Top 5 Questions To Ask Your Car Insurance Agent
Introduction Imagine driving down the road, enjoying your favorite tunes, and feeling at ease. Life seems great, but it’s essential to remember that unexpected events can occur at any moment.
Introduction Imagine driving down the road, enjoying your favorite tunes, and feeling at ease. Life seems great, but it’s essential to remember that unexpected events can occur at any moment.
Introduction Driving along the bustling streets of the Philippines, you can’t help but feel a sense of pride as you navigate your way through the urban jungle in your beloved
Introduction The life of a daily commuter can be quite challenging, especially for people living in the metro and other urban areas in the country. For this reason, ride sharing
Introduction You may have taken years of planning before you purchased your car, considering many factors, including the brand, model, color, and price. Aside from this, you might have searched
Introduction Purchasing a car is a significant investment for many Filipinos since vehicles can cost quite a lot, especially if they’re brand new. So, it’s only imperative for you as
Introduction In the Philippines, there are a lot of people who move to urbanized towns or cities to find better employment opportunities. Their main drive is to provide their families
Introduction Are you planning to send money to your loved ones in another province? If so, you will be asked to complete a domestic money remittance transaction. Whether or not it’s
Introduction Many Filipinos choose to go to big cities or even travel abroad to find better work opportunities. It’s a huge sacrifice made by many of our kababayans to earn
Introduction Choosing to work abroad requires plenty of sacrifices. You have to leave your family and friends behind and go to another country, and you might not be able to
Introduction Forgetting to pay your bills can have some pretty serious consequences. For example, if you’re late for a few days, you might incur penalties. Even if the additional fee
Introduction In the Philippines, there are still a lot of people who struggle to make ends meet. Many find it hard to budget finances, but one way to survive is
Introduction Have you ever wondered how money was sent from one person to another in the olden days? Back then, people had to use telegraphs to transfer funds to another
Health card with up to P150,000 coverage for viral & bacterial illnesses and accidents. Product Details Premium P3,000 Coverage 1 year Max Quantity 1 active unit per insured Coverage Details
For your 24/7 health teleconsultation needs and more! Product Details Premium P2,500 Coverage 1 year Max Quantity Max 1 policy Coverage Details Age Range 7 years old to 70 years
For only P50, get up to P150,000 coverage for accidents, fire and illnesses Product Details Premium P50 per policy Coverage 4 months per policy Max Quantity Max 5 policies Coverage

TODACARE is a Group Personal Accident Insurance specially designed for transport group leaders, officers and members.
This insurance requires a minimum number of 10 enrollees aged 18 to 65 years old. Enrollees above 65 years old will be accepted subject to 50% cover of Sum Insured for all Benefits.

TanodCARE is a Group Personal Accident Microinsurance specially designed for barangay tanod officials and its members/personnel. This mico-insurance requires a minimum number of 30 enrollees aged 18 to 65 years old, enrollees above 65 years old will be accepted subject to 50% cover of the Sum Insured for all Benefits.

CL Health Care is an Individual Personal Accident Insurance specifically designed for Cebuana Lhuillier clients.It covers Accidental Death and Disability (AD&D), Double Indemnity, 24/7 Call-a-doc, OP ER One Time use and Daily Hospital Income Benefit. CL Health Care is underwritten by Generali Life Assurance Philippines, Inc.

Cebuana Lhuillier ERCare covers the medical expenses incurred within a year from the date of issuance or purchase by the InsuredPerson for the treatment of an eligible emergency condition, availment of which caneither be as an Out-Patient in the Emergency Room Department or as an In-Patient of aHospital via cash assistance.Cebuana Lhuillier ERCare is eligible for persons 15 days old to 65 years old. This is provided by Pacific Cross (Philippines) Insurance Inc.

Every individual gets microinsurance that covers accidental death or dismemberment and disability, unprovoked murder and assault, and other causes of death (except suicide). Donees will also receive cash assistance in case fire hits their home.
Cebuana Lhuillier’s annual Disaster Resilience Forum aims to continue the ongoing discussions on various multi-sectors’ initiatives and efforts in building disaster resilient communities. With the support of the Insurance Commission

The Search for the Happiest Pinoy is a nationwide campaign of Cebuana Lhuillier that aims to promote the values of optimism, resilience, and positive impact in Filipinos amidst different life crises. Go
Cebuana Lhuillier’s sports advocacy began with its President and CEO Jean Henri Lhuillier’s desire to boost sports development and awareness in the country. A sports enthusiast since his youth, Jean
In pursuit of the advocacy of Cebuana Lhuillier’s President and CEO Jean Henri Lhuillier, whose philosophy is “Always Love Schooling”, which highlights the “Continuous Pursuit of Education”, the Cebuana Lhuillier

In pursuit of the P.J. Lhuillier Group of Companies’ corporate value of social responsibility, Jean Henri D. Lhuillier, President and CEO of the P.J. Lhuillier Group of Companies (PJLGC), directed
Depending on the completeness of submitted documents, claiming may range between 1-10 days on a regular cases and 14 days or more on special cases.
To claim your insurance, please send an email via [email protected]. Written notice of incident on which claim may be based must be given to Cebuana Lhuillier Insurance Brokers within thirty
Depending on your insurance plan, you may visit a Cebuana Lhuillier, Cebuana Lhuillier Financial branch or via online
To update your policy, please send an email via [email protected]
A beneficiary refers to an individual specified in an insurance policy who is eligible to receive the benefits of the policy upon the approval of a claim for death. Immediate
Yes, visit our Online Shop to purchase for a loved one Or visit a Cebuana Lhuillier branch along with the person you would like to insure.
This may vary depending on the insurance product you would like to purchase
Cebuana Lhuillier’s insurance is available via online, via our physical stores & via our retail partners. In-store All Cebuana Lhuillier branches nationwide All Cebuana Lhuillier Financial branches nationwide: Ayala Market
Accident Insurance – as low as P10 Vehicle Insurance – as low as P300.40 Health Insurance – as low as P400 Comprehensive Insurance – as low as P50
This will depend on your current needs as well as your financial capability. Cebuana Lhuillier offers insurance products for as low as P10 to ensure that every Filipino has access
Cebuana Lhuillier currently offers accident, vehicle, property, health, life & comprehensive insurances that are tailor-fit to the needs of every Filipino.
This will depend on the terms and conditions of each policy type. Policyholders can be as young as 15-day old infants to up to 70 years old
Anyone of legal age (18 years old and up) can purchase insurance
Cebuana Lhuillier Insurance Brokers Inc is the insurance arm of Cebuana Lhuillier
You can withdraw for about three times amounting to P15,000 with P5,000 per transaction.
Yes it’s P5000 per transaction and maximum of P15,000 per day.
Your account has a maximum balance of 50,000 under Microsavings.
You may check our website, click on Branch Locator and search for a specific branch. You may also contact our Customer Cares team via text message at GLOBE 0917-8122737 SMART
Click here to check the branch contact number.
Different branches has different operating schedule, you may check our branch locator as well.
Business hours of branches vary. Click here to check the branch business hours.
It could take 5-10 days but may vary based on the claim details.
You may file claim by visiting any of 2,500 Cebuana Lhuillier branch
You may renew and repurchase insurance policy once it has matured. Visit any of 2,500 branches.
Yes this is possible but the person to be insured needs to be present during insurance purchase.
No, only the person named as the beneficiary can claim the remittance
As long as the branch is open and funds are available you may claim even on holidays.
You may claim it in any Cebuana Lhuillier Branch or thru our authorized agents or partners.
It usually takes a few hours or within 24hrs but may also depend on the availability of the funds and the process of the sending partner.
If the remittance is still unclaimed you may request a refund by visiting the branch. Bring a letter of request and a valid ID when doing so.
Maaari kang mag-authorize ng tao na maaaring mag-renew para sa iyo o mag-avail ng renew anywhere option.
Maaari mong icocoordinate ito sa iyong home branch. Ang request na ito ay ipapaasa pa for approval.
Paumanhin ngunit kailangan nyo munang i-settle ang obligation on or before expiry date ngunit maaari nyo rin itong icoordinate sa inyong home branch at ipaalam sa kanila ang iyong request.
Kung nasa branch pa rin ito at hindi pa nai-auction maaari nyo po itong i- coordinate sa inyong home branch.
Pumunta sa alinman sa Cebuana Lhuillier branches at magbayad ng iyong renewal fee.
If the sending agent is one of the international tie-up partners of Cebuana Lhuillier, clients may claim their money at any branch. Click here for the complete list of remittance partners.
Rates vary. Please click here for Pera Padala rates and charges.
No, If the receiver or beneficiary is not available to claim the money, they may advise the sender to amend the receiver’s name.
The sender may cancel or refund their remittance. The sender needs to visit the branch where the transaction was processed. Please be reminded that the service fee is non-refundable.
The sender may visit any branch of Cebuana Lhuillier to change the receiver’s name. The sender needs to bring the Pera Padala form and present a valid ID. There is
As required by BSP, Clients who engage in a financial transaction with covered institutions for the first time shall be required to present the original and submit a clear copy
Click here to check the branch contact number
Business hours of branches vary. Click here to check the branch business hours.
Bacoor Branch 160 Zapote Road, Zapote I, Bacoor City, Cavite (046) 417-3366(02) 8542-8272 Shoretel: (02) 7759-9888 loc. 2185Smart/TNT/Sun: 0908-968-4018Globe/ TM: 0977-467-0214 Jupiter Branch GF NCVI Bldg., 156 Jupiter St., Makati
Greetings, Ka-Cebuana Effective September 1, 2019, the following changes on Bank Fees & Charges will be implemented as described in this advisory. DEPOSIT RELATED FEES DESCRIPTION FROM TO PERSONAL CORPORATE
Do you need financial assistance on the following? Maximum loan Up to 80% of the Total Contract Price or Appraised Value Loan Term Up to 3 years to pay Interest
Owning your dream car is now made easier! You can loan up to 70 percent of your car’s value. For a Php 400,000 vehicle, we can finance up to Php
Need funds to fix your car? Then use it as collateral for your car loan! If your car is five years or below, you can loan for as much as
To provide maximum financial benefits for employees in need, this hassle-free loan application and loan payment type that is exclusively offered to all regular employees of the PJ Lhuillier Group
Specially designed for small-scale agricultural businesses, this loan offers financial support for farmers to increase their resources and expertise. It includes special terms and conditions suitable for small farmers.
For purpose of: Maximum loan Php 15,000,000 Loan Term Up to 5 years to pay Interest rate 7% per annum Payment Arrangement Post-Dated Check With Collateral
Regular Minimum Down payment As low as 5% Interest Rate 2.50% add on/month Payment Term: Up to 36 months Payment Arrangement Auto-Debit via Cebuana Microsavings Medium Bike Minimum Down payment
this is an upgraded version of Microsavings which can exceed P50,000 savings. Requirements:1. Updated Customer Information Sheet2. Two (2) Valid Government IDs Interest per Annum 0.50% Minimum Maintaining Balance Php
Passbook-based savings account that let’s you monitor your growing money Requirements:1. Updated Customer Information Sheet2. Two (2) Valid Government IDs3. Proof of Billing Interest per Annum 0.50% Minimum Initial Deposit
Secure payments via cheque with affordable peso checking account Requirements:1. Customer Information Sheet (CIS)2. Two (2) Valid Government IDs3. Proof of Billing Initial Deposits 5,000 Interest Rate(Per annum) Non- Interest
Earn Premium rates at your preferred maturity period Requirements:1. Customer Information Sheet (CIS)2. Two (2) Valid Government IDs3. Proof of Billing Amount 30-89 Days 90-364 Days 365 Days P10,000.00 –
Earn premium rates at your preferred maturity period Requirements:1. Customer Information Sheet (CIS)2. Two (2) Valid Government IDs3. Proof of Billing4. Placement should be 5 years + 1 day5. Net
This is a term deposit savings account that offers premium rates with flexible maturity period. This kind of deposit comes with a passbook for ease of recordkeeping and monitoring of
Domestic Remittance Sending using e-Money Cebuana Lhuillier Mobile ApplicationDomestic Remittance Sending using e-Money Reloading using e-Money SMSDomestic Remittance Sending using e-Money Text Message Syntax CEBUANA<space>ESEND<space>BeneficiaryLastname/BeneficiaryFirstname/PrincipalAmount/PinCode Example CEBUANA ESEND Dela Cruz/Juan/2500/1234
Email address: [email protected] Contact No: 7759-9888 or 7779-9888
SecurityCARE is a Group Personal Accident Insurance specially designed for Security Guards and officers. It covers Unprovoked Murder & Assault (UMA), Accidental Death, Disablement & Dismemberment (ADD&D), Accident Medical Reimbursement (AMR),
Engineering Insurance insures construction projects such as buildings, roads, bridges and other civil engineering projects against accidents resulting in loss or damage of works in progress, materials, construction equipment and machinery
Retail Fire Insurance provides loss protection to buildings including furniture, fixtures, and fittings against fire, lightning, and other allied perils like earthquake, typhoon, flood, etc.
Marine Cargo or Hull Insurance offers protection to any property whilst in transit by air, land and sea.
TanodCARE is a Group Personal Accident Insurance specially designed for barangay tanod officials and its members/personnel. It covers Accidental Death, Disablement & Dismemberment (ADD&D), Permanent Total Disability (PTD), Unprovoked Murder &
TODACARE is a Group Personal Accident Insurance specially designed for transport group leaders, officers and members. It covers Accidental Death, Disablement & Dismemberment (ADD&D), Permanent Total Disability (PTD), Unprovoked Murder &
StudentCARE is a Group Personal Accident Insurance that protects students from various perils 24/7 worldwide. It covers Accidental Death, Disablement & Dismemberment (ADD&D), Accidental Medical Reimbursement (AMR), Unprovoked Murder & Assault
As required by Bangko Sentral ng Pilipinas (BSP), clients who engage in a financial transaction with covered institutions for the first time shall be required to present the original and submit a clear copy of at least ONE (1) valid photo-bearing identification document issued by an official authority. For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises.
Forms of identification accepted are the following;