Blog

Earn Points

TRANSACTION TYPE 24k VIRTUAL CARD 24k GOLD VIRTUAL CARD Pawning 1 point for every PHP 30 fee paid 1 point for every PHP 25 fee paid Domestic Remittance Insurance International

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Rewards

For clients who earn a total of 110 points within the year, they are automatically elevated into a 24k Gold Card Member who enjoy additional perks and and benefits. 24k Cebuana members

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How to Redeem Points

Visit the nearest Cebuana Lhuillier Pawnshop branch or Pera Padala stand-alone outlet and present your 24k card or 24k virtual card to our branch personnel.

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How to Buy

Cebuana Lhuillier’s insurance is available via online, our physical stores & our retail partners. You can visit one of our physical branches on online branches to purchase your insurance. Click

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Rates and Charges (Domestic)

Amount PROMO RATE NCR NORTH LUZON CENTRAL LUZON SOUTH LUZON VISAYAS MINDANAO (NATIONWIDE) 1 100 ₱1.00 ₱1.00 ₱1.00 ₱1.00 ₱1.00 ₱1.00 ₱1.00 101 200 ₱2.00 ₱3.00 ₱1.00 ₱1.00 ₱1.00 ₱1.00

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Remit to Account

Domestic RTA via Direct Deposit BPI Metro Bank & Trust Company Domestic RTA via InstaPay AllBank (A Thrift Bank), Inc. Asia United Bank Corporation Bangko Mabuhay Bank of Commerce BDO

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How to Send Money

How to Send Money from Abroad to the Philippines NOTE: The receiver/beneficiary should provide the control number and present a valid ID when claiming the remittance. How to Send Money

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International Rates and Charges

Moneygram Rates Principal From Principal To Charge Amount P1 P5,000 P500 P5,001 P10,000 P600 P10,001 P250,000 P900 P250,001 P500,000 P1200 Western Union Rates Principal From Principal To Charge Amount P1

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How to check balance

Option 1: You may visit our Cebuana Lhuillier’s Rural Bank and use the POS terminal to check your balance.Option 2: You may log in to your account on the eCebuana

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How to check balance

Option 1: You may visit our Cebuana Lhuillier’s 3,000 branches and use the POS terminal to check your balance.Option 2: You may log in to your account on the eCebuana

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Pawn Redemption

Booking of transactions is only available from 9AM – 4AM. Transactions booked beyond this time frame will be processed on the following working day. Redemption process can only be done

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Pawn Redemption

Booking of transactions is only available from 9AM – 4AM. Transactions booked beyond this time frame will be processed on the following working day. Redemption process can only be done

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Pawn Renewal

With Cebuana Lhuillier’s Renew Anywhere option, there is no need to go back to the branch where the item was pawned to renew the loan. Simply visit any Cebuana Lhuillier

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World Savings Day Promo 2021

Promo Mechanics Ang promo na ito ay available ng isang araw sa World Savings Day, October 31, 2021. Lahat ng walang Cebuana Lhuillier Micro Savings account ay maaaring sumali. Makakatangap

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Cebuana Lhuillier PRENDALA BLOW-OUT

 PROMO MECHANICS 1.Ang promo naito ay available salahatngmag transact ngPrenda at PeraPadala Cebuana Lhuillier Branches Nationwide simula October 1 hanggang December 31, 2021. 2. Ang promo na ito ay bukas

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PICK-UP TO WIN PROMO

COMPLETE MECHANICS This electronic raffle promo is open to all clients who will claim their international remittance sent through partners abroad in any of Cebuana Lhuillier’s 2,500+ branches nationwide. Promo

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NPC Joint Statement Against OLA

Nakikiisa ang Cebuana Lhuillier sa NPC, Fintech Alliance, Philippine Finance Association and the Non-Bank Financing Sector sa kanilang kampanya laban sa illegal practice ng online lending apps.  

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Suy Sing PayDay Promo 2021

All domestic remittance sending transactions sent at participating Suy Sing partner stores through Cebuana Lhuillier during paydays (every first day of the month, 15th, 16th and the last day of

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INSURE TO WIN

PROMO MECHANICS: The promo will run from: July 1-December 31, 2021. This promo is open to all Cebuana clients who will purchase five (5) ProtectMAX in a single transaction during

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7 Saving Tips for Students

Saving money as a student can be difficult. Most college and high school students are living on a tight budget, depending only on the allowance they get from their parents.

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GINTONG 24k PAPREMYO Winners

Congratulations sa winners ng GINTONG 24k PAPREMYO! Marami pang prizes ang naghihintay sa inyo kaya magregister na sa 24k.cebuanalhuillier.com FOR FREE!   GRAND DRAW WINNERS SHARON MANOOY BRANZUELA JENEVAVE R.

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Dagdag Payout Promo

FULL MECHANICS Promo duration is from May 15 to August 15, 2021. All clients who will payout remittance from the US through Quikz in Cebuana Lhuillier branches located in Metro

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Sangla Blowout Winners 2021

Congratulations sa winners ng SANGLA BLOWOUT! Marami pa kaming papremyo para sa inyo kaya basta sangla, ipa-Cebuana! 1st raffle draw winners: R1A R1B R2A R2B R3 R4A R4B R5 2nd

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INSURE AND EARN

PROMO MECHANICS Promo period will run from April 26, 2021 – May 26, 2021. For every minimum purchase of insurance, client will be entitled to free CLIQQ wallet credits which

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Prenda Panalo

Promo Mechanics: Promo is open to all new prenda and renewal clients of Mindanao only, regardless of amount. Promo duration is April 15-July 15, 2021. For every successful transaction, the

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SORPRESA SA PRENDA

This promo is open to all customers for the following Prenda  Transactions:  New  Prenda , Renewals OMEE to regular and Lipat Sangla. Exclusive to Western Visayas, Romblon, at Central Visayas

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SANGLA PA-LIBRE PROMO

Promo Mechanics: Exclusive to 100 Cebuana Lhuillier Branches in Central Luzon. All qualified clients will receive the following item and services from April 15 – July 15, 2021: FREE Cebuana

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Sangla Jewelry Cash Panalo

Promo Mechanics: The promo is open to all pawning transactions, except redemption. Locations: Batanes, Cagayan Valley province, Isabela, Quirino province, Nueva Vizcaya, CAR, Ilocos Sur, Ilocos Norte, Pangasinan & La

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WIN A CASH PRIZE PROMO

Promo Mechanics: 1. The promo is open to all clients with New Prenda and/or Renewal transactions. Locations: Bohol Cebu Biliran Samar Leyte Masbate Promo duration is from April 15 –

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10K PA-PREMYO RAFFLE PROMO

Promo Mechanics: 1. The promo is open to all clients with New Prenda and Renewal transactions.  Promo duration is from April 15 – July 14, 2021. Locations: Manila Mandaluyong San

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Padalang Panalo Winners 2021

Congratulations sa winners ng PADALANG PANALO! Pumunta na sa inyong transacting Cebuana branch to claim your prize. Marami pa kaming exciting na papremyo kaya basta pera padala, ipa-Cebuana! 4th Draw

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CORPORATE AGENT PARTNERS

  • ACTION.ABLE, INC.
  • ALL ACCESS GATEWAY INC.
  • ANTRECCO (AGUSAN DEL NORTE TEACHERS, RETIREES, EMPLOYEES & COMMUNITY COOPERATIVE)
  • ACM VIP
  • ALL CASH
  • AGRILIFE/ AGRIVET
  • ASENSO PINOY STORE, INC. (EASY DAY SHOP)
  • AVICOM ENTERPRISES
  • AYALA ALABANG VILLAGE ASSOCIATION
  • BAUG CARP MULTI PURPOSE COOPERATIVE
  • BAGUIO BENGUET COOP
  • CARD BANK INC
  • CARD MRI RIZAL BANK INC
  • CARD SME BANK
  • CARITAS BANCO NG MASA, INC.
  • CEBU PEOPLE’S MULTIPURPOSE COOPERATIVE
  • CIS BAYAD CENTER, INC
  • COOPERATIVE BANK OF BOHOL, INC
  • COUNTRY BUILDERS BANK
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • AEON CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (VIA ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (VIA ECPAY)
  • ALLIANZ PNB LIFE INSURANCE INC.
  • ALPHA FUND SAVINGS & CREDIT COOPERATIVE (VIA ECPAY)
  • AMADEO WATER DISTRICT (VIA ECPAY)
  • AMYA POLYTECHNIC COLLEGE, INC. AND FINANCING CORPORATION (LENDPINOY)
  • ANGAT WATER DISTRICT (VIA ECPAY)
  • ANGELES ELECTRIC COMPANY ANGELICUM SCHOOL , INC. ILOILO CITY (VIA ECPAY)
  • ANJELMAN REAL ESTATE LEASING
  • ANTIQUE ELECTRIC COOP, INC ANTRECCO (BILLS PAYMENT)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (via ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (via ECPAY)
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

List of Accepted Government/ Valid IDs

  • Passport
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Postal ID
  • Voter’s ID
  • Philippine Identification System (PhilSys) ID
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) ID
  • Senior Citizen’s ID
  • Overseas Workers Welfare Administration (OWWA) ID
  • OFW ID
  • Seaman’s Book
  • Alien Certification of Registration (ACR)
  • Barangay Certificate or ID (with picture and signature)
  • Birth Certificate (applicable to minors only)
  • Firearm License
  • Immigrant Certificate of Registration
  • Marriage License
  • National Council for the Welfare of Disabled Persons
  • New TIN ID
  • OWWA ID
  • Student ID
  • Alien Certification of Registration (ACR) / Immigrant Certificate of Registration
  • Government Office or Government Owned and Controlled Corporations (GOCC) ID (e.g. AFP ID, HDMF (Pag-ibig Fund) ID, etc.
  • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certification
  • Integrated Bar of the Philippines ID (IBP)
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP (Bangko Sentral ng Pilipinas), SEC (Securities and Exchange Commission) or IC (Insurance Commission)

IDs Accepted

As required by Bangko Sentral ng Pilipinas (BSP), clients who engage in a financial transaction with covered institutions for the first time shall be required to present the original and submit a clear copy of at least ONE (1) valid photo-bearing identification document issued by an official authority. For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises.

Forms of identification accepted are the following;

Pawn Accepted IDs
1. Passport
2. Driver’s License
3. Professional Regulation Commission (PRC) ID
4. National Bureau of Investigation (NBI) Clearance
5. Police Clearance
6. Postal ID
7. Voter’s ID
8. Philippine Identification (PhilID) card
9. Social Security System (SSS) Card / Unified Multi-Purpose ID (UMID)
10. Barangay Certification
11. Government Service Insurance System (GSIS) e-Card
12. Senior Citizen Card
13. Overseas Workers Welfare Administration (OWWA) ID
14. OFW ID
15. Seaman’s Book
16. Alien Certification of Registration/Immigrant Certificate of Registration (for foreigners)
17. Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID)
18. Home Development Mutual Fund (HDMF ID)
19. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
20. Department of Social Welfare and Development (DSWD) Certification
21. Integrated Bar of the Philippines (IBP) ID
22. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas, Securities and Exchange Commission or Insurance Commission
23. ID issued by the National Council on Disability Affairs (NCDA)