacation. It’s easy to get excited and to immediately hop on the plane towards your destination; however, there are a few

The year is almost over and you’re still trying to think of a good New Year’s Resolution. While majority of us would choose to watch our health and diet, there

It’s hard to make a living nowadays. The income is low, job opportunities are low, and the prices are high. When you’re barely making it every month, you know that

Qualifying for a loan is tough, more so if it’s a business loan. To be more specific, the process may take a while if you haven’t set things straight, even

Personal loans are more flexible than any other types of loans, in the sense that they provide you with more options on where you’re going to use them on. Of