Blog

Branches

Bacoor  Branch 160 Zapote Road, Zapote I, Bacoor City, Cavite (046) 417-3366(02) 8542-8272 Shoretel: (02) 7759-9888 loc. 2185Smart/TNT/Sun: 0908-968-4018Globe/ TM: 0977-467-0214 Jupiter Branch GF NCVI Bldg., 156 Jupiter St., Makati

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Advisory – Fees and Charges

Greetings, Ka-Cebuana Effective September 1, 2019, the following changes on Bank Fees & Charges will be implemented as described in this advisory. DEPOSIT RELATED FEES DESCRIPTION FROM TO PERSONAL CORPORATE

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Home Loan

Do you need financial assistance on the following? Maximum loan Up to 80% of the Total Contract Price or Appraised Value Loan Term Up to 3 years to pay Interest

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Auto Loan

Owning your dream car is now made easier! You can loan up to 70 percent of your car’s value. For a Php 400,000 vehicle, we can finance up to Php

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Employee Salary Loan

To provide maximum financial benefits for employees in need, this hassle-free loan application and loan payment type that is exclusively offered to all regular employees of the PJ Lhuillier Group

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Agricultural Loan

Specially designed for small-scale agricultural businesses, this loan offers financial support for farmers to increase their resources and expertise. It includes special terms and conditions suitable for small farmers.

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SME TERM Loan

For purpose of: Maximum loan Php 15,000,000 Loan Term Up to 5 years to pay Interest rate 7% per annum Payment Arrangement Post-Dated Check With Collateral

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Motorcycle Loan

Regular Minimum Down payment As low as 5% Interest Rate 2.50% add on/month Payment Term: Up to 36 months Payment Arrangement Auto-Debit via Cebuana Microsavings Medium Bike Minimum Down payment

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Cebuana Savings

this is an upgraded version of Microsavings which can exceed P50,000 savings. Requirements:1. Updated Customer Information Sheet2. Two (2) Valid Government IDs Interest per Annum 0.50% Minimum Maintaining Balance Php

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Regular Savings

Passbook-based savings account that let’s you monitor your growing money Requirements:1. Updated Customer Information Sheet2. Two (2) Valid Government IDs3. Proof of Billing Interest per Annum 0.50% Minimum Initial Deposit

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Checking Account

Secure payments via cheque with affordable peso checking account Requirements:1. Customer Information Sheet (CIS)2. Two (2) Valid Government IDs3. Proof of Billing Initial Deposits 5,000 Interest Rate(Per annum) Non- Interest

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Time Deposits

Earn Premium rates at your preferred maturity period Requirements:1. Customer Information Sheet (CIS)2. Two (2) Valid Government IDs3. Proof of Billing Amount 30-89 Days 90-364 Days 365 Days P10,000.00 –

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Five Year Time Deposit

Earn premium rates at your preferred maturity period Requirements:1. Customer Information Sheet (CIS)2. Two (2) Valid Government IDs3. Proof of Billing4. Placement should be 5 years + 1 day5. Net

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Special Savings Deposits

This is a term deposit savings account that offers premium rates with flexible maturity period. This kind of deposit comes with a passbook for ease of recordkeeping and monitoring of

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Terms and Conditions

1.  THE AGREEMENT. This Agreement governs the relationship between the e-Service Client (the “Client”) and Cebuana Lhuillier Pawnshop (the “CLP”). CLP reserves the right to adjust, modify, amend or supplement these

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Member’s Guide

Domestic Remittance Sending using e-Money Cebuana Lhuillier Mobile ApplicationDomestic Remittance Sending using e-Money Reloading using e-Money SMSDomestic Remittance Sending using e-Money Text Message Syntax  CEBUANA<space>ESEND<space>BeneficiaryLastname/BeneficiaryFirstname/PrincipalAmount/PinCode Example CEBUANA ESEND Dela Cruz/Juan/2500/1234

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SecurityCARE

SecurityCARE is a Group Personal Accident Insurance specially designed for Security Guards and officers. It covers Unprovoked Murder & Assault (UMA), Accidental Death, Disablement & Dismemberment  (ADD&D), Accident Medical Reimbursement (AMR),

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Engineering Insurance

Engineering Insurance insures construction projects such as buildings, roads, bridges and other civil engineering projects against accidents resulting in loss or damage of works in progress, materials, construction equipment and machinery

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Retail Fire Insurance

Retail Fire Insurance provides loss protection to buildings including furniture, fixtures, and fittings against fire, lightning, and other allied perils like earthquake, typhoon, flood, etc.

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TanodCARE

TanodCARE is a Group Personal Accident Insurance specially designed for barangay tanod officials and its members/personnel. It covers Accidental Death, Disablement & Dismemberment (ADD&D), Permanent Total Disability (PTD), Unprovoked Murder &

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TODACARE

TODACARE is a Group Personal Accident Insurance specially designed for transport group leaders, officers and members. It covers Accidental Death, Disablement & Dismemberment (ADD&D), Permanent Total Disability (PTD), Unprovoked Murder &

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StudentCARE

StudentCARE is a Group Personal Accident Insurance that protects students from various perils 24/7 worldwide. It covers Accidental Death, Disablement & Dismemberment (ADD&D), Accidental Medical Reimbursement (AMR), Unprovoked Murder & Assault

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CGL Insurance

Comprehensive General Liability (CGL) Insurance is a comprehensive coverage on building establishments for third party liability (bodily injury and property damage) within premises and operations of a business.

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Corporate Payout

We offer a money disbursement service through our close to 2,500 branches nationwide for your company’s employee salary, monetary bonuses/incentives, money distribution, and other corporate disbursement needs.

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Collection Services

We can act as your company’s collection depository for businesses who are engaged in distribution and collection. Most ideal for unbanked or underbanked areas, this service enables businesses to conveniently

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PeraPal

Let us help your business make it easier for your customers as we serve as your payment gateway system to enable your online shoppers pay their purchase at any Cebuana

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Bills Payment

Let us be your official bills payment station partner and extend our convenient, fast, and safe transactions to your clients. At present, Cebuana Lhuillier is a trusted bills payment partner

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E-load

Cebuana Lhuillier serves as an additional point of sale for telecommunications networks through its e-load services. With more than 2,000 branches nationwide, we can help make your prepaid loading products

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Partners

https://www.lazada.com.ph/shop/cebuana-lhuillier-insurance-brokers https://shopee.ph/clis2019 https://help.gcash.com/hc/en-us/sections/13776979330073-Cebuana-Lhuillier https://www.insurebox.ph https://www.insurebox.ph https://www.messenger.com/t/116956164988102/

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Cebuana Lhuillier Financial Branch

  Branch Name : CLF Robinsons GalleriaAddress: L/GF Robinsons Galleria Ortigas Ave. Ugong Norte, Quezon CityContact No: 0993-517-0245 / 84511446Business Hours : 10:00am – 8:00pm Branch Name: CLF SM ManilaAddress:

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BSP Circular

MANUAL OF REGULATIONS FOR NON-BANK FINANCIAL INSTITUTIONS – PAWNSHOPS Pawnshops who transact with any pawner for the first time shall require the pawner to present the original and submit a

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Earn Points

TRANSACTION TYPE 24k VIRTUAL CARD 24k GOLD VIRTUAL CARD Pawning 1 point for every PHP 30 fee paid 1 point for every PHP 25 fee paid Domestic Remittance Insurance International

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Rewards

For clients who earn a total of 110 points within the year, they are automatically elevated into a 24k Gold Card Member who enjoy additional perks and and benefits. 24k Cebuana members

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How to Redeem Points

Visit the nearest Cebuana Lhuillier Pawnshop branch or Pera Padala stand-alone outlet and present your 24k card or 24k virtual card to our branch personnel.

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How to Buy

Cebuana Lhuillier’s insurance is available via online, our physical stores & our retail partners. You can visit one of our physical branches on online branches to purchase your insurance. Click

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Rates and Charges (Domestic)

Amount PROMO RATE NCR NORTH LUZON CENTRAL LUZON SOUTH LUZON VISAYAS MINDANAO (NATIONWIDE) 1 100 ₱1.00 ₱1.00 ₱1.00 ₱1.00 ₱1.00 ₱1.00 ₱1.00 101 200 ₱2.00 ₱3.00 ₱1.00 ₱1.00 ₱1.00 ₱1.00

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Remit to Account

Domestic RTA via Direct Deposit BPI Metro Bank & Trust Company Domestic RTA via InstaPay AllBank (A Thrift Bank), Inc. Asia United Bank Corporation Bangko Mabuhay Bank of Commerce BDO

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CORPORATE AGENT PARTNERS

  • ACTION.ABLE, INC.
  • ALL ACCESS GATEWAY INC.
  • ANTRECCO (AGUSAN DEL NORTE TEACHERS, RETIREES, EMPLOYEES & COMMUNITY COOPERATIVE)
  • ACM VIP
  • ALL CASH
  • AGRILIFE/ AGRIVET
  • ASENSO PINOY STORE, INC. (EASY DAY SHOP)
  • AVICOM ENTERPRISES
  • AYALA ALABANG VILLAGE ASSOCIATION
  • BAUG CARP MULTI PURPOSE COOPERATIVE
  • BAGUIO BENGUET COOP
  • CARD BANK INC
  • CARD MRI RIZAL BANK INC
  • CARD SME BANK
  • CARITAS BANCO NG MASA, INC.
  • CEBU PEOPLE’S MULTIPURPOSE COOPERATIVE
  • CIS BAYAD CENTER, INC
  • COOPERATIVE BANK OF BOHOL, INC
  • COUNTRY BUILDERS BANK
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • AEON CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (VIA ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (VIA ECPAY)
  • ALLIANZ PNB LIFE INSURANCE INC.
  • ALPHA FUND SAVINGS & CREDIT COOPERATIVE (VIA ECPAY)
  • AMADEO WATER DISTRICT (VIA ECPAY)
  • AMYA POLYTECHNIC COLLEGE, INC. AND FINANCING CORPORATION (LENDPINOY)
  • ANGAT WATER DISTRICT (VIA ECPAY)
  • ANGELES ELECTRIC COMPANY ANGELICUM SCHOOL , INC. ILOILO CITY (VIA ECPAY)
  • ANJELMAN REAL ESTATE LEASING
  • ANTIQUE ELECTRIC COOP, INC ANTRECCO (BILLS PAYMENT)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (via ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (via ECPAY)
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

List of Accepted Government/ Valid IDs

  • Passport
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Postal ID
  • Voter’s ID
  • Philippine Identification System (PhilSys) ID
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) ID
  • Senior Citizen’s ID
  • Overseas Workers Welfare Administration (OWWA) ID
  • OFW ID
  • Seaman’s Book
  • Alien Certification of Registration (ACR)
  • Barangay Certificate or ID (with picture and signature)
  • Birth Certificate (applicable to minors only)
  • Firearm License
  • Immigrant Certificate of Registration
  • Marriage License
  • National Council for the Welfare of Disabled Persons
  • New TIN ID
  • OWWA ID
  • Student ID
  • Alien Certification of Registration (ACR) / Immigrant Certificate of Registration
  • Government Office or Government Owned and Controlled Corporations (GOCC) ID (e.g. AFP ID, HDMF (Pag-ibig Fund) ID, etc.
  • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certification
  • Integrated Bar of the Philippines ID (IBP)
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP (Bangko Sentral ng Pilipinas), SEC (Securities and Exchange Commission) or IC (Insurance Commission)

IDs Accepted

As required by Bangko Sentral ng Pilipinas (BSP), clients who engage in a financial transaction with covered institutions for the first time shall be required to present the original and submit a clear copy of at least ONE (1) valid photo-bearing identification document issued by an official authority. For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises.

Forms of identification accepted are the following;

Pawn Accepted IDs
1. Passport
2. Driver’s License
3. Professional Regulation Commission (PRC) ID
4. National Bureau of Investigation (NBI) Clearance
5. Police Clearance
6. Postal ID
7. Voter’s ID
8. Philippine Identification (PhilID) card
9. Social Security System (SSS) Card / Unified Multi-Purpose ID (UMID)
10. Barangay Certification
11. Government Service Insurance System (GSIS) e-Card
12. Senior Citizen Card
13. Overseas Workers Welfare Administration (OWWA) ID
14. OFW ID
15. Seaman’s Book
16. Alien Certification of Registration/Immigrant Certificate of Registration (for foreigners)
17. Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID)
18. Home Development Mutual Fund (HDMF ID)
19. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
20. Department of Social Welfare and Development (DSWD) Certification
21. Integrated Bar of the Philippines (IBP) ID
22. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas, Securities and Exchange Commission or Insurance Commission
23. ID issued by the National Council on Disability Affairs (NCDA)