DEPOSIT TO WIN IT RAFFLE PROMO

1. This promo is available to all clients who deposit into a Micro Savings or Cebuana Savings account at any Cebuana Lhuillier or Cebuana Lhuillier Bank branches nationwide from May 1, 2025, to December 31, 2025.
2. This promo is open to both new and existing clients who make deposits using either the Cebuana 24K Debit Card or the eCebuana app
3. Clients will earn one raffle entry for every ₱1,000 deposit made into their MIcro Savings or Cebuana Savings account. 

4. To qualify for the raffle, clients must deposit at least ₱1,000 and maintain a minimum Average Daily Balance (ADB) of ₱1,000 per month. Depositing ₱1,000 without meeting the required ADB will not make a client eligible for the raffle.
5. Clients must deposit every month to qualify for each draw; otherwise, the raffle entries earned in the previous month/s will reset.
6. Every month, twenty-five (25) lucky winners will each receive a cash prize of Php 10,000.
7. Monthly raffle draws will be conducted on the following dates: 

7. Each qualified client can win only once throughout the promo duration.
8. The raffle draws will take place at the PJLI ICT Office, 3/F The Networld Hub, 156 Jupiter cor. Comet Sts., Bel-Air, Makati City, and will be conducted in the presence of representatives from Cebuana Lhuillier Bank and DTI via Zoom.
9. All winners will receive an SMS and registered mail detailing the procedure for claiming their prize. The list of winners will also be announced on the official Facebook page of Cebuana Lhuillier Bank.
10. All clients must update their personal information (e.g., name, address and active mobile/telephone) in the nearest Cebuana Lhuillier or Cebuana Lhuillier Bank branches as this will be the basis of the marketing team in sending the registered mail and SMS to the winners.
11. The cash prize will be credited directly to their Micro Savings or Cebuana Savings account within 30 business days.
12. Upon crediting of the prize, all winners must visit a Cebuana Lhuillier branch to present and complete the following requirements:

a. One (1) valid government-issued ID

b. Accomplished Winners Information Sheet

c. Signed Testimonial Consent Form

d. Signed Acknowledgment Receipt

13.  P.J. Lhuillier Inc. will cover the 20% tax for prizes exceeding Php 10,000.00.
14. Prizes must be claimed within 60 days from the date of receipt of the registered mail notification. All unclaimed prizes will be forfeited in favor of Cebuana Lhuillier with prior approval of DTI.
15. Employees of P.J. Lhuillier Group of Companies, including its agencies and services, as well as their relatives up to the second degree of consanguinity or affinity, are not eligible to join the e-raffle.

PER DTI FAIR TRADE PERMIT NO. FTEB-222108, Series of 2025