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Introduction The Philippines is one of the top remittance recipient countries in the world despite having only 7% of its workforce working abroad. These numbers suggest that most Overseas Filipino Workers

Introduction If there is one trait that could sum up the culture and identity of Filipinos, it would be our family-centeredness. The Philippines is a nation notoriously known for its

Introduction Are you planning to purchase property abroad? Or are you sending money to loved ones in the Philippines as an overseas Filipino worker (OFW)? We understand that you would most

Introduction Nowadays, it’s common to see someone send or receive money from abroad. One reason for this is globalization’s continuous rise, which facilitates opportunities for travel, business, education, and employment

Introduction Many Filipinos seek employment in other countries to earn higher wages and provide better lives for their families. According to the International Labour Organization (ILO), more than 1 million citizens

Introduction Supporting their loved ones through thick and thin has always been the trademark of Filipinos. We are known for our familial bonds that encourage us to support our families no

Introduction Have you ever heard of the term “Bagong Bayani”? These are the exact words that former president Corazon Aquino used to refer to the Overseas Filipino Workers (OFW), recognizing

Introduction It is not easy being an OFW. You spend months, sometimes years, away from home to earn money and help your family back in the Philippines. Because the money

Introduction Everyone has a unique dream for themselves and their family. Some would want to travel the world, while others would want to build their dream house; there are those

Introduction As a young adult, having your own money and source of income can feel liberating. This is the time when you want to buy all the things you didn’t

Introduction As a third-world country, the Philippines has a high rate of poverty. Much of the population falls in the lower-middle class bracket, and their earnings are insufficient to meet

Introduction In this day and age where it is increasingly difficult to find financial stability, one of the greatest gifts you can impart to your children is the knowledge of

Introduction Achieving financial stability is a dream for a lot of people. Many want to reach the point in their lives where they have a steady flow of income that

Introduction    There are over four million Filipinos in the USA, particularly in the following states: California, New York, Hawaii, Nevada, and Illinois. Many of them left the Philippines to

Introduction    Adults have the common financial responsibility of transferring money to separate personal accounts or other individuals. This is being done to pay for basic needs, splurge on wants,

Introduction  Having your own bank account is beneficial because it lets you access cash anytime and anywhere. Compared to traditional piggy banks, a savings account can even help your money

Introduction  Not all Filipinos have the luxury of having an extra allowance while still studying. Hence, very few people are able to start a savings account at a very young

Introduction  No one knows what the future holds. However, even if this is the case, what remains clear is that we’re gonna need enough money if we want to continue

Introduction  Aside from reading and writing, one of the first things parents teach their children is how to save money for the future. As kids, however, it is rare that

Introduction  The definition of financial freedom varies from person to person in the Philippines, but generally, it is a state of being where one does not have to work for

Introduction  More and more people are going “paperless” when it comes to paying their bills. They do so by settling their monthly dues online through a bills payment app. It’s

Introduction Cebuana Lhuillier is your trusted institution for different financial solutions, such as money remittances, microfinancing, and pawning. To provide better services at our customers’ convenience, we also offer bills

Introduction Paying your bills on time is one of your obligations as a responsible consumer, whether it’s for basic services or other subscriptions. It can be a bit depressing to think

Introduction  The piggy bank, or the “alkansya” as Filipinos call it, has long been a symbol of frugality and simplicity of life. Its concept is pretty straightforward: you have to

Introduction As a responsible customer, it is your duty to pay your bills for utility services you have used for the month. They typically include electricity, water, phone, and internet,

Introduction  Many insurance products benefit those who have vehicles. One example is the compulsory third-party liability (CTPL) insurance, which is required by law for all car owners. Car drivers can also

Introduction  For many middle- and low-income Filipinos, it’s a dream to work abroad and find better career opportunities that can help them improve their quality of life or escape poverty. There

Introduction There are many Filipinos who desire to find employment opportunities abroad. Jobs in foreign nations, after all, tend to be more lucrative compared to their counterparts here in the

Introduction Many Filipinos are tempted to find employment in other countries and work there as OFWs. In these foreign nations, they often receive better wages and job benefits compared to