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Recent data from the Insurance Commission showed that a total of 26.6 million Filipinos are covered with microinsurance as of the end of first quarter of this year.  The industry

Decision making is a major part of our everyday life. We have to choose wisely as most of the time, making a wrong decision may get us into an unwanted

You’re short in cash but you need the extra cash to pay something as soon as possible. You think of many ways in order to earn a few pesos. However,

Millennials love to travel. Our social media accounts are full of destination pictures, delicacy shots, and replayable landmark poses. Some of us prefer visiting our very own local sandy beaches,

The prices of products in the market commonly fluctuate, which is why we are always kept on our toes when it comes to our budget and other matters of finance.

Owning a business is a bit tough, not to mention would require a lot of hard work (especially if you plan in making a big enterprise from scratch). However, this

You’d like to sell one or two items from your home in order to earn a few extra cash. In such case, you would like to make sure that for

Every single moment, people and their properties are exposed to various natural and man-made risks. To better prepare for the loss or effects of losses from these risks, people and

Everyone works hard for their salary. You would do your best to be able to pay all of your bills on time, provide for your family and overall, make ends

Everyone loves the convenience of having their own ride. Regardless of brand and model, a vehicle would let you travel wherever you need to go and at your own pace.

Filipinos opt to work abroad to provide better lives to their loved ones. Leaving family to find better opportunities overseas is difficult, but Overseas Filipino Workers (OFWs) do so to

Do you know where your salary goes every month? If not, it’s probably about time to track your expenses and start paying attention to your money to stop living from

There may come a time in which you may need to apply for a loan. You have a justified reason in doing so and are willing to present all of

If you are in need of immediate cash and currently have a decent credit score, most banks and other financial institutions will be willing to offer you a personal loan.

Starting a business is never easy, yet, very manageable if you make the right decisions from the very beginning. You have your business strategy laid out but you do not

After months of comparing quotes from various car dealers, you’ve finally decided to purchase your own car. But the decision-making does not stop there. You still have to decide on

If one goes to a typical bank, applying for a business loan could become a complex procedure. In fact, traditional banks make the loan application so tedious that it makes

There are few important points to consider when applying for a personal loan. In this article, we’ll be discussing the steps you need to take before taking out a small

Taking out a loan has always been thought of as negative since it is equated with being in debt. Yet there are good reasons for applying for a loan.  If

The inevitable day when one passes away is a reality to all humans. However, minimum wage earners are the most at risk when facing natural calamities, such as typhoons, earthquakes,

Having a food business is one of the best ways to create positive cash flow.  Since food is a daily necessity, there is always a market ready to buy as

Are you prepared? Are you ready to save your life and those of your loved ones? These are important questions that beg serious answers. Risks and dangers are part of

Having a car insurance is a real money saver. Most governments around the world make it a requirement as part of motor vehicle registration. But not too many people realize

Good Debt and Bad Debt – what’s the difference? Aren’t all debts bad? To make it simple, a good debt eventually puts money back in your pocket while a bad

Pawnshops have been the lifeline of millions of Filipinos who urgently need cash to address a sudden need or emergency. For decades, those in need have relied on the pawnshop

If you’ve always gone to a brick-and-mortar pawnshop to meet your financial needs, maybe it is high time to make a switch. There is now a more convenient option available

How do you maximize growth of your money when you have no time put up a business and have a low risk tolerance for investment? Time deposits may be the

There are 2.4 Million Filipinos working overseas across the globe. Most, if not all, remit huge sums of money regularly to support their families in the Philippines. Even with their

In the past, a person who needs extra cash would have to travel all the way to the nearest pawn shop. Bringing his or her item to be pawned was

The old folk song says it all:  “Magtanim ay ‘di biro…” It is not an exaggeration to state that farming in the Philippines may be considered a tough business or

Maintaining your household budget is not easy, yet it is manageable. You may be surprised of the huge amount of effort moms exert just to make ends meet. Utility bills

Emergencies are always unexpected. Aside from injuries and possible property damages, you would have to deal with the emotional stress of handling whatever comes your way. Your best option would

OFWs are the modern heroes of our time. It’s a statement that may have been overused, but it definitely holds truth. It requires a lot of courage and determination to

It’s your first time to get car insurance and you’re excited to receive a great deal. You think that this will definitely help you save in the long run; after

A time deposit account may be more beneficial for you than any other type of bank account. Yes, various accounts have their own features, each with of their underlying pros

When accomplishing a loan for your business, surely you would like to use it wisely. It may have taken a great effort in getting the approval for your capital; however,

Accidents happen. This is the main reason why many would avail of car insurance–to avoid spending big for damage repairs and possible hospital bills later on. There are various coverages

It’s tough to get rejected when you’re applying for a business loan. No approval, no business capital. Indeed, borrowing money for your business may seem complicated, as many are turned

Once in a while, we get the idea of getting our own personal loan to meet various needs. They are actually a preferred type of loan for some as they

Loans vary, depending on your needs and preferences. If you decide to open your own business, you would need capital, or the preliminary amount that you would use to startup

Safety and security is everyone’s top priority. While most safety measures are practiced on the road and in the office, one must not forget to take the same measures in

You’re hoping to sell a couple of items (extra gadgets or jewelry) in order to earn a little extra cash. You decided to pawn those items, instead, so you may

Knowing the type of bank account that would best work for you has its advantages. Many are not aware that lifestyle is a major factor when determining the type of

Sending money to your loved ones is simple. Most of the time, you would just have to go to the remittance branch, sign a few forms, give the agent your

You’re new to banking and you would like to get the most out of your first transaction. You would like to achieve this by making the least amount of mistakes

Jewelry So you’ve run out of money and are in need of quick cash. You peek into your bank account, only to find out that you do not have enough

Cebuana Lhuillier’s latest TVC puts the spotlight on its expanded domestic money remittance service through the Pera Padala Agents Network. Join Cebuana Lhuillier Brand Ambassador Alden Richards as he travels