Press Room Archives • Page 9 of 14 • Cebuana Lhuillier Pawnshop

Alden Richards is Now a Ka-Cebuana

Alden Richards, one half of the phenomenal AlDub love team, is now officially the latest Cebuana Lhuillier brand ambassador. The actor, TV host, and singer recently signed a contract with the country’s leading microfinancial solutions provider.

Richards has long been a loyal client of Cebuana Lhuillier, even before the AlDub phenomenon. According to him and as confirmed by the company’s records, he has been availing of Cebuana Lhuillier’s Pera Padala service since 2011.

“We are more than happy to formally welcome Alden Richards to the Cebuana Lhuillier family. We’ve always believed that the best persons to promote our services are those who have actually availed and experienced the services and products we offer, those who are truly Ka-Cebuanas themselves, and Alden Richards suits the description perfectly,” Cebuana Lhuillier President and CEO Jean Henri Lhuillier said.

“I am so happy to be part of the Cebuana Lhuillier family because it is a brand that has positively impacted the lives of many Filipinos including mine and my family’s,” said Alden Richards.

Richards is set to star in Cebuana Lhuillier’s newest TV commercials, which will be released this summer.

Source: http://www.mommypeach.com/2016/03/pambansang-bae-now-ka-cebuana/

5 Challenges to Reaching the Best Version of Yourself and How to Overcome Them

Here’s the thing: life is really not a bed of roses. The bigger your dreams are, the bigger the challenges you may have to hurdle; but that does not mean you should just give up on your dreams altogether.

Here are five possible challenges that can slow you down on your way to reaching your goals, and how you can overcome them:

1. The Perfectionist’s Standard

Image source: http://www.theravive.com

The problem with most people is that they want to do everything perfectly that they end up not doing anything at all—or end up failing just because they chose to stick to this standard they have in their heads.

What you have to keep in mind is that perfection is just in the mind. No one’s perfect—but that doesn’t mean that your best is not necessarily the best. You should remember that you can always change your decisions, and more often than not, you will have a chance to correct your mistakes. Taking small steps towards your goals would get you there—and having the perfectionist’s standard won’t.

2. Comparing Yourself to Others

Image source: http://www.heartspoken.com

Other people think they’re not good enough so they end up comparing themselves to the people around them. When this happens, they’d feel that everything they’re doing isn’t as good as what the people around them are doing—which often leads to lingering self-doubts, and insecurities in life.

Here’s a good question: why are you even comparing yourself to others? You have to realize that you are great the way you are—and that your goals are your own. Make a vision board and a mission statement. As long as you’re clear with what you want, you’re good. You don’t have to base your success on others’ success—everyone has their own place in this world.

3. Always Thinking about What Others Are Saying

Image source: www.careerguideinindia.in

Another problem that most people have is that they focus on the negative things people have been saying against them. These make them lose confidence, and feel like they could do nothing good in their lives.

Again, why would you care about what others have to say? People always have something to say. Even celebrities have haters! What’s important is that you focus on doing your best. Entertaining negativity would do you no good—and would just take chunks of your time away from you.

4. Not Having Patience and Drive

Image source: http://theodysseyonline.com

What separates successful people from failures is that they never give up. Some people want instant gratification. They want to be successful right away—but life really does not work that way.

No matter how many times you fail, you just have to keep in mind that if you want to get what you want, then you should not give up. Be persistent, and realize that if you’ll give up, you’ll get absolutely nothing.

5. Being Defined by What Happened to Them, and Where They Are

Image source: http://www.westgatecomms.com

Finally, some people choose to be defined by where they are and what happened to them.

Sure, you may not be the richest person in the world—so what? Sure, you may have failed before, but so what? You don’t have to keep living in the past. If you want a good future, work hard in the present—and don’t give up!

Life is full of challenges, and that’s the truth—but remember, it’s your life and you can take control. Do that, and you’ll surely be successful!

GMA Pinoy TV’s Kapusong Pinoy Dubai

Cebuana Lhuillier’s newest brand ambassador Alden Richards poses with employees of its remittance partners in Dubai: Ersal, Smart Exchange, Al Falah Exchange, UAE Exchange, Al Ghurair Exchange, and Al Fardan Exchange. Alden is in the Arab emirate for the Kapusong Pinoy Dubai event of GMA Pinoy TV. Cebuana Lhuillier is one of the event’s sponsors.

Schedule your transaction online!

Good news, 24k members! You can now set a transaction appointment before visiting our branch. This means you don’t have to wait in line for your turn and you don’t have to fill up any forms. Once you’ve set an appointment online, just go to our branch and our personnel will process your transaction for you.

Follow this process to use our online appointment feature:
1.   Log-in to Cebuana Lhuillier website.
2.   Select Online Appointment Module.
3.   Encode Details of the Appointment.
4.   Click Set Appointment button to proceed.
5.    Check your email/cellphone for the received Appointment Code.
6.   Go to the selected branch on the date of your appointment.
7.   Present the Appointment Code.
8.   Receive the printed validation form.

For inquiries, please CLICK HERE.

Alden Richards joins the Cebuana Lhuillier family!

‘Pambansang Bae’ Now a Ka-Cebuana

Alden Richards shakes hands with Cebuana Lhuillier President and CEO Jean Henri Lhuillier as the former becomes the newest brand ambassador of the largest microfinancial solutions institution in the Philippines.

In this photo (from left): Gigi Santiago-Lara, Senior AVP for Alternative Productions of GMA Network, Inc., Michael Sena, Integrated Marketing Communicatinos Group Head of Cebuana Lhuillier, Jean Henri Lhuillier, President and CEO of Cebuana Lhuillier, Alden Richards, Brand Ambassador of Cebuana Lhuillier, Philippe Andre Lhuillier, Vice President of Cebuana Lhuillier Services Corporation, and Simoun Ferrer, AVP and Head of Talent Imaging and Marketing of GMA Network, Inc.

“I am so happy to be part of the Cebuana Lhuillier family because it is a brand that has positively impacted the lives of many Filipinos including mine and my family’s,” said Alden Richards.

Richards is set to star in Cebuana Lhuillier’s newest TV commercials, which will be released this summer.

Money Budgeting Hacks for Students

Magastos ang buhay-estudyante, and it’s really true. But that does not mean that it should be your mindset. In fact, there are so many ways for you to save money while studying. Don’t believe me? Well, read on, and learn about the 10 financial hacks that can help students like you!

1. Buy or rent used textbooks from upperclassmen

Image source : http://barnesandnoble.com

Being friendly is good because you can ask upperclassmen—or your kuyas and ates in school—to lend or let you buy their old textbooks. Bonus points if those textbooks have notes in them—you’ll surely be able to answer your teacher’s questions with ease!

2. Cut out your vices

Image source : http://www.tiscali.cz

Why smoke when you know it’s bad for your health—and bad for your wallet, as well? And, why drink at those fancy coffee or tea shops when you know you could make your own drinks, or just drink water instead?

3. Apply for scholarship

Image source : http://nau.edu/

Eh pang-matalino lang yun might be what you have in mind, right? Well, everyone is smart in his own way—and surely, you are, too. Applying for scholarship is a good challenge for yourself—and a good way to save money you would otherwise pay for tuition, which will really make your parents—and you—happy. Besides, there are other kinds of scholarships. You could get an athletic scholarship or apply as a student assistant (SA) —the choice is yours!

4. Know your discounts

Image source : http://www.thebestproducts.info/

Use that student fare discount when riding a jeepney—just do not abuse it. Look for student discounts at your favorite restaurants or malls. Look for coupons online. Even Amazon provides great discounts for students—you just have to make use of them.

5. Live with others

Image source : http://www.grandparents.com

If your house is near the school, you can opt not to stay in a dorm. However, if you feel like it would be better for you to stay in a dorm or a house near the school, make sure that you think of affordable ways of doing it. You can stay with trusted relatives or friends near school. Don’t stay alone in an apartment or condo unit—especially if you know you’ll have a hard time keeping up with the costs.

6. Bring your own baon—or eat at the canteen

Image soure : http://blog.childrensdayton.org

You don’t have to eat at a fastfood restaurant each day. It’s also fun if you could bring your own food—and maybe even swap with friends! You could also opt to eat at the canteen—it’s old-school goodness, you see!

7. Don’t buy load unless you need it

Image source : http://www.educarelab.com/

If you know you’re not going to be texting anybody, and you are not expecting text messages, just forego the need to buy load each day. Better yet, you could buy one of those P300 cards and just text when you have to—it might last for a month!

8. Use school facilities

Image source : http://chs.edu.mt

Schools have clinics—go there if you’re not feeling well. It’s part of your tuition. Some schools have good gyms, too—make use of them. Get your money’s worth.

9. Walk or ride a bike to school—if you can

Image source : http://gradpost.ucsb.edu

If school is just a few blocks away, wake up early, and then walk or ride a bike to school. Not only will you get to save money, you’d get to exercise, too!

10. Sell what you no longer need

Image source : http://www.move.org

And, remember that being in school is not an excuse not to make profit. Sell some of those useful things that you no longer need—you get to help others out, and you gain profit, as well!

Keep these tips in mind and save money as you study!

Step by Step Guide on How to Get the IDs That You Need

In the Philippines, it is important to make sure that you get all those government-approved, valid IDs. Why? Well, simply because you could use them for a lot of things, including going to work, opening a bank account, getting insurance—and so much more!

So before you say, ang hirap naman kumuha ng ID, read on, and you’ll learn exactly what you have to do to get some of those IDs that you need!

Barangay Clearance

Image source : http://philpad.com

Of course, it all starts at the barangay. This one’s easy, all you have to do is:

1. Go to the Barangay Hall and tell them where you’re going to use the clearance for (i.e., for Identification Purposes, Postal ID, Affidavits, Passport, etc.)

2. Get a Cedula (Community Tax Certificate) from your Barangay, and give this to the officer.

3. Pay the necessary application fees, and you’re done!

Now that you have your Barangay Clearance, you could go and get other IDs!

Postal ID

Image source : http://usseek.com

To get the new Philippine Postal ID (which lasts for 3 years!), you need to make sure that you have a 1) Proof of Address which could be any of the following: Barangay Clearance, Credit Card Statement, Water or Electric Bill, and 2) Proof of Identify (birth certificate, valid passport, driver’s license, etc.)

To get the ID, just:

1. Download and fill-up the application form from this address https://www.phlpost.gov.ph/files/phlpost_docs_2015313_93854122b2.pdf, or get one from the nearest post office.

2. Prepare and submit the necessary documents at the post office.

3. Wait for your documents to be screened, and then get your photo/biometrics taken at the ID Capture Station (also in the post office).

Wait for your Postal ID to be delivered. For Metro Manila, waiting time will be 5 days; 7 for municipalities and major cities, and 15 for provinces and remote barangays.

SSS ID

Image source : http://forum.iask.ca

To get your SSS ID, you need to have one of the following:

Passport, Driver’s License, Seaman’s Book, or PRC License. If those are not available, you could bring: Voter’s ID, GSIS ID Card, UMID Card, NBI Clearance, School/Company ID, Postal ID, or TOR.

Then, follow the instructions below:

1. Go to the nearest SSS branch and then submit the application form (you could fill it up at the same branch), together with valid identification (the ones given above).

2. Wait for your biometrics to be taken.

3. Wait for the acknowledgment slip to be given to you.

4. Wait for at least a week for your SSD ID to be delivered to your address.

Philippine Passport

Image source : http://www.philembassy.no

Even if you’re not going to travel yet, it’s good to have a Philippine Passport because this will allow you to apply for other IDs in the future. For this, you have to set up an appointment. Just visit this website http://passport.com.ph/choose-branch.

After that, do the following:

1. Confirm your appointment and make sure that you will personally arrive.

2. Present your application form (taken from DFA Appointment System), together with SECPA Birth Certificate, or a copy of the birth certificate from the civil registry.

3. Present a valid ID (i.e., SSS, Postal, Driver’s License, etc.)

That’s it, you could now get your passport!

Keep these tips in mind and you’ll easily get your IDs without any hassle!

Stretch Your Remittance Money with These Easy-to-Do Tips

If you have a relative living abroad, chances are, you’re also getting remittance money every once in a while. The thing with receiving money through remittance is that you kind of get tempted to spend it all since you’re not forced to place it in the bank. The problem is that if this is the case, there’s really a tendency that your relative’s money will just go to waste—sayang naman if that happens.

So, ano ang dapat gawin? Now that remittance money is in your hands, you can try these easy-to-do money saving tips below so that you’ll be able to stretch the remittance money and use it well.

Have a “saving” mindset

image source: www.telegraph.co.uk

Huwag puro gastos ang nasa isip. In order for you to save up, you have to have this “saving mindset” where you think about keeping some of the money you receive for future use—or for emergencies. It really all starts in the mind.

Put the money in the bank

image source : www.healthandherbs.co.nz

Next, open a savings account. In some banks, it could be as low as P250. Sure, it’s hard at first and you may feel like your money isn’t growing, but in time, you’ll see that you’re actually able to create a viable fund for yourself. A little always goes a long way.

Live within your means

image source : www.slideshare.net

Sure, you want to shop each day—but are you really capable of shopping every single day? Remember that the remittance money that you received came from hard work. You may not see it, but the person abroad really worked hard just to send you money—so make sure that you make most of it.

Do you really need to have coffee at Starbucks every day, if you can make your own coffee? Or, do you really need to buy a new pair of shoes—even if you have 5 useful pairs? If you know you cannot afford something, huwag na ipilit. Buy only what you need, then designate a shopping/grocery day each week, or each month if you can.

Set financial goals

image source: www.inexfinance.com

No matter how young you are, it’s best if you can already create and keep track of your financial goals. You can start small. For example, your goal is to buy that P2000 bag that you need this month. Well, you could save a little each day. Say, P70. In a month, 70 will become P2100—which means you’ll finally be able to buy the bag. When that happens, you’ll feel even more fulfilled because you’ll realize that you exerted effort in saving that money! It’ll make you feel so much better!

Create an expenditure list

image source: blog.quizzle.com

It’s not that hard. You can just put your list in one of your extra notebooks. Each day, make a list of what you have spent. It’s an easy way of seeing how much money you’re using—and when you see that you’re using too much, you could at least tell yourself to stop—or control your spending.

Keep these tips in mind, and surely, you’ll get to stretch that remittance money! Good Luck!

Consulate General of San Marino Produces Book for Orphans

Jean Henri Lhuillier, Consul General of the Republic of San Marino to the Philippines, and Anna Maria Delfin, General Manager of The Bookmark, Inc., with a copy of the book ‘Yehey, May Pamilya na Ring Mag-aaruga sa Akin!’.

The Consulate General of San Marino in the Philippines, in partnership with The Bookmark, Inc., has produced a book that will help orphans and adoptive parents prepare for the adoption process. On February 5, 2016 the two companies inked a memorandum of agreement that made official the publication and distribution of the book called ‘Yehey, May Pamilya na Ring Mag-aaruga sa Akin!’. Spearheading the project is Jean Henri Lhuillier, Consul General of San Marino to the Philippines.

“The consulate has always been involved in projects that benefit the less fortunate, especially the children. We have assisted in the adoption of many orphans who are now happily living with their respective families in San Marino. We came up with this book to make the process even better, by setting the right expectations of the children, as well as those of the adoptive family. We want all parties to be as prepared as possible and this book will help,” said Lhuillier.

The story book, written by Genaro Gojo Cruz and illustrated by Aaron Asis, features the story of a puppy in a rescue home. It was officially launched last February 24 at the Manila Polo Club and will be available nationwide for P130.

To make sure the book serves its purpose, the San Marino Consulate General gave out free copies through the Department of Social Welfare and Development, Inter-Country Adoption Board, Museo Pambata, the Child Psychiatry Deparmentt of Medical City, and selected Alternative Learning System Centers.

Like the Consulate General of San Marino, The Bookmark, Inc. is also active in corporate social responsibility projects, providing support for organizations such as WWF (World Wildlife Fund) and UNICEF (United Nations Children’s Fund).

Patrombon, Gonzales give PH 2-0 Davis Cup edge

Cebuana Lhuillier-Philippine Davis Cup team swept the opening singles against Kuwait after an emphatic win by Jeson Patrombon and a shocking, dramatic victory by Ruben Gonzales Friday night at Valle Verde Country Club.

Patrombon cruised to a 6-0, 6-2, 6-1 win over No. 2 player Abdulrahman Alawadhi to give the country a morale-boosting start in the tie. It all appeared that the Filipinos would end Day 1 with an easy sweep of the rubbers, until Kuwait’s 35-year-old top player Mohammad Ghareeb tried to make a fight and came back from two sets down.

But the visitor’s top gun cramped and gave up with the fifth set tied at 5-5 for Gonzales’ 7-6 (7-2), 6-2, 1-6, 6-7 (8-6), 5-5 retired after a roller-coaster match that lasted four hours.

Treat Huey and Francis Casey Alcantara will try to clinch the Asia/Oceania Group 1 tie in Saturday’s doubles against Ghareeb and Abdulhamin Mubarak at 6 p.m.
Team manager Jean Henri Lhuillier said Patrombon just showed that he deserves his place in the team.

“It is their time (Patrombon and Francis Casey Alcantara), it’s changing of the guards and they have to accept the task ahead,” said Lhuillier who is supporting the PH campaign along with Cebuana Lhuillier, Philippine Sports Commission and Yonex.

Gonzales trailed 4-1 in the fifth set when it all appeared that he lost it all. But the long day tolled on Ghareeb who hugged his coach at the sidelines and declared he could no longer go on.

Gonzales stormed to two sets to none lead in the second singles, but inexplicably lost traction allowing Ghareeb to come back into the game winning third easily after an early break.
The fourth set was on serve but saw the Kuwaiti getting stronger and stronger, acing his way to force the tiebreak.

The 30-year-old Gonzales trailed 3-6 in the tiebreak but gained back the momentum when he lobbed an winner and Ghareeb dumped twice, one wide and one to the net.

But things suddenly shifted when Gonzales hit an outbalanced overhead shot that fell short, before the 35-year-old warrior, who once lost a tight 7-6, 6-4 decision to Roger Federer, aced to forge the deciding fifth set.

Though he admitted feeling the jitters in the first points of the first set, Patrombon hardly showed it as he overwhelmed Abdulrahman Alawadhi to give the country a morale-boosting start.

“I felt that it’s not yet my top game, only 60 percent probably,” said the 22-year-old Patrombon in Filipino after the one hour, 30 minutes match that saw him setting the tone of the match with power and smarts.

Patrombon, who has been training in Chinese Taipei and just came from ITF Futures in China, wasn’t threatened in the match, facing break point only thrice: once in the first set, and twice in the second when he was way ahead in games.

“I saw that he’s not very comfortable with rallies so I was holding my attacks longer,” said Patrombon who indeed engaged Alawadhi in lengthy exchanges before exploding with crosscourt winners.

The Iligan-based Patrombon, former World juniors No. 9, also didn’t waste shots, tracking down the ball as though he’s trailing and firing highly charged forehands against an otherwise strong opponent.

“He is strong and I was expecting him to go all out,” added Patrombon who has won his fourth Davis Cup victory in three ties.

Still Lhuillier said it’s not over yet. “We have seen it a few times that we take 2-0 lead to lose, but Jeson’s win today set the tone for the Philippines.”

Source: http://sports.inquirer.net/207848/davis-cup-patrombon-draws-first-blood-for-ph#ixzz43VyyNK1H

Lhuillier confident of Filipino Davis Cuppers’ chances

Cebuana Lhuillier-Philippine Davis Cup team manager Jean Henri Lhuillier expressed confidence with the chances of the new team facing Kuwait on March 4-6 at Valle Verde Country Club.

“I think we have assembled the strongest team in recent years. It’s a great combination of experience and youth. All of them have been campaigning actively and have been producing great results in recent international competitions the past months. All players can both play singles and doubles which will make it hard for our opponent to prepare for us. I strongly believe we will emerge victorious in this upcoming match versus Kuwait.” said Lhuillier.

Lhuillier has very good reasons for his optimism. The team is laden with so much talent composed of world number 35 doubles player Treat Huey, 2009 Australian Open Juniors doubles champion Francis Casey Alcantara, former world number 9 juniors player Jeson Patrombon and the highly dependable veteran Ruben Gonzales.

Huey is having a good start this year highlighted by his quarterfinals run in the Australian Open. Alcantara went on a giant-killing run making it to the finals of the doubles of the ATP Challenger held in Manila last month.

Patrombon has gained valuable experience playing in several ITF Futures in Asia starting last year while Gonzales has been consistently producing good results in doubles while campaigning in US and Europe.

The team has also named a new non-playing captain in Karl Sta. Maria, a veteran coach in collegiate wars in the country, as part of its quest to break back into the elite Group 1 of the tough Asia/Oceania division.

Source: http://www.mb.com.ph/lhuillier-confident-of-filipino-davis-cuppers-chances/#ijpF1vveO5b52LZ0.99

Cebuana Lhuillier celebrates the ‘Asensadong Pinoy’ spirit

Cebuana Lhuillier believes that becoming an Asensadong Pinoy is the best way for Filipinos to achieve their dreams and financial goals for their families and loved ones. An Asensadong Pinoy is a person who knows how to effectively manage and grow his resources to cope with life’s challenges.

Embracing the Asensadong Pinoy spirit encourages ordinary Filipinos to realize and accept their financial status, seek and achieve financial literacy, find ways to get and stay out of debt, control their personal and household expenses, grow their savings, and invest wisely for the future.

The country’s largest microfinancial institution helps celebrate and promote this Asensadong Pinoy spirit by providing products and services that can help Filipinos achieve, maintain and protect their success.

This includes 24/7 pawning services in almost 2,000 branches nationwide to enable individuals to have hassle-free access to much-needed cash to cope with financial emergencies or take advantage of business opportunities. Compared to bank loans, borrowers are assured of low interest rates and quick transactions.

Cebuana Lhuillier also has some of the country’s lowest money remittance rates for its Pera Padala service which assures clients of easy, secure and real-time transactions. Enterprising Asensadong Pinoys who have small businesses are already using Pera Padala to secure payments from their customers, wherever they may be.

More than 20 affordable microinsurance products, including the flagship Alagang Cebuana Plus, also assure Asensadong Pinoys of much-needed protection for their families, homes, valuables, small businesses and other properties. A 2-day quick payment guarantee through the facilities of Pera Padala and Cebuana Lhuillier’s nationwide branches helps clients to immediately claim cash benefits.

Insuring your home business against natural disasters

Nowadays, more and more people are embracing disaster preparedness as a way to not only ensure their safety but also to help mitigate the effects of natural calamities such as typhoons, floods and earthquakes, on their homes, workplace and other properties.

Keeping the house secured before, during and after a calamity is of prime importance, most especially for some Filipinos who have made a living out of a home business such as a sari-sari store, Internet shop, bakery, or canteen.

To help these micro-entrepreneurs and their home-based business prepare for any eventuality, Cebuana Lhuillier Insurance Solutions offers affordable micro-insurance products that will provide resources to help a business to get back on its feet after a tragedy.

The AllCare Alagang Cebuana Plus is a personal accident insurance coverage for only P25. It assures P20,000 accidental death, dismemberment and disablement coverage and P5,000 fire-cash assistance, valid for four months.

A Homecare Insurance can protect the business against damage to the home and other personal effects including furniture, fixtures, and fittings caused by fire, earthquake, typhoon or flood.

The Comprehensive General Liability Insurance provides coverage if the home-based business, its employees, products or services have caused bodily injury and property damage to a third party.

A Motor Car Insurance can provide comprehensive coverage for vehicles used to transport employees, products or equipment. This policy insures cars from damage, theft, excess third party liability (bodily injury and property damage) and Acts of God.

To further help micro entrepreneurs in their time of need, insurance claims can be filed and are paid out at any of Cebuana Lhuillier’s close to 2,000 branches nationwide. The company also has a claims processing facility backed up by Cebuana Lhuillier’s Pera Padala that allows Cebuana clients to receive their claims in cash in just 24 hours.

PJ Lhuillier, exec honored at Stevies

PJ Lhuillier Inc., the country’s leading microfinance institution, offering pawning, remittance, microinsurance, loans and bills payment, among other financial services through its core brand, Cebuana Lhuillier, was recently honored as the first and only Filipino company to be bestowed the prestigious Grand Stevie Award at the reputable International Business Awards (also known as ‘The Stevies’).

Aside from this, the company and president and CEO Jean Henri Lhuillier also garnered five gold, five silver and two bronze awards.

“PJ Lhuillier Inc. should feel very honored to receive the Grand Stevie Award this year. It is one of the highest honors in The International Business Awards. As the first company based in the Philippines to receive a Grand Stevie Award, their accomplishments amazed the judges. From providing financial literacy services to Filipinos to expanding to over 1,800 branches nationwide, the Stevie Awards is proud to give PJ Lhuillier this award,” said Michael Gallagher, president and Founder of the Stevie Awards.

Meanwhile, Lhuillier expressed pride and appreciation for the company’s accomplishments. “We at PJ Lhuillier carry out our business with the ultimate aim of achieving financial inclusion, and citations such as this help us assess whether or not we are on the right track. We always strive to be better than ever and we will not stop challenging ourselves at PJ Lhuillier. We appreciate the nod from the International Business Awards and we can only hope that they will continue to recognize our work in the future,” he added.

PJ Lhuillier Inc was recognized in five different categories; Gold for Company of the Year — Financial Services, Gold for Company of the Year — Insurance, Gold for Company of the Year — Diversified Services, Silver for Company of the Year — Conglomerates, and Silver for Corporate Social Responsibility Program of the Year — Asia, Australia and New Zealand.

On the other hand, Lhuillier bested other nominees in seven categories; Gold for Executive of the Year — Diversified Services, Gold for Executive of the Year — Financial Services, Silver for Maverick of the Year, Silver for Chairman of the Year, Silver for Executive of the Year — Conglomerates, Bronze for Innovator of the Year, and Bronze for Executive of the Year — Insurance.

PJ Lhuillier Inc. and Jean Henri Lhuillier were given multiple recognitions for the excellent business performance of the company in the past year.

Some of the milestones include Cebuana Lhuillier reaching over 1,800 branches in the Philippines, opening its first branch in Hong Kong, and establishing a marketing office in Dubai.

The past year also saw the brand introduce microinsurance products for the working class, benefiting construction workers, barangay tanods, security guards and employees, among others.
To expand reach and cater to more clients, the company gained more corporate partners including Enjaz Banking Services, the biggest remittance center in Saudia Arabia, and local airlines Cebu Pacific, Air Asia, and Philippine Airlines, to name a few. With over 60 partners worldwide, Cebuana Lhuillier is now able to extend its services to clients in different international territories.

Source: http://www.tribune.net.ph/business/pj-lhuillier-exec-honored-at-stevies

Lhuillier sees great promise in PH tennis

From left to right: Cebuana Lhuillier President and CEO Jean Henri Lhuillier; Singles Champion Mikhail Youzhny of Russia; Swiss netter Marco Chiudinelli;Philippine Ambassador to Portugal, Philippe Lhuillier; Philta Vice Preisdent Randy Villanueva; Cebuana Lhuillier mascot Ninong Ceb.

From left to right: (Philta) Vice President Randy Villanueva; Doubles runner ups Christopher Rungkat and Filipino partner Francis Casey Alcantara; Doubles champions Johan Brunstrom and Frederik Nielsen; Cebuana Lhuillier President and CEO Jean Henri Lhuillier; former Philta President Julito Villanueva.

Philippine Tennis got another shot in the arm when the country hosted the Association of Tennis Professionals (ATP) Challenger Tour last month.

“Hosting the ATP Challenger was an opportunity that was too good to pass so I did everything possible to make it happen,” said Philippine Tennis Association Chairman Jean Henri Lhuillier.
“It’s definitely a big boost to Philippine tennis as it provided our players the opportunity to pit their skills against world-class players and see where they stand against the world’s best,” Lhuillier added.

Filipino Francis Casey Alcantara and Indonesian Christopher Rungkat finished second in the men’s doubles of the ATP Challenger Tour after they lost to Johan Brunstrom of Sweden and Frederik Nielsen of Denmark in the finals.

“Alcantara’s finals run in the doubles shows that our players have what it takes to become world-beaters if given the right opportunities,” said Lhuillier.

Filipino ATP wildcard contenders reigning Philippine Columbian Association Open champion Alberto Lim Jr., former Australian Open juniors singles quarterfinalist Jeson Patrombon, and Davis Cup veteran Filipino-American Ruben Gonzales faltered in their respective first-round matches in singles.

“[We want them to] move back to Asia-Oceania Group 1 of the Davis Cup where I strongly believe we belong,” said Lhuillier who happens to be the team manager of the Philippine Davis Cup Team.
The Philippines is currently in Group II of Davis Cup Asia-Oceania.

They will face Kuwait in the first round of the tie on March 4 to 6 at the Valle Verde Country Club in Pasig City.

To popularize the sport, Lhuillier aims to improve the skills and rankings of Filipino netters.
“Continue improving the skills and rankings of our players as well as popularizing the sport among Filipinos and that’s the reason why I have been actively supporting big international tennis events such as IPTL thru Philippine Mavericks which I co-owned and managed, the recent ATP Challenger and International Tennis Federation Men’s Futures which I and my company Cebuana Lhuillier supported,” he stressed.

He wants to see Gonzales, Alcantara, Treat Huey, and Katharina Lehnert in international competitions and improve their rankings.

Lhuillier also underscored the need for a steady grassroots development program through the staging of age-group tournaments in different parts of the country.

“More than a sports avenue, Cebuana Lhuillier Age Group tennis also advocates the total human formation of young tennis players by helping them reach their tennis career dreams, be it to go professional or use it as a platform for University schooling. We aim to hone these talents to not just be champions in sports but also be champions in real life,” Lhuiller referring to his company’s Cebuana Lhuillier age group tilt.

JEAN RUSSEL V. DAVID

Source: http://www.manilatimes.net/lhuillier-sees-great-promise-in-ph-tennis/243099/

UAAP Softball Tournament Schedule

Cebuana Lhuillier Microinsurance advocates for disaster resilience

Gearing up for the onslaught of possible disasters and calamities this 2016, Cebuana Lhuillier Microinsurance has pledged to bolster disaster resilience in the Philippines and promote disaster preparedness among Filipinos during the 2016 Ready: Disaster Resilience Forum – The Role of Microinsurance in Building Disaster-Resilient Communities held on January 27, 2016 at Makati Shangri-La Hotel.

Stressing the importance of personal readiness and security to alleviate massive losses and damages during disasters, Cebuana Lhuillier President and CEO Jean Henri Lhuillier urged attendees to understand their possible roles in disaster management.

“Calamities and disasters impact everyone, especially the poor and most vulnerable communities.

Everyone has a role to play in building Filipino communities’ resilience against disasters and calamities, and Cebuana Lhuillier Microinsurance believes everyone must be empowered to prepare themselves against these kinds of crises, thus, we decided to embark on this mission for our country and for our people,” he said.

Known for advocating education and sports development for the youth, Cebuana Lhuillier has long been helping Filipinos uplift their lives through its microfinancial solutions services and various CSR programs.

“This time, we would like to instigate a whole new advocacy that would benefit a larger number of Filipinos. Today, we are giving our full commitment to contribute to our country’s disaster resilience through the microinsurance products and services we offer in Cebuana Lhuillier and by actively promoting it for public awareness,” he added.

Collaborative Effort

During the forum, Lhuillier also encouraged multi-stakeholder partnerships and collaborations among organizations that share the same objective of building disaster-resilient communities.

“We recognize the importance of having a collaborative effort and support from relevant institutions to achieve the most impactful end result. Through this forum, we hope to open more doors for possible partnerships and encourage more organizations to join our mission—hand-in-hand,” he said.

Presented in three parts—Ready to Initiate, Ready to Collaborate, and Ready to Innovate—the disaster resilience forum is spearheaded by Cebuana Lhuillier in an attempt to emphasize the importance of preparedness and provide means on how Filipinos can rebuild their lives after such events.

Keynote speaker of the forum was Insurance Commission Hon. Emmanuel F. Dooc, while the other speakers were National Disaster Risk Reduction and Management Council Civil Defense Administrator and Executive Director Undersecretary Alexander P. Pama; Department of Social Welfare and Development Disaster Response and Assistance Management Asst. Bureau Director Felino O. Castro V; Philippine Disaster Resilience Foundation President Rene “Butch” Meily; ABS-CBN Lingkod Kapamilya Foundation Managing Director Susan Bautista-Afan; ASEAN Insurance Council Chairman Michael F. Rellosa; Project NOAH Executive Director Dr. Alfredo Mahar Francisco A. Lagmay; and Habitat for Humanity Philippines Western Visayas Regional Head Retired Major General Carlos B. Holganza.

Microinsurance as Tool

Citing true stories of Typhoon Yolanda survivors who were able to bounce back after the disaster, the forum also highlighted the role of microinsurance as a key tool in disaster preparedness.

“We believe that microinsurance is one of the best existing tools to mitigate the impact of natural disasters. In the aftermath of Typhoon Yolanda, the microinsurance sector settled some P500 million claims involving more than a hundred thousand claimants,” Lhuillier said.

“We believe on the possible assistance that microinsurance can offer to policy holders post disasters. That is why, we have been continuing our efforts in reaching more communities, especially those in the far-flung areas and those that are most vulnerable to disasters, to educate them with the benefits of microinsurance and encourage them to be covered,” he added.

Through Cebuana Lhuillier Insurance Solutions (CLIS), the insurance arm of Cebuana Lhuillier, the company has been taking trailblazing initiatives to foster microinsurance especially now that CLIS has obtained ISO Certification. With the support of its insurers, CLIS has already covered more than 5 million Filipinos and settled P140 million claims.

“So far, we have already deployed Microinsurance-on-wheels in different parts of the Philippines; developed the first microinsurance-dedicated app for Android phones called MicroPinoy; forged important partnerships with various organizations to push for microinsurance even more; we have been creating innovative and tailor-fit microinsurance products for the specific needs of our countrymen—all these efforts directed towards increasing the number of microinsurance coverage among Filipinos that will ultimately help them prepare against disasters,” Lhuillier said.

Co-organized by the Insurance Commission (IC) and the GIZ (Deutsche Gesellschaft für Internationale Zusammenarbeit) Regulatory Framework Promotion of Pro-Poor Insurance Markets in Asia (GIZ-RFPI Asia), the forum coincides with the observance of January as Microinsurance Month.

Cebuana Lhuillier Microinsurance advocates for disaster resilience; commits to support initiatives to build disaster resilient communities

“Calamities and disasters impact everyone, especially the poor and most vulnerable communities.

Collaborative Effort

During the forum, Lhuillier also encouraged multi-stakeholder partnerships and collaborations among organizations that share the same objective of building disaster-resilient communities.

Microinsurance as Tool

Citing true stories of Typhoon Yolanda survivors who were able to bounce back after the disaster, the forum also highlighted the role of microinsurance as a key tool in disaster preparedness.

Be on the Right Track: 7 Things You Need to Know about Personal Finance

Handling money could be a tricky thing, so you have to make sure that you are aware of your personal finances. Otherwise, other people might take advantage of you.

There are 7 important things you need to know about Personal Finance—and you’ll find them all right here!

Make sure that you earn more than you spend

Let’s put it this way: What do you think will happen if you spend more than what you earn? Easy—you won’t be able to balance your finances, and soon enough you will find yourself in a pool of debt—and that’s not really something you want to happen.

Save early and it will turn into a habit

As with most things in life, the earlier you start, the easier you adopt the habit. It’s the same with saving money

If you started saving money way back in grade school—even by just using a piggy bank—you’d apply the habit for most of your life. The money that you save could be used for emergency funds—which everyone really needs! You don’t have to save too much—just save a little each day and you’ll surely have enough money to get you through the rainy days!

Be diverse

This means that you shouldn’t put your money in one place alone. The thing about life is that you never really know what’s going to happen—and putting your money in a single place is a no-no because there’s also a tendency that you might lose them all at once.

Therefore, make sure that you put your money in at least two banks—and even in separate wallets, if you can!

Protect yourself from phishing/scam artists

So many people end up being victimized by scam artists who ask for their credit card or bank account details online. You can protect yourself by making sure you change your PIN from time to time, and that you do not use the same passwords for all your email/online accounts. Always review bank statements, and don’t give credit card and extreme personal details to others unless absolutely necessary.

Save up for the rainy days

The thing with people is that they are so scared of scenarios that put their lives in danger—but they really don’t do anything about it. Therefore, you have to make sure that you could get money somewhere when emergencies come up.

Invest in emergency insurance funds, disability insurance, health insurance, and even homeowners insurance if you can. What matters is you make sure that you won’t end up with nothing—especially during emergencies.

Make use of automated savings

Automated savings means that for each paycheck you receive, a part of it would automatically go to a savings account. This way, you won’t have a hard time putting the money on your own to the account—and you won’t be tempted to use it, too!

Track your credit standing

This is all about how companies or lenders would trust you if ever you’d need help from them one day. This would also show you how you’ve been spending, and how much credit you can have. To check, you can try talking to your bank as they may have available data.

Be knowledgeable about personal finance and you’ll have a hassle-free, financially stable life!

Image Source:
http://www.iqsintl.com/index.php/franchise-opportunities/earning-potential/
http://theodysseyonline.com/memphis/saving-money-for-college-students/223569
http://www.survivinggrays.com/make-extra-money-as-a-medical-student-resident/
https://vulcanpost.com/75041/scam-striping-naked-for-sad-and-lonely-beauty/
http://www.livingrichcheaply.com/2014/05/14/how-much-is-in-your-wallet/
http://www.coffeusa.org/when-banks-cost-you-money/
http://en.yelp.com.ph/biz/cebuana-lhuillier-para%C3%B1aque

2016 Ready: Disaster Resilience Forum – The Role of Microinsurance in Building Disaster-Resilient Communities

Session 1A: Building Disaster Resilient Communities

Session 1B: Disaster Risk Reduction Programs

Session 2A: Philippine Disaster Resilience Foundation

Session 2B: READY TO COLLABORATE: How can Businesses be Partners in Disaster Resilience

Session 2C: Relevance of Disaster Risk Financing to ASEAN

Session 3B: Project NOAH building resilient communities

CLIS goes to Sta. Cruz for ACP claims pay-out

Manila – A huge fire occurred in Quezon Boulevard, Sta. Cruz, Manila last December 4 leaving 196 families homeless, according to the barangay report.

Personnel from Cebuana Lhuillier Insurance Solutions, led by Claims Supervisor Ramon Gonzalez, together with representatives from insurance partner Pioneer Insurance, rushed to the site in the evening of the same day to enlist possible Alagang Cebuana Plus insurance claimants and answer queries to facilitate prompt claims processing.

To date, five ACP Fire Cash Assistance claims have been paid out to the fire victims amounting to a total of Php80,000. In the future, CLIS aims to settle claims on-site as part of its initiative to further increase the trust and confidence of the insuring public in Cebuana Lhuillier.

Cebuana Lhuillier To Hold Disaster Resilience Forum

The Philippines is hit by calamities year in and year out. As a result, thousands of Filipinos suffer from the effects of such disasters, claiming the lives of individuals, rendering families homeless, and leaving a trail of devastation that takes years to restore.

In the hopes of alleviating the negative impact of these occurrences, a disaster resilience forum will be held this January 27 in Makati City. The event, called ‘2016 Ready: Disaster Resilience Forum – The Role of Microinsurance in Building Disaster-Resilient Communities’, is being organized to help prepare Filipinos for imminent dangers and to spread information in order to minimize, if not completely avoid, damages in the event of calamities. Highlighting the importance of microinsurance in a vulnerable country such as the Philippines, the forum aims to help educate and empower the public by presenting ways people can protect themselves and how they can take part in getting their community equipped with the necessary tools, practices, and knowledge to become more disaster-resilient.

Leading the movement is Cebuana Lhuillier Insurance Solutions, which has been actively offering aid to distressed individuals and communities through relevant insurance products and services as well as community outreach programs. At any given time, there are more than 6 million Filipinos covered by the ISO-certified company through its rich portfolio of products. Its premiere microinsurance offering, the Alagang Cebuana Plus (ACP), made available in partnership with Pioneer Insurance, has given otherwise uninsured individuals, especially the poor, financial security in times of need. ACP has settled more than P140 Million claims to date.

“It has been our commitment to answer to the call of the public in times of need, and this is one of the best ways that Cebuana Lhuillier can come to the aid of Filipinos. Our countrymen are constantly faced with challenges brought about by different calamities and, although we already have that indomitable spirit that allows us to cope with such difficulties, we still need to equip ourselves with practical knowledge and tools to lessen the impact of these events. That’s why we at Cebuana Lhuillier are organizing this forum. We felt the need to work with different stakeholders and increase awareness so we can all be prepared,” said Cebuana Lhuillier’s President and CEO, Jean Henri Lhuillier,

Organized in the observance of January as Microinsurance Month, the disaster resilience forum is supported by The Insurance Commission, the government agency fully promoting microinsurance under the Department of Finance, and Deutsche Gesellschaft für Internationale Zusammenarbeit or GIZ, which specializes in international development advocating pro-poor protection, The event is also made possible through partnerships with media outlets Philippine Daily Inquirer, Business Mirror, and Insurance Philippines.

Touching on the Marikina Valley Fault and the country’s susceptibility to disasters, CLIS General Manager, Jonathan Batangan, stressed the need for such event, saying, “This forum is very timely as there have been talks about ‘the Big One’ and the occurrence of more severe and more frequent natural disasters such as Typhoon Yolanda. We should have already learned our lessons and are prepared for any eventuality, but the reality of it is, many communities are not yet equipped with adequate knowledge especially on how to face these uncertainties. We hope that this forum will provide a venue to exchange ideas to foster disaster resiliency and encourage individuals, organizations and communities to be more pro-active in ensuring their security and protection in these vulnerable times. With enough preparation, we can face the challenges ahead with more hope and certainty.”

ASAPHIL Intercollegiate Baguio Leg Opening

Happy New Year, Ka-Cebuana!

Vasselin named Philippine Mavericks MVP

MANILA, Philippines – Edouard Roger Vasselin was named the Philippine Mavericks’ MVP for the IPTL (International Premier Tennis League) second season by team manager and co-owner Jean Henri Lhuillier who cited the 32-year-old French veteran the other day for playing in all five legs.

The Mavs led the league in most players deployed with 11 this season. Vasselin joined icon Serena Williams, Category A Milos Raonic, Category B Richard Gasquet, Category C Ivo Karlovic and Ajla Tomljanovic, Category D Jarmila Gajdosova, uncategorized Somdev Devvarman, doubles player Treat Huey and legends Mark Philippoussis and James Blake in the rotation.

Second season champion Singapore and dethroned titlist India were bannered by 10 players each while the Japan Warriors brought in eight and the United Arab Emirates (UAE), seven. Icons Kei Nishikori and Maria Sharapova of Japan, Roger Federer of UAE and Andy Murray of Singapore saw action in only one leg. Category A Stan Wawrinka of Singapore and Category B Gaels Monfils of India also played in one leg.

Federer performed in two of three matches in the Dubai leg. The former World No. 1 (now No. 3) Swiss was a disappointment as he lost in all his sets. Against the Philippines, he teamed with Marin Cilic to lose to Vasselin and Huey, 6-4 and against Singapore, he and Cilic bowed to Andy Murray and Marcelo Melo, 6-5. In singles, Federer was beaten by the Mavericks’ Karlovic, 6-4, and the Slammers’ Murray, 6-4. UAE lost to the Philippines, 26-24 and Singapore, 27-24 in the only ties where Federer played. He sat out the Royals’ third tie against Japan in Dubai.

Lhuillier said the Mavericks were hampered when Williams, Raonic and Gasquet withdrew after the first two legs in Kobe and Manila. That led to a disastrous showing in the third leg in New Delhi where the Philippines was trounced by the Aces, 30-12 and the Slammers, 30-22. Vasselin tried to hold the fort but couldn’t break into the win column as he lost to India’s Rafael Nadal, 6-4, and Singapore’s Nick Kyrgios, 6-5. In men’s doubles, Huey and Vasselin were defeated by India’s Nadal and Rohan Bopanna, 6-4 and Singapore’s Kyrgios and Melo, 6-5.

Lhuillier recruited Karlovic and Blake for the Dubai and Singapore legs to avert a tailspin to the bottom of the ladder. Vasselin, however, remained a mainstay on the court, playing mixed and men’s doubles in Dubai and Singapore and also singles against the Slammers’ Cilic. In the Kobe leg, he teamed with Gasquet to beat the Warriors’ Leander Paes and Pierre Hugues Herbert, 6-5 and the Slammers’ Dustin Brown and Melo, 6-4. In Manila, Vasselin and Gasquet tripped the Royals’ Tomas Berdych and Daniel Nestor, 6-3. In Dubai, Vasselin and Gajdosova defeated the Royals’ Nestor and Kristina Mladenovic, 6-5 and he and Huey drubbed the Royals’ Federer and Cilic, 6-5. In Singapore, he and Huey beat Japan’s Paes and Herbert, 6-5 and the Royals’ Cilic and Nestor, 6-4. Vasselin’s overall tally in individual set results through five legs was seven wins and 11 losses.

“I think Edouard was our MVP,” said Lhuillier. “He was with us in all five legs and played competitively in every set he played in mixed doubles, men’s doubles and singles. We leaned on Edouard when Milos and Richard left with back problems. And even when we brought in Ivo, we continued to play Edouard.”

Karlovic sat out the regular five sets in the Mavericks’ final tie against the Royals in Singapore then was called in to play Cilic in the super shootout to settle the outcome. The Philippines and UAE battled to a 23-all standoff after five sets. Karlovic edged Cilic, 10-9, in the super shootout as the Philippines ended the season on a winning note with a 24-23 squeaker over UAE.

“We won’t know which players will join us for the third season next year until after the draft in March,” said Lhuillier. “(IPTL founder) Mahesh (Bhupathi) will inform us which players are available during the draft. But I’d like Ivo to come back. He played well for us. In Dubai, Ivo upset Federer, 6-4. He’s got a booming serve and I think he’ll be a positive force for us in doubles play and could be a strong back-up in singles next season. Ivo will give us depth.”
Karlovic, 36, played for the Mavericks only in the last two legs in Dubai and Singapore. The 6-11 Croatian veteran’s serve was once timed at 251 kilometers per hour, a world record until overtaken by Australian Sam Groth’s 263 posted in 2012. Karlovic was ranked World No. 14 in 2008 and is now World No. 23 with career earnings of over $6.8 Million and six singles titles. In 2009, he made it to the quarterfinals at Wimbledon.

Lhuillier said his choice as the IPTL second season MVP is Kyrgios. “Like Edoaurd, Kyrgios was the most consistent player on his team,” he said. Singapore won the championship by beating India in the final although the Slammers were second at the end of the eliminations. Against the Philippines, Kyrgios was unbeaten, repulsing Raonic, 6-4, in Kobe and Vasselin, 6-5, in New Delhi. Kyrgios, a Category C player, is ranked World No. 30. His mother Norlaila is Malaysian and father Giorgos is Greek. Kyrgios was born in Canberra and plays as an Australian.

Because the second season had five teams, IPTL organizers scheduled one franchise, UAE, in 12 matches and the others, 11. To even out the results, the Royals were allowed to scratch one match and they chose their 29-18 loss to the Mavericks in Manila. The Philippines, however, retained the points in the match. The Mavericks finished the season with a 6-5 record in matches and a win-loss rate of 48.1 percent for fourth place. The Royals had a 5-6 record in matches but took third place with a win-loss rate of 50 percent on 264 games won and lost.

JOAQUIN HENSON(THE PHILIPPINE STAR)

Source: http://www.philstar.com/sports/2015/12/28/1536909/vasselin-named-philippine-mavericks-mvp

Merry Christmas and a Happy New Year!

Lhuillier pins hopes on big win over Japan

MANILA, Philippines – For Philippine Mavericks co-owner and team manager Jean Henri Lhuillier, the key to making it to the International Premier Tennis League (IPTL) final lies in maximizing games won and minimizing games lost against Japan today and the United Arab Emirates (UAE) tomorrow in Singapore.

Lhuillier will sit on the Mavericks bench in the team’s last two ties. The Philippines got a break in the India match in Dubai last Tuesday when the Aces’ legend Fabrice Santoro called in sick and couldn’t bring in a replacement. India’s doubles specialist Rohan Bopanna, 35, played in Santoro’s place but his 6-0 win over the Mavericks’ James Blake was reversed. Bopanna wasn’t cleared by the IPTL to play as a legend since he’s still active in the pro circuit. The reversal turned what would’ve been a 30-17 win for India into a 24-23 squeaker.

At the moment, the Mavericks are in fourth place in the five-team standings with 214 games won and 221 lost for a winning rate of 49.2 percent. India remains on top with 257 games won and 209 lost for 55.2 percent while Singapore, buoyed by the arrival of icon Andy Murray, is second with 228 games won and 207 lost for 52.4 percent. UAE is third with 214 games won and 217 lost for 49.7 percent. In last place is Japan, the newest franchise, with 211 games won and 259 lost for 44.9 percent.

Assuming the Philippines sweeps the Warriors and Royals without dropping a single game, the Mavericks will end up with 274 games won and 221 lost for 55.3 percent. Singapore has two matches left like the Philippines as the Slammers face UAE today and India tomorrow. The Mavericks’ hopes will also depend on how the Slammers fare against the Royals and Aces. From all indications, India is a cinch for one of two final berths with one tie remaining against Singapore. Spanish icon Rafael Nadal won’t return for the Aces in the last leg and Santoro is a doubtful participant but India may have enough cushion to advance to the final. Santoro may be available for the final on Sunday or the Aces could bring in a legend replacement.

Singapore has won its last four matches against the Philippines, Japan, UAE and India in that order to boost the Slammers’ chances to booking a final ticket. Murray’s arrival made a huge impact in Dubai. In the 27-16 win over India last Wednesday, Murray teamed with Marcelo Melo to thwart Ivan Dodig and Bernard Tomic, 6-4. And in the 27-24 decision over UAE the day before, Murray beat Roger Federer, 6-4, and combined with Melo to edge Federer and Marin Cilic, 6-5. World No. 4 Stan Wawrinka of Switzerland will take over from Murray for Singapore in the Slammers’ last two matches.

For the Mavericks, the goal is to swamp the Warriors and Royals. World No. 8 Kei Nishikori and World No. 4 Maria Sharapova have played only one tie for Japan and that was in Kobe. Without the two stars, the Warriors have relied on Philip Kohlschrieber, Pierre Hugues Herbert, Leander Paes, Thomas Enqvist, Mirjana Lucic-Baroni and newly-signed Kirsten Flipkens to stay alive. Federer played only against Singapore and sat out the tie against Japan in Dubai. It’s not certain if Federer will play in Singapore.

Slammers’ star Nick Kyrgios said Singapore’s mindset is to stay in second place. “Stan (Wawrinka) is going to be the main guy for our team in Singapore,” he said. “Stan’s a terrific player and we are going to do everything to put a solid performance together. I think it’s not so much catching the Aces anymore, it’s more solidifying our position into a strong second place to get to the final.”

Lhuillier said the tie against Japan could determine the Mavericks’ fate. “Our first match is key against the Warriors,” he said. “We need all of the players to have big games. We need to start hot from the first game to gain confidence and momentum.”

Lhuillier said legend and playing coach Mark Philippoussis may be reactivated to see action against Japan. Philippoussis played for the Philippines in the first three legs but sat out the Dubai matches with knee issues. Lhuillier brought in Blake as Philippoussis’ replacement.

JOAQUIN HENSON

Source: http://www.philippinemavericks.com/news/2015/12/18/1533908/lhuillier-pins-hopes-big-win-over-japan#sthash.bOqEblf8.dpuf

CLIS responds to Mandaluyong fire victims

Mandaluyong City – Cebuana Lhuillier is indeed a company with a heart as Cebuana Lhuillier Insurance Solutions (CLIS) immediately visited and comforted the victims of a blaze that destroyed more than 2,000 houses in Barangay Addition Hills, Mandaluyong City last November 25 to 26. The blaze is considered to be the largest in the city’s history.

In coordination with Region 1 Manager Felix Contapay and Area Manager Gencor Embalzado, the CLIS team, headed by General Manager Jonathan Batangan, visited Mandaluyong Gym, Fabella Elementary School Gym, and the Botanical Garden where most victims were temporarily relocated. With the assistance of the Department of Social Welfare and Development, CLIS personnel were able to talk to the victims and offered assistance to process claims for Alagang Cebuana Plus (ACP) obtained though the nearby Cebuana Lhuillier branches and through the 4Ps conditional cash transfer program of DSWD. There were approximately 100 claimants who were enlisted, most of whom were Pera Padala remittance clients. “The time for CLIS and its modest achievements to be just heard is over. We’d like to be seen now right where CLIS is needed most. This way we increase the trust and confidence not only of our clients but the insuring public in general to Cebuana Lhuillier”, said Batangan.

ACP, the premiere microinsurance product of Cebuana Lhuillier that were availed by the fire victims, covers Php25,000 Personal Accident Insurance and Php5,000 Fire Cash Assistance per certificate. CLIS, as the country’s dominant microinsurance player, has now covered more than 5 million Filipinos and settled P140 Million claims.

How to Save Money if You’re a First Time Employee

Congratulations, you are now earning your own money! BUT, before you rush to spend it on all your heart’s desires, think about where you want your hard-earned money to go.

There are far too many sad stories of Pinoys giving in to their impulses that they end up with nothing after all their hard work. While it is okay to treat yourself every now and then (it is your own money, after all), it is always best to save some of it. Here are the steps that will help you start building your wealth, even as a first time employee:

Step 1: Determine the exact amount that you are earning

image source: drupal.in-cdn.net

For instance, a 10,000 to 15,000-peso monthly compensation might look amazing, but in truth, there will be several deductions, including taxes, Pag-Ibig, SSS, and Philhealth. Your net income is what is left for your saving and spending power.

Step 2: Decide how to divide your money and where you want each allocation to go

image source: filentrep.com

Even after the deductions, you might still think your net income looks substantial enough to let you afford a postpaid cellphone plan, but the truth is that there are more expenses to worry about.

First, calculate your basic monthly living expenses (rent, utility bills, transportation costs, food expenses) and deduct that from your net income. The remaining amount is your residual income and it is what you have left for savings and for your wants. The amount of each category depends on you.

Step 3: Pay off all of your debts first

image source: moneytipstricks.com

If you have any debts, such as student loans, credit card bills, or money you owe to people from whom you borrowed when you were still unemployed, you need to pay them off ASAP, especially when there is interest involved. Aim to channel 80 percent of your residual income on paying off debts.

Step 4: Build an emergency fund

image source: millionaireacts.com

Once your money is out of the red (meaning “wala nang utang”), you can start building an emergency fund in a bank account. An emergency fund is the money you will use only when you lose your job or when you need to pay for medical expenses not covered by your company’s insurance.
It is recommended that you do not use a savings account with ATM access because the temptation to withdraw will be too strong. Look for small-time but reliable savings banks that offer passbook accounts with a lower maintaining balance, such as City Savings Bank or BPI family Bank.

Step 5: Consider life insurance

image source: youngpinoymillionaire.com

Life insurance is essential for those who have dependents, because if something happens to you, the company will provide a premium amount to support your family. Make sure to find an insurance agent from a company you can trust. Take note that life insurance is not a savings account for your retirement.

Step 6: Open an investment fund

image source: media2.intoday.in

Savings accounts in banks will not let your money grow substantially; in fact, you may end up losing money because the interest you gain is not enough to catch up with inflation. As soon as you have reached your emergency fund goal, you should start putting money into an investment vehicle. Have your risk tolerance assessed by an insurance agent and then research on the fund that he or she will recommend to you.

Follow these tips and you will not be sorry when the time of your retirement comes, or when an emergency strikes. Good luck!

The Pinoy Comfort Food Essentials: Filling the Tummy and Warming the Heart

A Filipino family’s kitchen is a source of identity and nostalgia. Food is an important part of Pinoy culture. The sight of melting butter, the aroma of baking bread, and the taste of a particular condiment can bring back happy memories and make you feel at home.

Filipino cuisine is popular all over the world because of its rich history and diverse flavor (“iba’t ibang lasa”). It boasts of the most interesting, unique, and heartwarming comfort foods. Check out this list to see how many you have yet to try!

Sinigang

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Imagine it is a cold, rainy, and gloomy day outside – and you are feeling lonely. Now think of a warm bowl of soup made up of *gabi *(taro), sitaw, and fall-off-the-bone pork. Don’t you feel better already? Sinigang is known for its sour flavor and versatility. Several souring agents (“pampaasim”) can be used: *sampalok *(tamarind), tomatoes, and green mango are a few examples.

The meat can also be replaced with shrimp, fish, or beef. The dish is popular because it is simple, easy to prepare, and very comforting.

Halo-halo

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True to its name, halo-halo is simply a delicious mix of sweetened bananas, red beans, garbanzos, jackfruit (“langka”), leche flan, macapuno (coconut sport), sugar palm fruit (“kaong”), ube, and evaporated milk all poured and mixed into thick scoops of shaved ice. For those who really love sweet food, the already cold and sweet refreshment is topped with ice cream.

While its coolness makes it extremely popular during the summer months, halo-halo is considered a nice treat any day of the year.

Tibok-tibok

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This Kapampangan pudding is made with carabao milk, giving it a smooth, white texture. It has a gelatinous consistency (“mala-gulaman”). The carabao milk gives it a slightly salty taste, but overall, the pudding is very sweet. It is traditionally topped with *latik*, which is made of coconut milk that comes from the coconut fruit’s grated meat.

Tibok-tibok has very strong flavors, so small servings will satisfy even the biggest sweet tooth!

Karekare

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Ah, yes, you are not a Filipino if you do not know karekare! The combination of ingredients may seem different from those unfamiliar with the nature of Filipino cuisine, but a good and complete mouthful will erase any doubts. The dish is essentially an annatto-dyed (“atsuete-dyed”) stew of peanut-based sauce, oxtail (sometimes other innards are used), eggplant, string beans (known locally as Baguio beans), and other greens.

Karekare is eaten with steamed rice, with *bagoong*, a paste-like concoction made of fermented fish/shrimp and salt, as a condiment (“sawsawan”). The sauce is very thick and flavorful, giving the dish its reputation as comfort food that brings back memories of childhood and home-cooked meals.

Champorado

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Some people like it hot, and some like it cold. Champorado is a chocolate-based rice porridge that is typically served either as a breakfast food or *merienda* (a light, afternoon meal). *Dilis, *or toasted anchovy, or buttered *pan de sal* usually accompany the dish, the salty flavors, enhancing the sweetness of the chocolate.

Champorado is a local favorite among children and adults alike. It is topped or mixed with evaporated milk and an excited smile!

These are only a few local treats that never fail to comfort the unhappy and upset. Cravings are stronger when feeling sad, and nothing beats the blues like choice meals, desserts, and snacks from Filipino cuisine!

Philta Chairman’s Dinner

Cebuana Lhuillier Website Launch

Just Jewels celebrates 10th Anniversary with Mega sale

As part of Just Jewels’ 10th anniversary, A three-day Mega sale was held last November 26 to 28 at the Networld Hub IN Makati City. Suki Alajeras, loyal clients, and walk ins were given up to 50 percent discount on Just Jewels’ selection of over 1000 unique designs making sure there is a perfect piece for every uniquely beautiful woman. Indeed, it was a day worth celebrating uniqueness as over 560 jewelry enthusiasts flocked the venue.

This event was made possible through the support and coordination of Marketing, Security, and Operations Special Divisions.

To see event photos, go to the Just Jewels official website.

How Pinoy Households Can Save More through Proper Budgeting

Does it feel like your hard earned money just slips through your hands during payday? Do you feel like you’re not earning enough no matter how hard you work? It is sad to say that many Filipinos feel this way. However, the good news is that there is a simple solution to help you save more and prepare for the future.

The Magic of Budgeting

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Everyone knows what a budget is. Even the old man selling balut at night knows what it is and what it is for. It’s a pretty common concept yet, unfortunately, only a few Filipinos apply it in their lives. You can ask your friends or coworkers if they use a budget. You can also ask them if they stick to it – meaning they strictly observe their budgets. Prepare to be disappointed when you find out that not many use or even have a budget.

No matter how simple it may sound, making a budget and being strict about it will provide many life changing benefits. For one thing, it will help you find out where your money went. It will also be an eye opener showing you what your real priorities are. Finally, making a budget will help you save money.

Benefits of Proper Budgeting

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Proper budgeting can actually benefit Pinoy households in many ways, other than the ways that we have already mentioned above. Let’s go over a few more of them:

*Practice self-control*: Making a budget will help you practice self-control. You will be making a list of items you need to spend on and opposite that will be the amount you have allocated for each item. Anything that is not in the list will not be considered – no matter how much your son or daughter begs for that new cellphone.

*You can provide funds for the neglected aspects of your life*: When was the last time your wife had money to go to the parlor to make herself look pretty? When was daddy able to have a really good haircut? When did you last have enough money to go to the dentist? Proper budgeting will help you allocate and save money for some of the things you may have neglected because you focus on work too much.

*A budget will help you identify your needs from your wants*: When you outline a budget, you will have to identify your needs and wants. Your list of needs represent your necessities – things that you can never live without, just like your water bill, electricity bill, food, etc.

Your list of wants represents items that aren’t that necessary but you will want to spend money on anyway, if you can. You can still live a happy life without the latest Samsung phone in the market, right? You will spend money first on your needs list, and only when that list has been covered will you spend money on your wants list.

*Budgeting for the unexpected*: Having a budget will help you set aside money for unexpected expenses like a child getting sick, an accident, or any incident you were not expecting. This part of your budget is called the “emergency fund.” It’s a little amount that you hold on to and never spend unless absolutely necessary.

You start with a small amount, and then next payday you add to it. Any excess funds you save during this payday will also go into that emergency fund. Your emergency fund will be a big source of comfort when an actual emergency comes around – at least you won’t have to borrow money from anyone just to pay for hospital bills, etc.

*Plan for future needs*: You will eventually retire from work but you will still need money. Most people rely on their kids when they’re elderly. However, if you have been following a budget your whole life, you should have some savings that you can use when you’re retired.

Preparing for Rainy Days

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A budget is simply a tool that will be useful to you if you live by it. It will eventually teach Filipino households some financial discipline. By strictly adhering to it, Filipinos will only be helping themselves by saving more money for present and future needs through proper budgeting.

Common Diseases and Illnesses during the Rainy Season and How to Prevent it

The first step to avoid getting sick during the rainy season is to know what possible diseases you can get from the rain.

1. The Common Cold (“Sipon”)

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Let us start with the most popular. Aside from the sneezing and dizziness, it’s what comes out of your nose that ruins your poise (“nakakasira ng poise”). It costs you a lot of money on tissue paper and it also destroys your dates with your girlfriend or boyfriend. You are lucky if you do not get a sore throat and fever, too.

Avoiding common colds needs only simple steps that many people always forget to do: covering the mouth when sneezing (“pag bumabahin”), washing your hands properly, and not touching your face. It is also important to get enough sleep, so that your immune system will be strong enough not to get infected by any virus (“para hindi tamaan ng sipon”).

2. Dengue

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Now, this sickness will make you afraid. It is caused by a mosquito bite. It is dangerous. The symptoms are hard to detect. In fact, it can take as long as two weeks before you see the primary symptoms. By then, it is already too late. The disease has already spread all over your body (“malala na”). The danger signs are muscle pains, fever, and fatigue. Rashes (“butlig”) can appear a few days after the fever starts.

Prevention of dengue is important. If you have things around your house that are constantly in water (for example: fish, and plants), always keep the water clean. Beware of possible mosquito breeding grounds (“ingatan na huwag pamugaran ng lamok”).

3. Cholera

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Drinking water infected by bacteria called Vibrio cholerae is the cause of cholera. The disease causes vomiting and severe diarrhea (“pagsusuka at pagtatae”), which can lead to dehydration afterwards.

The most important thing to do to avoid cholera is to make sure that your food is clean and safe to eat. Make sure that you know where you get your food and water. The rainy season can bring a cholera epidemic, so it is important to know the areas near your place that are already affected by cholera so you can avoid going there.

4. Typhoid

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Like cholera, typhoid is caused by food and water that have been contaminated (“maruming pagkain at tubig”). It’s even more dangerous because it’s highly infectious (“mabilis makahawa”). If one member of the family gets sick with typhoid, quarantine him or her so other family members will not be infected (“ibukod ang may sakit para hindi makahawa”).

Luckily, there are vaccines that can prevent typhoid. But, once you already have typhoid, it must be carefully treated and monitored (“maingat na gamutin at bantayan”). Dehydration is a danger, so make sure to drink a lot of fluids. Even after the patient gets well, he must still be careful because the disease can come back even after only two weeks.

These four diseases are all preventable and treatable. There is no reason for you not to enjoy the rain. For many Filipinos, rain is cleansing, and as long as you are careful about your health, you can enjoy and be happy when it is raining.

Affordable Life and Non-Life Insurance Now Available for Filipinos

Insurance products are still a bit foreign to the majority of common Filipinos. There is a general lack of awareness among the poor. Not only are they not aware of the existence of these products, they also do not perceive the value and importance of such in their lives.

In Comes Microinsurance

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Of course, everyone tried to remedy the situation. Thus, we see an increased proliferation of TV commercials and other ad campaigns in favor of affordable life and non-life insurance products. According to the Insurance Commission (IC), there were about 28 million Filipinos already covered by microinsurance as of 2014.

That is a significant figure. Yes, it accounts for a small portion of the general population in the Philippines, yet it is already a significant increase compared to the dismal figures in the past few years. It is worth mentioning that most microinsurance providers in the country only offer a token coverage of PHP 5,000 to PHP 10,000 per household, which consumers may not find attractive.

However, if you consider that sum in the hands of a tricycle driver or say the fisher folk, it is already a considerable amount in case the bread winner isn’t able to provide for the family at the moment. That little money is insignificant to well-paid corporate types, but in the hands of the Filipino poor, that money will save lives.

Available Insurance for the Filipino Masses

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Since there is a thrust to provide more affordable insurance products to the Filipino masses, they should be made aware of the available types of products that will be helpful to them. The common folks should at least know the difference between life and non-life insurance.

To make things simple, life insurance means that in case the person who bought the insurance product dies, the insurance company who sold the product will give a certain amount of money to the beneficiaries that the buyer has chosen previously.

Non-life insurance is almost the same except that one’s life is not the thing being insured. It is applied to property such as a house, boat, motorcycle, car, or truck. In case these things get damaged or destroyed, the insurance company will provide the buyer of the insurance a certain amount of money to cover the loss. All insurance products in the country fall into either category. The idea, of course, is that the future is uncertain. Thus, an insurance product can be a big help when disaster and loss strike.

Micro Insurance in the Philippines

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Microinsurance is definitely good news for the Filipinos. It is interesting that smaller financial players, including pawnshops with a nationwide presence, have taken up the role of delivering these much needed products.

For instance, Cebuana Lhuillier offers a basic non-life insurance product that costs only PHP 25. It covers the insured for four months, offering up to PHP 20,000 for dismemberment or accidental death.

They also offer a group accident insurance for employees that costs only PHP 210, which will be valid for 1 year. Other insurance products include those for security guards, students, home insurance, and insurance for barangay police.

Again, the coverage amounts will seem small, but they’re substantial in the hands of the masang Pinoy. These are investments that the Filipinos should be aware of.

25 Easy Money Saving Tips for the 20-Something

To be in your 20s means you still have a lot of time to work and save money. Unfortunately, many Pinoys do not save. They waste all their income on unimportant and fleeting things (“sa mga walang kwentang bagay”) when they should invest or save a part of their salary for the future.

Here are 25 tips that you can apply in your life to start saving right away:

Set Up Your Savings:

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1. Set aside money for things that can help you in the future. For example: emergency fund, life insurance, and investments.

2. Set a daily allowance for your transportation, food, and other necessities, and a little extra money for emergencies. Bring *only* that daily allowance when you go to work.

3. Set a savings target amount, and make a long-term plan to save that amount. For example: If you want to open a P10,000 investment account in 3 months, set aside P35 every day for 3 months.

4. Set a deadline for each savings goal and mark it on your planner or
calendar.

5. Use a smart phone app such as *Monefy * to record all your daily
expenses.

6. Open a savings account separate from your payroll ATM. If possible, open a passbook account without an ATM card.

7. Do automatic transfers from your payroll to your savings account to avoid temptation to spend (*para makaiwas sa tukso*).

8. Talk to a financial expert and ask what type of investment is best for you. It can be stocks, money market, mutual funds, etc.

Shop Wisely:

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9. Always prepare a grocery list before going to the grocery store.

10. Keep a checklist on your phone of items you need to buy at the mall so you buy what is necessary.

11. Cut back on expenses that are not important, such as expensive coffee, so you can save money.

12. Watch out for promos and incentive programs for things you need to buy, such as toilet paper, and other regular supplies. Set aside money to buy in bulk (*maramihan*).

13. Cut your credit card. If you will not use your credit card for business, always pay in cash instead.

14. Do not buy something when you can borrow, such as books.

15. Buy prepaid load for your phone. It is only ok to get a postpaid plan if you will use it for your business.

16. Keep a list of cheap restaurants with delicious food on your phone. Do not eat in expensive
restaurants.

17. Invest in high quality clothes that you can wear again and again for many years; buy from good clothing brands such as H&M. Prioritize timeless and flexible designs.

Change Your Lifestyle:

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18. Save money with the help of your friends. Save money on gasoline by car-pooling. Save money on food by cooking meals and eating together.

19. Do not go shopping or eating out on your free time. Think of how you will earn more money instead.

20. Cook food in bulk on Sundays and bring packed lunch (*baon*) to work.

21. Take care of your health. For example, take vitamin supplements so you will not get sick.

22. Limit your entertainment expenses. Find cheap ways to enjoy with friends and family. For example: playing board games and watching free movies.

23. Read and listen to experts on personal money matters, especially Filipino mentors like Francisco Colayco and Chinkee Tan.

24. Copy the habits of rich people who are careful in spending their money like Lucio Tan. Don’t copy celebrities who spend a lot of money on luxury (*luho*).

25. If you want to spend on luxury, earn more money by getting a sideline.

Filipinos like to live like a millionaire for a day, but if you start saving and investing your money now, in the near future, you will be a millionaire for life! Don’t waste any more time and start saving now!

Cebuana Lhuillier, Enjaz support migrant workers volleyball tourney in KSA

Riyadh, Saudi Arabia – Cebuana Lhuillier and Enjaz Banking Services teamed up to sponsor the 6th Kingdom-wide Men’s & Women’s Regional Volleyball League held at the Kingdom Hospital in Riyadh, Kingdom of Saudi Arabia (KSA) last September 24 to 26.

The event is currently the largest volleyball tournament in KSA, and is participated by teams of migrant workers coming from different regions in the Kingdom. The volleyball tournament was organized by the Filipino Athletes and Performers Society.

Cebuana Lhuillier is Enjaz’ preferred remittance partner in the Philippines

ISANG DAANG PAMASKO NG CEBUANA

Promo Mechanics:

1. The promo is open to all Cebuana Lhuillier clients with any of the following transactions at any Cebuana Lhuillier, Cebuana Lhuillier Express or Cebuana Lhuillier Pera Padala from October 15, 2015 – January 15, 2016:

Pawning – new pawn, renewal, redemption
Remittance (Sending) – Domestic and International
Remittance (Payout) – International
Microinsurance

2. Each qualified transaction is equivalent to a raffle entry.

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3. One hundred nine (109) lucky winners will win the following:

a. PRIZES

• 8 winners of Pangkabuhayan showcase
• 8 winners of Kitchen showcase
• 24 winners of Noche Buena package
• 24 winners of Media Noche package
• 5 winners of Motorcycle

b. CASH

• 40 winners of P20,000.00 each

4. The raffle draw will be held at P.J. Lhuillier, Inc. ICT Office 3/F The Networld Hub 156 Jupiter cor. Comet Sts., Bel-Air, Makati City 1209 at the following schedules:

[table “” not found /]

5. All cash prize winners that are 24k PLUS and 24k GOLD cardholders will receive an additional P5,000.00.

REMINDERS:

All raffle entries are based on transaction numbers.
Clients may have multiple raffle entries based on the number of qualified transactions.
The client may only win once per draw date. If a client is drawn more than once on a draw date, the client will win the prize with the highest value.
The non-winning entries from the previous draws will still be included in the succeeding draws.
The registration fee and other related expenses on the Motorcycle prize will be shouldered by P.J Lhuillier, Inc.
The winners will be notified through registered mail. They must follow the instructions indicated in the registered mail in claiming the prize. They must also present a valid photo-bearing ID and its photocopy together with the original notification letter in the Cebuana Lhuillier branch assigned to them.
Clients must ensure that they have updated their personal information (e.g., name, address, active mobile/telephone nos., and birthday) at the Cebuana Lhuillier branch where they transact. The information of the client recorded in the system will be considered correct and will be the basis in sending their notification letters.
All winners have sixty (60) days upon receipt of notice to claim their prizes. Otherwise, it will be forfeited in favor of Cebuana Lhuillier with prior DTI approval.
Employees of P.J. Lhuillier Group of Companies, Ad/Creatives Agency, PR and Media agencies, and their relatives up to the second degree of consanguinity or affinity are disqualified from joining the promo.
The prizes are not convertible to cash.
The 20% tax on prizes exceeding P10,000 shall be shouldered by PJ Lhuillier, Inc.

Cebuana Lhuillier celebrates with Ka-Cebuanas in Australia

Sydney, Australia – Reaching out to our Ka-Cebuanas down under, Cebuana Lhuillier participated in the Sydney Fiesta Kultura 2015 last October 5 at the Fairfield Showgrounds, Smithfield, Sydney. It is the longest running multicultural community event organized by the Philippine-Australian Sports & Culture Inc. and the largest Filipino community gathering in the region.

Festival goers trooped to the Cebuana Lhuillier booth where they won Cebuana merchandise and Phiten necklaces. Also part of the festivities was Cebuana Lhuillier’s Letra Swerte segment at the main event stage.

Robin Soriano, a Pinoy nurse in Sydney and regular Cebuana Lhuillier remitter, won gift certificates worth AUD 5,000 for his entry in the Facebook contest “Ano ang pinaka-namimiss mo sa Pinas?” A video message from his parents was also played live during the awarding.

As a major sponsor, Cebuana Lhuillier also presented the Ms. Charity Award at the Ms. Philippines-Australia pageant as part of the culminating activity of the event.

CLSC International Remittance Manager Erlinda Sumanga and Local Marketing Department Manager Francis Ubaldo also touched base with Australian partners BM Express and Forex World to present Cebuana Lhuillier’s 2016 marketing plans.

Mother gets fire cash assistance through ACP claim

Biñan, Laguna – Proof that Cebuana indeed cares, Alagang Cebuana Plus beneficiary Theresita Mendoza was able to claim Php25,000 cash assistance after a fire razed their house in Binan, Laguna. She lost her two children while her son was brought to the hospital after suffering third degree burns. Cebuana Lhuillier Insurance Services added Php5,000 ex gratia to support her child’s treatment. Though Alagang Cebuana Plus original copies had been lost, her records were retrieved at CLh Biñan 1, making the claim possible. She appreciated the help and sympathy extended to her and promised to be a loyal Ka-Cebuana.

PeraLINK expands network; sealed 11 new partnerships

Bound by the common mission of providing first-rate customer service and convenience among Filipino remitters, the country’s most trusted domestic remittance companies embarked on a groundbreaking partnership for PeraLINK—an innovative money transfer service venture available across the Philippines. Redefining the way domestic remittance works, it provides a common platform for different companies to allow more money transfer options and flexibility.

Eleven new companies joined the PeraLINK network through a memorandum of agreement signing event held on Wednesday, September 30 at PJL Corporate Center in Makati City. These additions increased PeraLINK’s members to 26 companies with 4,000 combined branches nationwide, making its services more accessible to even more individuals.

A network of financial and non-financial institutions offering faster and easier transactions, PeraLINK offers security, reliability, and high-quality service to Filipino domestic remittance clients. Through PeraLINK, clients can transact at any branch of a PeraLINK member; they can send money from one bank and claim it from a non-bank institution, as long as both are PeraLINK members.

The newest members of PeraLINK include Expresspay Inc., Global Pinoy Remittance & Services, Card Bank Inc., Plus One Direct Inc., Opportunity Kauswagan Remit, Inc., H Lhuillier, myRemit, Quick Loan Pawnshop, Pasamonte Pawnshop, Tiaong Rural Bank, and Jewel House Pawnshop & Jewelry.

Through this partnership, PeraLINK hopes to provide more Filipinos access to highly relevant financial services, fulfilling its goal of offering remittance that’s truly within reach. With its accessibility and state-of-the-art technology, PeraLINK members are able to facilitate transactions with safety and convenience.

Pioneer members include Cebuana Lhuillier, Enterprise Bank, Cantilan Bank, Ayala Alabang Village Association – Employees’ Multi-Purpose Cooperative, and Filinvest Home Owners’ Association, Inc.-Consumer’s Cooperative.

Financial Analyst with Cerebral Palsy is Happiest Pinoy 2015

After an almost year-long search that gathered hundreds of thousands of entries from all over the Philippines and abroad, a financial analyst with Cerebral Palsy was hailed as the newest winner of Cebuana Lhuillier’s Search for the Happiest Pinoy. During the Filipiniana-themed awards night at the Solaire Resort and Casino Grand Ballroom on September 10, 28-year old Richardson Navor from Caloocan, bested nine other finalists and took home a cash prize worth P1 million and a trophy.

Navor is the third winner of the Search for the Happiest Pinoy which was first introduced in 2009. Launched in October of last year, the third edition came with the introduction of its own jingle, social media ambassadors and activations across the country. The campaign also rolled out several promotional activities, coordinating with different government sectors, school organizations and partners to encourage more Filipinos to submit nominations.

Breaking its own record, over 280,000 nominations were received this year, the most in the campaign’s three-year history.

“This is only the third edition of the search and it has already grown significantly, collecting more entries, and, hopefully, inspiring even more individuals. Richardson is a great addition to the search’s roster of model citizens. His story is one we can all learn and draw inspiration from to live happier and more meaningful lives no matter the challenges,” said Cebuana Lhuillier President and CEO, Jean Henri Lhuillier.

Navor joins the ranks of Winston Maxino and Rommel Arellano with his own inspiring story. Despite being born with cerebral palsy, he has gone through life inspiring and influencing people, and always looking at the positive side of circumstances. His condition did not hinder him from getting a good education as he excelled in his studies. Besides being elected as the Student Council President, he also graduated magna cum laude and was given various leadership awards and recognitions including Outstanding Jose Rizal Model Student of the Philippines and Ten Outstanding Students of the Philippines.

When Navor’s mother was diagnosed with cervical cancer, he became the main source of strength of his family. He sought monetary assistance from the Philippine Charity Sweepstakes Office and from different people. He even sacrificed some of his allowance from his scholarship for his mother. Eventually, his mother was diagnosed cancer free.

Navor did not pass the CPA licensure exam but he continued to persevere and live life with positivity. He is now a financial analyst at IBM Philippines and continues to receive service awards for his advocacies. Dedicated to helping the youth and persons with disabilities, Navor formed an organization named People Uplifting the Student and the Handicapped (PUSH) which gives free leadership trainings, personality development seminars, and livelihood workshops to students and PWDs. PUSH also donated wheelchairs and canes to Yolanda survivors.

Navor was chosen through a series of screenings including deliberations and panel interviews. The final selection process was done through the collaborative efforts of judges who have achieved notable success in their respective fields. Gathering individuals of varying backgrounds, the board was composed of advertising guru Emily Abrera, motivational speaker and author Francis Kong, Supreme Court Legal Consultant, Atty. Ann Corominas, 2009 Hero of the Year Efren Peñaflorida, Camarines Sur representative Hon. Leni Robredo, TV news personality Luchi Cruz-Valdez, Cebuana Lhuillier Insurance Solutions General Manager Jonathan Batangan, and the search’s past two winners–Winston Maxino and Rommel Arellano.

Besides Navor, two other individuals were recognized as two more awards were added to this year’s search. Arnel Genzola, a professor based in China, was declared as the Happiest OFW, while Cyprian Jade Basa, a student from Roxas City, was hailed as the Happiest Student. Meanwhile, the grand winner’s nominator, Loriel Macalindol Castillo, Navor’s friend, was also recognized and was given a cash prize.

The rest of the top ten finalists in this year’s search are Johnny Medrano, a watch and cellphone technician from Batangas; Rustie Quintana, an artist from Cagayan De Oro City; Rodolfo Mendoza, a PWD advocate from Nueva Ecija; Randy Halasan, a teacher from Davao City; Eduardo Hernal, Jr., a retired military officer turned pastor from Taguig City; Julia Marquez, a retired teacher from Batangas; Don De Vera, an architect from Las Piñas City; Cyprian Jade Basa, a student from Roxas City; and Naprey Almario, a non-government organization founder and businessman from Davao City.

Launched six years ago, the Search for the Happiest Pinoy aims to rekindle the values of optimism, resilience, and hope in Filipinos amidst difficulties. It highlights stories of individuals who have a positive outlook in life, have the proven ability to rise above life’s challenges, and have caused a positive impact in the lives of others.

Cebuana Lhuillier Services-DMCC supports OFW basketball tourney

Abu Dhabi, UAE – Cebuana Lhuillier Services-Dubai Multi Commodities Centre (CLS-DMCC) sponsored the first Cebuana Lhuillier Cup Inter-Province Championship held at the Al Nahda High School Gym in Abu Dhabi last August 21.

The Luzan Capital Bakery team from Visayas, bannered by Cebuana Gems alumni Roi Lura and Juvanille Yu, emerged the champions. PGW Big Shots of Iloilo and Davao Eagles came in first and second runners up, respectively.

The basketball tournament was organized by the United Filipino Overseas Sports Association (UFOSA).

CLIS pays out DSWD 4P’s fire claimants in Pasay

Twelve victims of community fire and holders of Alagang Cebuana Plus (ACP) insurance coverage were awarded Php5,000 each in a Kumustahan event recently organized by Cebuana Lhuillier Insurance Solutions (CLIS) and new ACP insurance underwriter Pioneer Insurance at Barangay 65 in Pasay City. Left homeless after a fire incident last August 6, the claimants, who are also DSWD’s 4Ps program beneficiaries, expressed their gratitude for Cebuana Lhuillier’s microinsurance product. One of the claimants, Emelita Galvez, will use the cash to rebuild her home.

Present in the Kumustahan were Pioneer Insurance’s First Vice President and Microinsurance Head Geric Laude, Cebuana Lhuillier Area Manager Vincent Gomez, CLh Dolores BCRM Ma. Angeles Salimbagat, CLIS Claims Supervisor Ramon Gonzales, the CLIS team, DSWD representatives, and Barangay Chairman Sofronio Abaco.

PJ Lhuillier Inc recognized by Learning Elite program

PJ Lhuillier Inc., the country’s leading microfinancial company, received a Rank 65 credit from Chief Learning Officer magazine’s Learning Elite program for its exemplar workforce learning and development strategies that deliver significant business results.

The Learning Elite program praised PJ Lhuillier Inc. as it aligned learning and development projects to its mission to provide access to greater financial services for the benefit of the underserved sectors of the Philippine population.

It also highlighted the company’s corporate social responsibility efforts for the commitment to education by extending it to out-of-school youth who want to go back to school through the Cebuana Lhuillier Alternative Learning System Centers.

Developed under the guidance of a group of chief learning officers and senior learning and development practitioners, the Learning Elite program is an international peer-based industry-recognition program that recognizes individual companies for their efforts in learning and development, and functional areas, including leadership development, use of technology, executive buy-in, and content development and delivery, among others.

CLFI joins Kapihan sa LCF

Last August 18, the League of Corporate Foundation (LCF) organized a one-hour coffee chat dubbed as “Kapihan sa LCF” in collaboration with Makati Business Club & Integrity initiative. The activity focused on how to inspire, motivate, and challenge CSR practitioners on the value of operating a company with the highest integrity and business ethics and nurturing the career path of colleagues towards responsible business.

Mark L. Yu, President of Sea Oil Foundation, Inc., shared his experience on how to strengthen and reinforce “Integrity in the Workplace.” Sea Oil is one of the active signatories of the Integrity Pledge of Integrity Initiative, a formal and concrete expression of commitment of companies to abide by ethical business practices and to support the national campaign against corruption.

This is the third time CLFI participated in this fruitful session. CLFI is an active member of the League of Corporate Foundation under its Education Committee.

CLIS is now ISO Certified

Re-affirming its commitment to quality products and services, Cebuana Lhuillier Insurance Solutions (CLIS) has successfully obtained its ISO 9001:2008 certification last July 2015, following a series of enhancements that spanned almost nine months. This period saw CLIS rigorously evaluating, training, and improving its quality management systems, which proved to be worthwhile as after two audits by a United States-based accredited organization that provides accredited management system certification, it was finally conferred an ISO certification.

Being an ISO certified company means that the business has established an effective framework which adopts global quality standards. These enhancements are expected to cause a positive impact in the company’s operations as CLIS continues to offer quality, affordable and easy-to-understand insurance products and services to the satisfaction of its customers.

This milestone sets CLIS as the first and only insurance agency in the Philippines to have such achievement. This feat also made CLIS the second company within the PJLI Group to obtain ISO certification.

Present during the ISO Certification Awarding Rites held at the San Marino office last September 1 were Ambassador Philippe J. Lhuillier, President and CEO Jean Henri Lhuillier, CLIS Vice President Leo K. Escaño, CLIS General Manager Jonathan D. Batangan, Mancom members, Luzon Regional Managers, Division Managers, BRS Representatives and CLIS Managers and Supervisors.

CLFI supports nationwide school electrification

Pasig City – Last July 31, Cebuana Lhuillier Foundation, Inc. (CLFI) attended the formal launch of LightEd PH, the Department of Education’s (DepEd) campaign to provide schools with electrification, at the Bulwagan ng Karunungan within the DepEd complex.

“LightEd PH aims to provide schools with electricity through conventional means for on-grid schools and alternative energy sources such as solar generator sets and solar panels for off-grid schools as a stand-alone and self-sustaining technology system,” said DepEd Usec. Mario Deriquito.

Present in the event were DepEd Sec. Armin Luistro, CLFI Executive Trustee Atty. Cesar Vidal, Program Manager-OIC Kristina Muñiz, school electrification partners, and selected students from Pinagsabiran Elementary School in Tanay, Rizal.

A sub-campaign called “One Child, One Lamp” was also launched to raise funds for solar lamps to be distributed to students in off-grid public schools.

Last 2012, CLFI also donated 50 solar-powered lamps to families and children who cannot study at home due to unavailability of electricity in Brgy. Talungon in Bais City, Negros Oriental.

CLFI awards medals, certificates to ALS graduates nationwide

Cebuana Lhuillier Foundation, Inc. (CLFI) recently awarded medals and certificates to almost 450 Accreditation and Equivalency (A&E) test passers from its 15 Community Learning Centers (CLCs) nationwide.

Among the recipients is top one passer Carina Cortes, a 24-year old PWD learner in Cubao Elementary School who enrolled in ALS after failing to finish high school in formal school. She has suffered from spinal muscular atrophy since birth yet received a perfect score in the A&E exam.

“Masaya po ako dahil akala ko, hindi ko matatapos ‘yung high school pero ngayon ay natapos ko na. Mapalad ako dahil may ALS at mabubuting puso na handang sumuporta para ang tulad namin ay makatapos,” said Cortes during the awarding ceremony attended by Area 103, CLFI Executive Trustee Atty. Cesar R. Vidal, and school principal Dr. Thelma Co.

Similar ceremonies were conducted by respective area coordinators in CLCs in: ALS SPED CLC in Antipolo, Nagpayong Elementary School ALS CLC in Pasig, Andres Soriano Memorial Elementary School ALS CLC in Palawan, Lubuagan District Learning Center in Kalinga, La Trinidad Learning Center in Benguet, San Manuel High School ALS CLC in Tarlac, and Pagsanjan Mobile Library in Laguna.

Also included in the list are Rosario Elementary School ALS CLC in Cavite, ALS Demo Center in Tacloban, the graduation ceremonies of which was attended by CLFI’s Program Manager-OIC Kristina ‘Pebbles’ Muñiz, Ormoc District I ALS Center in Leyte, Cebuana Lhuillier Feeding Center ALS CLC in Bais City, Dadiangas West Learning Center in General Santos City, and La Filipina National High School ALS CLC in Davao del Norte.

A graduation ceremony in Malay Elementary School ALS CLC in Aklan is also being organized.

CLIS inks partnership with Pioneer Insurance

July 24, 2015 – Cebuana Lhuillier Insurance Solutions, the insurance of Cebuana Lhuillier, sealed partnership with Pioneer Insurance.

Pawners nationwide switch to Cebuana Lhuillier

More pawners are now switching to Cebuana Lhuillier, thanks to the nationwide Lipat Sangla campaign. For the past few weeks, teams from different areas took to the streets nationwide to spread the word on Cebuana Lhuillier’s higher appraisal rates and other perks, including grocery items.

The Lipat Sangla program was developed to increase market share in the pawning industry.

DSWD beneficiaries in Pasay insured with ACP

Pasay City – Cebuana Lhuillier Insurance Solutions (CLIS), with the support of Area 110 team, conducted a product presentation from June 17 to 19 in Pasay City.

More pawners are now switching to Cebuana Lhuillier, thanks to the nationwide Lipat Sangla campaign. For the past few weeks, teams from different areas took to the streets nationwide to spread the word on Cebuana Lhuillier’s higher appraisal rates and other perks, including grocery items. The Lipat Sangla program was developed to increase market share in the pawning industry.

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Last July 1, the Makati Police launched its “Oplan: Photo Sita,” an anti-crime campaign against riding-in-tandem criminals. All motorcycles passing the Makati area will be inspected at designated checkpoints, with details and photos of the motorcycles registered in the database of the Makati PNP-Anti Carnapping unit.

In support of the said campaign, PJ Lhuillier Group of Companies (PJLGC) donated a computer set to be used as a database and the initial set of control stickers for the registered motorcycles.

Head of Pawnshop Operations Miko Jimenez was recently invited as Guest of Honor during the Makati Police’s flag raising ceremony. After delivering a short speech, Jimenez witnessed a ceremonial posting of sticker in a motorcycle with P/SSupt. Ernesto Barlam, Makati Chief of Police , P/Supt. Mario Ignacio, Deputy Chief of for Operation and P/Supt. Jaime Santos, Deputy Chief of Police for Administration and Security Operations Division Manager Leo Legaspi.

Cebuana Lhuillier joins launch of National Strategy for Financial Inclusion

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With financial inclusion at the core of its mission, Cebuana Lhuillier took part in the launch of the National Strategy for Financial Inclusion (NSFI) spearheaded by the Bangko Sentral ng Pilipinas (BSP).

Her Majesty Queen Maxima of Netherlands, in her capacity as UN Secretary General’s Special Advocate for Inclusive Finance for Development, delivered the keynote address during the launch last July 1 at the Philippine International Convention Center. Cebuana Lhuillier was represented by Cebuana Lhuillier Rural Bank Manager Rose Matias, ICT Manager Wilardo Cobre, Fiscal Compliance Division Manager Sally So and Department Managers Elisa Capit and Joyce Orgasan, and Cebuana Lhuillier Insurance Solutions General Manager Jonathan Batangan.

The NSFI provides a framework for developing a financial system that is inclusive, accessible, and responsive to the needs of the unbanked and underbanked, involving both public and private sectors.

Pera Pada-lowest

Cebuana Lhuillier offers the lowest domestic remittance rate in South Luzon (except Romblon, Rizal, and Palawan) for amounts up to P10,000. Effective July 1, 2015, customers enjoy P25 less service charge compared to other establishments with its sending rates.

See below the corresponding service charge for sending amounts up to P50,000.

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Cebuana Lhuillier Gives Joy to Filipinos in Taiwan

Taiwan – Cebuana Lhuillier celebrated the Migrant Workers’ Day and the 117th Philippine Independence Day with Filipino workers in Taiwan, June 14.

The Philippines’ ultimate pick-up station made the event more fun by setting up booths where attendees could win items and cash prizes. Also part of the program was Cebuana Lhuillier’s Letra Swerte game, which was facilitated by Cebuana’s Marketing Manager Hermie Gil Ragudo. Before the program ended, Cebuana Lhuillier International Remittance Manager Erlinda Sumanga awarded tokens and plaques to ka-Cebuanas who shared their talent during the celebration.

The event, held at Nepza Capetronix in Kaohsiung, was also sponsored by the Manila Economic and Cultural Office.

DepEd, CLFI add ALS Centers in Visayas

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DepEd and Cebuana Lhuillier expand second chance opportunities for Out-of-School Youths (OSYs) and adults.

Through the Alternative Learning Program (ALP) of the company’s Corporate Social Responsibility (CSR) arm, Cebuana Lhuillier Foundation, Inc. (CLFI), the partners added three new venues of DepEd – Cebuana Lhuillier Alternative Learning System (ALS) Community Learning Centers (CLCs) in Eastern Samar, Northern Cebu and Bohol last June 15-17.

Being devastated by typhoons and earthquakes, CLFI hopes that the program can help the areas rise again – second chance not just for the learners, but for the community as well.

Always Love Schooling

The ALP, or the DepEd – Cebuana Lhuillier ALS CLC, is a partnership between DepEd and CLFI aiming to provide Academic, Livelihood and Spiritual and Social education to former OSYs and adults in the elementary and secondary levels.

In their agreement signed through a memorandum last November 15, 2013, DepEd commits to provide ‘engines’ by providing the teachers while CLFI agreed to provide the ‘fuels’ or a budget of 125,000 pesos to be used for purchase of teaching equipment and reproduction of learning modules.

Said partnership is one of the steps to strengthen the advocacy of PJ Lhuillier Group of Companies’ (PJLGC) President & CEO Dr. Jean Henri D. Lhuillier of “Always Love Schooling.” This is along with CLFI’s Nationwide Scholarship Program and Spiritual and Social Enhancement Program and Special Projects on Education.

19 DepEd – Cebuana Lhuillier ALS CLCs Nationwide

To make the agreement in effect, the partners formally inaugurated 16 centers nationwide last year, allocating a total of 2 million peso budget. Said CLCs were strategically located in Quezon City, Antipolo, Pasig, Palawan, Kalinga, Benguet, Tarlac, Pampanga, Laguna, Cavite, Tacloban, Ormoc, Negros Oriental, Aklan, General Santos City and Davao del Norte.

With around 1,700 enrolled ALS learners, the selected CLCs receive technological enhancements and will be taught livelihood, financial literacy, disaster resiliency, sports development and ICT competitiveness.

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The Cebuana Lhuillier Foundation, Inc. is the CSR arm of the PJ Lhuillier Group of Companies, which manages the country’s leading pawnshop, Cebuana Lhuillier. The Cebuana Lhuillier Foundation, Inc. was founded in 2000 by Ambassador Philippe Jones Lhuillier.

Cebuana Lhuillier celebrates Iftar with Enjaz Bank Services

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Cebuana Lhuillier Services Corporation, led by General Manager Noel Cristal, hosted an Iftar celebration for the tellers and management of Branch 153 of Enjaz Bank Services in Al-Batha, Saudi Arabia.

The Philippines’ ultimate pick-up station hosted the Iftar, a traditional meal shared in a gathering to break the day-long fasting during Ramadan, to show appreciation to the frontliners of Enjaz for their valuable contribution and assistance to clients sending their care and remittance to their loved ones back home.

Cebuana Lhuillier is Enjaz’ preferred remittance partner in the Philippines.

RP Blu Boys and Blu Girls return from SEA Games 2015

The Cebuana Lhuilllier-sponsored Philippine Softball Team returns to the country fresh from the 2015 Southeast Asian Games.

Cebuana Lhuillier Microinsurance sealed partnership with DSWD

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Cebuana Lhuillier Celebrates Independence Day with Filipinos in Saudi

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Kingdom of Saudi Arabia – The Philippines’ ultimate pick-up station, Cebuana Lhuillier, joined Filipinos working in the eastern region of this Arab state in celebrating both the 117th Philippine Independence Day and the 20th Migrant Workers’ Day at the International Philippine School in Al Khobar, June 12.

Cebuana Lhuillier representative Eric Frayalde distributed freebies and informational materials to attendees of the event. Also present were officers from Enjaz Banking Services, a direct remittance partner of Cebuana Lhuillier in the Kingdom.

The event, attended by more than 600 Filipino workers, was organized by the All Filipino Sports Committee (AFSCOM), a coalition of Filipino organizations based in Al Khobar.

UST recognizes Cebuana Lhuillier for 15 years of partnership

UST CLFI

On its 15th year of supporting scholars through its Nationwide Scholarship Program, Cebuana Lhuillier Foundation, Inc. (CLFI) was again recognized by the University of Santo Tomas during its annual testimonial dinner for scholarship benefactors and scholars last May 21.

CLFI Executive Trustee, Atty. Cesar Vidal, together with other benefactors, received the token of appreciation awarded by Rev. Fr. Richard Ang, Vice Rector Chair, UST Scholarship Committee and Dr. Evelyn Songco, Assistant to the Rector for Student Affairs. CLFI was among those commended for providing scholars the opportunity of quality education and a brighter future.

Search for the Happiest Pinoy named finalist at PANATa Awards 2015

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Cebuana Lhuillier’s Search for the Happiest Pinoy emerged as finalist in the Advocacy Marketing- Integrated Program category at the recently concluded PANAta Marketing Effectiveness Awards held at Hotel Intercontinental Manila in Makati City last May 25.

The PANAta Awards distinguish brand communications that strengthen and build business on top of espousing core PANA (Philippine Association of National Advertisers) values. The competition involves advertisers, advertising agencies, media agencies, advertising suppliers, academe, government agencies, and non-government organizations.

Present at the awarding ceremony were Corporate Communications Division Manager Ruth Aguilar, Public Relations Department Manager Richard Villaseran, Brand Managers Paolo Saño, Migs Ragudo, and Francis Ubaldo, and Public Relations Specialists Isaac Galang and Diane Almanzor.

Cebuana Lhuillier Sports solidifies support for Philippine sports

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Cebuana Lhuillier Sports spearheaded by one of the country’s long-time and most supportive sports patron, Jean Henri Lhuillier, announced its 2015 plans to further boost the athletes’ chances to have stellar performances in tennis, softball, bowling and basketball competitions. Anchored on a two-pronged strategy of supporting national teams that have the potential to be at par with the world’s best and grassroots development to continuously tap and train fresh talents through a sustained sports program.

“Growing up, I have been fascinated with sports — its discipline and its benefits. But it is the realization that our country has a great selection of world-class athletes and a vast pool of potential talents that led me to discover, develop, and support our Filipino athletes,” said Lhuillier, who is concurrently the Chairman of the Board of the Philippine Tennis Association (PTA) and President of the Amateur Softball Association of the Philippines (ASAPHIL).

Under the leadership of Lhuillier, RP Blu Boys and Blu Girls have brought numerous victories for the country such as multiple gold medals in the Southeast Asian Games and qualifying in World Cup and World Championhips.

For 2015, RP Blu Boys and RP Blu Girls are both gunning for the gold medal once again in the upcoming Southeast Asian Games (SEAG) and Blu Boys, 2nd placer in last year Asian Men’s Championships, will be competing in the World Men’s Championships to be held in Canada in June.

The Philippine Davis Cup team on the other hand, is fresh from a victory agains Sri Lanka last April and will be playing against Chinese Taipei in July. The core of the team led by Treat Huey, Ruben Gonzales and Francis Casey Alcantara, will also be eyeing gold medals in the 2015 SEAG. Top women player Katharina Lehnert is also being funded by Lhuillier.

To help our tennis players improve their world rankings, Cebuana Lhuillier Sports is supporting an ITF Futures tournament slated in October to be held in Manila. Also, to help popularize tennis, Lhuillier has helped bring to the country the International Premiere Tennis League (IPTL) and is the team manager of the Serena Williams-led Philippine Mavericks. Filipino doubles specialist, Treat Huey is one of the cornerstones of the team.

“I am very excited with all the possibilities that our softball and tennis players can achieve this year and next year. Our national softball teams are a cinch for the gold medal in the upcoming Southeast Asian Games (SEAG) and we’re looking to break the top 10 in the Men’s Softball Championships. Our tennis players on the other hand are also eyeing the doubles and team gold in SEAG, advance to Asia Group 1 of Davis Cup next year while Huey and Gonzales are gunning for a slot in next year’s doubles event of the Olympics. Exciting times ahead of our national players in softball and tennis.” Lhuillier, revealed.

Parallel to the national team support, Cebuana Lhuillier Sports is also investing in grassroots development. They have been running the Cebuana Lhuillier Age Group tennis circuit for 9 years already and for this year, more than 30 legs will be played nationwide.

For softball, Cebuana Lhuillier Sports supported the recent staging of the 9^th edition of the Summer Grand Slam organized by ASAPHIL under the leadership of Lhuillier. Summer Grand Slam, considered as the national open for softball have always discovered outstanding talents every year, most of whom are now part of the national team. The second half of 2015, ASAPHIL will also be organizing the annual Inter-Collegiate and Inter-Secondary Softball tournament to give national team aspirants the opportunity to showcase their skills.

Cebuana Lhuillier Sports also supports the National Youth Bowling team as part of its grassroots sports programs. The National Youth Bowling Team, led by the sensational Enzo Hernandez, recently bagged 2 silvers and 2 bronzes at the 18th Asian Youth Tenpin Bowling Championships in Macau.

For basketball, Lhuillier is managing his own team Cebuana Gems who is currently the league leader in the PBA D-League. Members of the team Norbert Torres and Almond Vosotros were part of the recently victorious team that ruled the 2015 Southeast Asian Basketball Association . They are also part of the squad gearing up for SEAG. Lhuillier was also the team manager of the team that won the gold medal of the 1993 SEAG. Members of that squad include GILAS players Gary David, Ranidel De Ocampo and Marc Pingris.

Proof of Cebuana Lhuillier Sports and Jean Henri Lhuillier successful sports programs are the stories of current national players tennis star Francis Casey “Niño” Alcantara and bowling sensation Enzo Hernandez. Alcantara was discovered while playing in the Cebuana Lhuillier Age-Group tennis circuit and was supported by Lhuilier in his international juniors tournaments. Alcantara eventually won the Australian Open Juniors Doubles competition in 2009 which paved the way for him to land a tennis scholarship in Pepperdine University where he graduated recently. He is now part of the tennis team to the Davis Cup and SEAG competitions.

Hernandez on the other hand is a product of the national youth bowling program supported by Cebuana Lhuillier Sports. He has improved tremendously the past few years that he is now spearheading not just the national youth team but also the RP men’s team.

“The stories of Nino and Enzo encourage me to continue with what we have been doing in Cebuana Lhuillier Sports. I know we are running something good and I hope that more members of the private sector will also start making contributions in our quest for having more world-class athletes such as Niño and Enzo”, added Lhuillier.

Cebuana Lhuillier Search for the Happiest Pinoy recognize by PANATA Awards 2015

May 25, 2015 – Cebuana Lhuillier’s Search for the Happiest Pinoy 2014 was recognized as one of the finalist for the Advocacy Marketing- Integrated Program category of the PANA Marketing Effectiveness Awards 2015.

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Cebuana Lhuillier top executives visit partners in the Middle East

Cebuana Lhuillier top executives strengthen ties with international remittance partners Bank Al Bilad Enjaz, Al Fuad, and Alfardan

In an effort to fortify partnerships in the region, PJ Lhuillier Group of Companies Chairman Philippe J. Lhuillier and Cebuana Lhuillier Services Corporation (CLSC) Vice President Andre D. Lhuillier recently travelled to the Middle East and met local partners. The trip was in connection with tie-ups between CLSC and banking institutions in the Kingdom of Saudi Arabia and in the United Arab Emirates. Earlier this year, Cebuana Lhuillier joined forces with Bank Al Bilad Enjaz (KSA), Al Fardan (UAE), and Al Fuad (UAE) to offer more international money remittance channels for clients in the Middle East. The partnerships are expected to make remittance transactions more convenient for overseas Filipino workers in the region and their families in the Philippines.

CLIS discusses microinsurance at APEC Summit

Bacolod City – Cebuana Lhuillier Insurance Solutions (CLIS) General Manager Jonathan Batangan was invited by the Department of Finance to be a resource speaker and panelist at the Asia-Pacific Economic Cooperation (APEC) Conference on Disaster Risk Finance in Bacolod City on April 29-30.

During the forum, CLIS underscored the role of microinsurance as an effective climate change and disaster risk management tool especially for the low-income and marginalized sectors. This was proven during Super typhoon Yolanda where the microinsurance industry settled approximately Php500 million in claims, benefitting over 100,000 households.

With the Philippine government hosting this year’s summit, the delegates from APEC’s 21-member economies tackled various proposals to be included in the Cebu Action Plan (CAP), a finance-related development roadmap for APEC. This particular roadmap will be approved by the Heads of Member-States when they come to the Philippines in September.

The Bacolod leg of the APEC forum was attended by almost 100 finance experts from the Philippines, United States, Australia, Canada, Mexico, Russia, New Zealand, Papua New Guinea, Peru, Chile, China, Hong Kong, Taiwan, Japan, Malaysia, Brunei, Indonesia, Singapore, Korea, Thailand and Vietnam.

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Ambassador PJ Lhuillier leads audience with Pope and receives blessing for Magellan Expedition

Vatican City – Philippine Ambassador to Portugal Philippe J. Lhuillier led the committee of the Magellan Expedition during a recent audience with the Pope at the Vatican.

Ambassador Lhuillier was part of the delegation which included the Mayor of Lisbon, Portugal Antonio Costa, the Mayor of Sabrosa, Portugal Jose Manuel de Carvalho Marques, the Mayor of Seville, Spain Juan Ignacio Zoido Alvarez, and other members of the Magellan Expedition committee.

The Magellan Expedition is a multi-city event that will re-trace the route of Ferdinand Magellan 500 years after his expedition circumnavigated the world. Among the places Magellan visited during his voyage were Argentina, Chile, Brazil, Uruguay, Portugal, Spain, Italy, Cabo Verde, South Africa, Indonesia, Brunei, Guam, and the Philippines, where the Portugese explorer fell to his demise in 1521. Each city will have a celebration between 2018 until 2022, to mimic the four years of the original Magellan Expedition.

While he was still a Cardinal in Argentina, Jorge Mario Bergoglio, now Pope Francis, was among those initially involved in the planning for the Quincentennial Anniversary of Magellan’s original voyage. The European-led expeditions were crucial in spreading Christianity to the East, and echoes the missionary zeal of the Catholic Church.

“Receiving the Pope’s blessing gives us affirmation in aspiring to recreate Magellan’s legendary journey. The Magellan Expedition will not only be a historical event, but is expected to have cultural, religious, and economic impact to the countries involved, including the Philippines,” Ambassador Lhuillier said.

During his encounter with the Pope, Ambassador Lhuillier personally thanked the Holy See for his recent visit to the Philippines. He also took the opportunity to have his rosary blessed by the Pope during the said meeting.

Cebuana Lhuillier expands in Iloilo

Ajuy, Iloilo – With more than 1,800 branches, Cebuana Lhuillier is continuously expanding to bring its products and services to more Ka-Cebuanas. The first Cebuana Lhuillier in Ajuy, Iloilo opened last April 8. To celebrate this milestone, a ribbon-cutting ceremony and branch blessing was held in the newly-opened branch. Present in the event were Cebuana Lhuillier Area Manager Jose Luis Rotea and Cebuana Lhuillier Area Technical Supervisor Susan Garcia.

Sure na Insure promo winners claim their prizes

More than being insured with five CoCs for Php125, thousands of Ka-Cebuanas all over the country also had the chance to win Php10,000 with the Sure na Insure promo. Lucky winners from Metro Manila recently claimed their prizes from the said promo. Libertad Soriano, a Ka-Cebuana from Navotas City, won Php10, 000. Soriano bought five COCs from a CoW activity in Area 112 last February 2015. Seeing the benefits of Alagang Cebuana Plus (ACP) after it was discussed to her, Soriano immediately agreed to buy insurance.

Soriano didn’t expect to win the raffle but she is thankful that Cebuana Lhuillier offers affordable but valuable insurance for all.

Another lucky Ka-Cebuana, Noraina Tangkapa, won the Sure na Insure Promo after buying ACP in CLh Tatawid. According to Tangkapa, she is thankful to Branch Cashier Mariedel Delgado for persuading her to avail of the ACP product. Talangka added how the Php10,000 cash prize is a big help to her family.

With the success of the first run of the Sure na Insure promo, the promo’s part two promises more exciting prizes such as motorcycles and sari-sari store showcase for insured Ka-Cebuanas.

Ambassador PJ Lhuillier meets Chief of Portuguese Navy

On March 26, Ambassador Philippe J. Lhuillier of the Philippine Embassy in Lisbon, Portugal paid a courtesy call to Admiral Luís Manuel Fragoso, Chief of the Portuguese Navy.

The courtesy call provided Ambassador Lhuillier the opportunity to express the Embassy’s appreciation to the Portuguese Navy, particularly the Maritime Rescue Coordination Centers (MRCC) in Lisbon and Ponta Delgada in the Açores islands, for the vital role they play in evacuating Filipino seafarers in need of medical treatment or attention due to medical issues or accidents onboard their ship in the Atlantic Ocean.

Ambassador Lhuillier likewise acknowledged the Portuguese Navy’s timely alerts to the Embassy whenever a Filipino seafarer has been airlifted to a Portuguese medical facility. This enables the Embassy to quickly respond to the situation and coordinate with the relevant shipping agent in order to ensure that the rescued Filipino seafarer’s welfare and needs are attended to while undergoing medical treatment, and for the eventual repatriation of the seafarer.

Admiral Fragoso also welcomed and expressed his support for Ambassador Lhuillier’s initiative to propose a Memorandum of Understanding on Cooperation in Maritime Search and Rescue between the Philippine Coast Guard and the Portuguese Navy. A draft of the proposed Memorandum of Understanding is currently under review by the Portuguese government.

Noting that Portugal has the 13th largest maritime zone and jurisdiction in the world, Ambassador Lhuillier believes that there is much for both sides to learn and exchange best practices in the area of maritime search and rescue and other related concerns.

CLIS inks partnership with Brgy. Sto. Niño in Parañaque

Parañaque City – Cebuana Lhuillier Insurance Solutions inked a partnership with Brgy. Sto Niño, Parañaque City, through a Memorandum of Agreement signed last March 31 during the Graduation Ceremony of its Day Care Centers at SM Sucat in Parañaque City.

Through the partnership, a total of 5,000 students from day care to college and 200 barangay officials and tanods will be covered with microinsurance.

Present during the occasion were Parañaque Mayor Edwin Olivarez, Barangay Chairman Johnny Co, Cebuana Lhuillier Area Manager Marilyn Valencia, and CLIS Insurance Supervisor Herbert Biazon.

Llavore emerges twin-champion

‘Home Boy’ Pague defends territory

Source: Sunstar.com.ph

Lanao Norte’s Cuevas makes mark in Ozamiz

Pague, Barola rule Marawi leg

Camiguin bet shines in singles events in 2015 summer netfest

GOVERNOR JJ Romualdo’s hospitality was aptly rewarded in the leg opener of the 2015 Cebuana Lhuillier age-group tennis summer events held recently in Camiguin island.

This came after homegrown pride George Gogo of Mambajao, Camiguin stamped his class in the singles competition crowded by the fancied bets from Cagayan de Oro who are members of the Philippine Tennis Academy-Cagayan de Oro City Satellite Training Center.

In fact, the little-known Gogo won the premier boys 18-under title at the expense of Cebu-based campaigner Francis Hidalgo.

“Indeed, Gogo did a great job for the host province. It was also an honor for Governor Romualdo who never missed the chance providing fellowship dinner to Camiguin leg participants every year,” organizer and ITF-licensed referee Mario Inguito Craiz told Sun.Star Cagayan de Oro.

Also favored to prevail in the other age categories are the Cagayan de Oro and Lanao Norte netters spearheaded by Janelle Carmela Llavore and last year’s winningest 10-under campaigner Brent Signmond Cortes.

The Palaro-bound Llavore, playing out of Corpus Christi School, is fresh from a twin-title finish in the Globe 17th Head Graphene XT Junior Tennis Satellite Circuit concluded over the weekend at the Nazareth Lawn Tennis Club in Cagayan de Oro.

Article Source: Sunstar.com

Banawe Ave. Motorcycle Riders insured with TodaCARE

Cebuana Lhuillier Insurance Solutions (CLIS) recently met with a group of motorcycle riders and enthusiasts in Banawe Avenue to discuss TodaCARE, a group personal accident insurance especially designed for transport group leaders, officers, and members.

Present during the meeting were 50 members of the Banawe Avenue Motorcycle Riders Enthusiasts group, who are mostly already insured by Cebuana CTPL. With a total of 70 active members, the group will be covered under the TodaCARE Insurance program starting April.

Ka-Cebuanas in Bataan got up close and personal with Sarah G.

Lucky Ka-Cebuanas got up close to singer, actress, and Cebuana Lhuillier brand ambassadress Sarah Geronimo when she visited Bataan recently.

Clients from CLh Balanga 2 branch in Bataan were able to meet Sarah Geronimo in her branch visit on April 16. Additionally, six lucky Cebuana Lhuillier employees f also had the chance to personally meet the pop star princess and watch her Perfect 10 Concert live last April 17 in Bataan People’s Center, Balanga.

Jean Henri Lhuillier shares microinsurance success story in HK conference

PJ Lhuillier Group of Companies President and CEO Jean Henri Lhuillier was recently invited to Hong Kong to be one of the resource persons in a forum entitled “Everyone is a Changemaker: Enhance Company Value by Adding Sustainable & Impactful Social & Environmental Dimensions” organized by the Young Presidents’ Organization and the World Presidents’ Organization.

As a pioneer of microinsurance in the Philippines, Lhuillier shared how Cebuana Lhuillier Insurance Solutions (CLIS) carved a niche in the Philippine insurance industry by providing affordable, accessible, and reliable coverage to the marginalized sector. He also shared how CLIS veered away from the fear-mongering marketing strategies of traditional insurance companies and instead focused on promoting positive Filipino values like optimism and resilience with the Search for the Happiest Pinoy.

Lhuillier joined other notable panellists which include Marc Castagnet, director of social enterprise Hill Tribe Organics in Thailand.

Ninong Ceb Facebook Group wins gold at the 50th Anvil Awards

Pasay City, Metro Manila – In its continuous thrust for Excellence, PJ Lhuillier Group of Companies (PJLGC) was once again recognized for its outstanding programs, particularly in the field of Corporate Communications. Last April 19, Ninong Ceb Facebook Group took home the Gold Anvil Award for Public Relations Tools – Multimedia/Digital category during the 50th Anvil Awards held at the Marriott Grand Ballroom, Resorts World Manila.

Hailed as the Oscars of Public Relations in the Philippines, the Anvil Awards is the most-coveted honor for the top public relations programs and tools in the country since 1963.

Ninong Ceb Facebook Group was cited “for establishing a cost-effective tool for collaboration that successfully engaged internal stakeholders,” as stated in the trophy’s inscription.

With more than 3,500 members and counting, the official Facebook group for PJLGC employees has become the new go-to source for internal news, events, and updates of Ka-Cebuanas nationwide.

Receiving the award in behalf of PJLGC are Organizational Communications Department Manager Sandy Dela Cruz, Internal Publications Supervisor Ryan Diño, and External Publications Specialist Diane Almanzor.

CLIS presents ACP to DSWD CALABARZON

Lucban, Quezon – Cebuana Lhuillier Insurance Solutions (CLIS) presented the Cebuana Lhuillier Microinsurance programs and services, particularly Alagang Cebuana Plus, to the Department of Social Welfare and Development (DSWD) CALABARZON last March in Lucban, Quezon. The presentation targeted to help families in need of financial assistance, particularly the beneficiaries of the Sustainable Livelihood Program (SLP).

CLIS aims to provide financial protection and financial literacy to all SLP beneficiaries of DSWD. Through this advocacy, CLIS will further reach out to the marginalized sector and provide them access to microinsurance services.

CLIS was represented by Insurance Supervisor Herbert Biazon and Insurance Specialist Iren Bello.

AGMB ICT education assessment in San Manuel HS

Cebuana Lhuillier opens office in Dubai

PJ Lhuillier Group of Companies Chairman Amb. Philippe Jones Lhuillier and Cebuana Lhuillier Services Corporation Vice President Andre Lhuillier led the inauguration of Cebuana Lhuillier’s first office in the Middle East located in the Dubai Multi Commodities Centre (DMCC).

Cebuana Lhuillier operates in the United Arab Emirates and wider Gulf Cooperation Council countries through a network of remittance partners, including Al Ghurair/Ersal, Al Fuad, Instant Cash, U Remit, Onyx Express, Lari, XpressMoney, and Smart Exchange. Cebuana Lhuillier’s new DMCC marketing office will assist customers sending money to the Philippines with queries about the status of their remittances and provide information about the branches where their beneficiaries can receive funds. It will also be a liaison office between the company and its partners in the region.

Serena Williams joins Manila Mavericks for IPTL 2015

MANILA, Philippines – Coming off a fighting third place finish in last year’s inaugural staging of the International Premier Tennis League (IPTL), the Manila Mavericks revamped its lineup in a bid to grab the overall crown in this year’s competition.

No less than the world’s number one woman player Serena Williams is leading the charge for the Mavericks. Owner of 19 Grand Slam singles titles, Williams has been dominating the women’s competition for more than a decade already.

“We are looking forward to the coming season of the IPTL. While we fell short last year, this year seems to be more promising for the team. We have exerted efforts to come out with the best possible team we can form so our Mavericks fans will not be let down. We are very excited to have the calibre of Serena Williams in our fold,” said sports patron and Mavericks team manager Jean Henri Lhuillier.

Joining Williams in the team are former world top 10 players – Frenchmen Wilfred Tsonga and Richard Gasquet, Australian legend Mark Philippousis, top women players Sabine Lisicki of Germany and Jarmila Gadjosova of Slovakia, Croatian tennis prodigy Borna Coric and Filipino doubles specialist Treat Huey.

“We have a very balanced team and everyone is capable of delivering the wins. We have very reasonable chances to contend for the title this year,” added Lhuillier.
Sportshub ( Article MRec ), pagematch: 1, sectionmatch: 1

The 18-year-old Coric, the 2013 US Open Junior singles champion, is the fastest rising star in the ATP tennis circuit, boasting of wins against top players such as Rafael Nadal and Andy Murray.

Former world number one Nadal is one of the other tennis superstars participating in this year’s edition of IPTL. Nadal will be playing for the first time in IPTL and will banner defending champions Indian Aces.

Also returning to the Indian Aces are Gael Monfils, Fabrice Santoro, Sania Mirza, and Rohan Bopanna. They will be joined by Agnieszka Radwanska and Ivan Dodig.

The Singapore Slammers will feature world No. 1 Novak Djokovic, Nick Kyrgios, Marcelo Melo, Belinda Bencic, Thanasi Kokkinakis, Karolina Pliskova and Carlos Moya.

The UAE Royals will have Roger Federer, Goran Ivanisevic, Ana Ivanovic, Marin Cilic, Daniel Nestor, Kristina Mladenovic and Tomas Berdych.

Meanwhile, the newly formed Japan Warriors will feature former Maverick Maria Sharapova along with Kei Nishikori, Kurumi Nara, Vasek Pospisil, Leander Paes, Daniela Hantuchova, Lucas Pouille and Marat Safin.

The 2015 season of the IPTL will launch on December 2 in Japan and will run until December 20.

Source: manilamavericks.net

CLIS Manager inducted as President of Cebu Insurers Club

Cebu City – Cebuana Lhuillier Insurance Solutions (CLIS) Operations Manager for VisMin Rosario “Rose” Gejon was officially inducted as President of the Cebu Insurers Club, Inc. (CICI) last March 20 during CICI’s Anniversary Celebration held at the Grand Convention Center in Archbishop Reyes, Cebu City. This is the first time in CIC’s more than 50-year history that a representative from an insurance agency was elected to head the said organization.

Established in 1953, CICI is a social club composed of various insurance brokers, agencies, and adjusters. CICI’s past presidents include officers from top insurance companies such as Alpha Insurance & Surety Co., Federal Phoenix Assurance, and Pioneer Insurance, among others.

The event was attended by Insurance Commission (IC) Commissioner Emmanuel Dooc, IC Cebu District Chief Atty. Cesar Olaer, IC Deputy Commissioner Atty. Dennis Funa, Cebu City Mayor Mike Rama, and CLIS General Manager Jonathan Batangan, who delivered a speech on behalf of PJ Lhuillier, Inc. President and CEO Jean Henri Lhuillier.

Cebuana Lhuillier Foundation Inc. restores classroom for ALS learners in Eastern Samar

Hernani, Eastern Samar – Last December, Typhoon Ruby wreaked havoc in many towns in Eastern Samar, including the town of Hernani. The typhoon did not spare the Dep-Ed Cebuana Lhuillier Alternative Learning System (ALS) Community Learning Center (CLC). “Our roof and ceiling were impaired when a tree fell over it, forcing me to utilize only half of the room. This made the learners less excited to attend learning sessions,” said Vicente Antofina, Jr., mobile teacher for the Hernani CLC.

Through the efforts of Cebuana Lhuillier Foundation, Inc. (CLFI), the Community Learning Center was finally renovated last March 10.

Hernani CLC, which resumed normal classes after the renovation, is one of the three additional centers to be adopted by CLFI in the calamity stricken areas. This is made possible through the DepEd – Cebuana Lhuillier ALS CLC under the Alternative Learning Program.

Cebuana Lhuillier and UnionBank team up for more convenient bills payment service

(from left): Cebuana Lhuillier Services Corporation Vice President Philippe Andre Lhuillier; Cebuana Lhuillier President and CEO Jean Henri Lhuillier; UnionBank Chairman and Chief Executive Officer Justo A. Ortiz; and UnionBank Senior Executive Vice President Edwin Bautista.

Cebuana Lhuillier, partnered with one of the leading banks in the country, Union Bank of the Philippines (UnionBank), to provide clients with a new option to pay their bills, through a Memorandum of Agreement signed last February in Makati City.

Through this partnership, UnionBank clients and collection partners can settle their payments at any Cebuana Lhuillier branch.

“With Cebuana Lhuillier’s large network of branches– we have more than 1,700 branches to date –and UnionBank’s elevated system and standards, clients’ payment transactions will be quicker and easier than ever,” said Cebuana Lhuillier President and CEO Jean Henri Lhuillier.

"I am very excited about this partnership. This is a symbiotic relationship between Cebuana Lhuillier and Unionbank. With Cebuana Lhuillier’s extensive branch network and UnionBank’s large customer base, we will give both our customers more access and convenience. We are excited to work together and are committed to grow this relationship into a successful partnership that adds value to both our franchises," said UnionBank Chairman and Chief Executive Officer Justo A. Ortiz.

Click here to view event photos.

Just Jewels Android app now available for download

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Download the app for free on Google Play today.

Cebuana Lhuillier now a member of the Oro Chamber of Commerce

Cagayan de Oro City, Misamis Oriental — Cebuana Lhuillier officially joined the Oro Chamber of Commerce during its 1st Quarter General Membership Meeting at the Marco Hotel in Alwana Business Park, Cagayan de Oro City. Representing the company were Cebuana Lhuillier Area Manager Marvin Mangalos and AA Ivy Mae Camomot.

Membership in the Oro Chamber of Commerce will aid Cebuana Lhuillier in establishing relationships, building networks, and associating with top business firms in Northern Mindanao. This is essential in pushing Cebuana Lhuillier products and services such as microinsurance, collection partnership, and microfinance.

CLIS joins Fire Prevention Month kick-off ceremony

Diliman, Quezon City – Cebuana Lhuillier Insurance Solutions (CLIS) joined the opening ceremony of Fire Prevention Month organized by the Bureau of Fire Protection (BFP) last March 3.

The event commenced with a unity walk, dubbed as "A Walk for a Fire-Free and Fire-Safe Nation 2015,” and a short program held at the Quezon Memorial Circle. The CLIS team promoted Alagang Cebuana Plus (ACP) and gave away ACP foldable fans and 50 Certificates of Insurance for free. Also joining the activities was one of the ACP Men, Boy Kuryente.

With the theme, "Kaligtasan sa Sunog: Alamin, Gawin at Isabuhay Natin!," the ceremony was attended by different government and non-government institutions, students, volunteer fire brigades, and the private sector.

BFP Officer-in-Charge Chief Supt. Ariel A. Barayuga and Department of Interior and Local Government Secretary Mar Roxas graced the event.

View event photos here.

Cebuana Lhuillier Foundation and Cebuana Lhuillier Gems conduct basketball clinic for ALS learners

Tarlac City, Tarlac – To promote the corporate value of teamwork even to our external partners, Cebuana Lhuillier Foundation, Inc. (CLFI) and the Cebuana Lhuillier Gems held a basketball clinic for 20 Alternative Learning System (ALS) learners of San Manuel High School in Tarlac City on March 13.

Cebuana Lhuillier Gems Assistant Coach Marvin Carreon, with players RL Cartel, Jonathan Banal, and Roberto Hainga led the clinic to hone the learners’ skills in basketball and promote teamwork and camaraderie.

“Teamwork is working towards a common goal and it is important in basketball as it is with life,” said Coach Marvin. The Gems also reminded the learners to always practice the value of sportsmanship, respect, right attitude, and teamwork.

“I felt happy and inspired because that was the first basketball clinic I had. I’ll definitely treasure all the lessons. I am very lucky to be mentored by them even if I’m not in the formal school,” shared learner Rodel Lacsa.

Sports development is one of the components of the established DepEd – Cebuana Lhuillier ALS Community Learning Centers (CLCs) nationwide. “Through the Sports Development Program, Cebuana Lhuillier hopes that all the CLCs nationwide will be venues to develop sports champions,” said its Executive Trustee, Atty. Cesar Vidal.

View event photos here.

Cebuana Lhuillier participates in the annual Mangaldan Pindang Festival

Mangaldan, Pangasinan – Cebuana Lhuillier participated in the annual Mangaldan Pindang Festival in Pangasinan last March 6. The Pindang Festival, which is called Bengbengan Kalutan tan Togtogan ed Dalan, is a street party celebrated by the locals of Mangaldan.

Cebuana Lhuillier and Ninong Ceb, the brand's official mascot, brought joy to the locals during the festivities. Ninong Ceb's appearance and dance number drew the attention of bystanders and regular clients.

A Cebuana Lhuillier kiosk was also set up and offered the products and services of Cebuana Lhuillier.

Rematado Sale: Cebuana Lhuillier Puregold Cubao Branch

Cebuana Lhuillier sponsors Ms. Puerto Princesa 2015

Puerto Princesa, Palawan – Cebuana Lhuillier showed its unwavering support to Puerto Princesa as it recently sponsored the Ms. Puerto Princesa pageant, an event part of the city’s 143rd Founding Anniversary.

Cebuana Lhuillier handed out three special awards during the coronation night held on March 3. Sandrine Stoelzaed, an international flight attendant, bagged the title of Ms. Cebuana Lhuillier and was eventually named Ms. Puerto Prinsesa 2015. Maria Alyssa Dela Cruz, on the other hand, was chosen as Ms. Cebuana Pera Padala. Diane May Ramos won as Ms. Cebuana Microinsurance. The ladies received plaques and cash prizes from Cebuana Lhuillier.

PJLGC now a member of Davao City Chamber of Commerce

Lanang, Davao City – PJ Lhuillier Group of Companies is now officially a member of the Davao City Chamber of Commerce and Industry, Inc. By being a member of the chamber, Cebuana Lhuillier can directly market its products and services to other business owners. The membership will also provide easy and direct access to other business professionals in the city, as well as increase business exposure online.

The oath taking and induction event, attended by Cebuana Lhuillier Area Managers Rosemarie Macado and Richard Guazon, was held at the Grand Regal Hotel in Davao City last February 27.

Just Jewels Cebu reopens

Cebu City – After a month-long renovation, Just Jewels Cebu branch re-opened last March 8. Just Jewels General Manager Lisa Modiquillo, Ms. Angelique Lhuillier-Miranda, and Cebuana Lhuillier Region 4A Manager Anton Arrieta graced the event. Also in attendance were Mr. Martin Miranda and Area Manager Dexter Guigayoma.

Visit the new JJ shop at the 1st Level Paseo Verde, Ayala Center, Cebu City and avail of their Grand Re-Opening Sale.

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