Jean Henri Lhuillier clinches 24 international awards, champions financial inclusion

In the world of finance and microfinance, one name has consistently risen above the rest: PJ Lhuillier, Inc. (PJLI). As the esteemed parent company of Cebuana Lhuillier, PJLI and its dynamic leader Jean Henri Lhuillier have earned 24 international awards recently, each serving as a testament to their unyielding commitment to excellence.

2023 International Business Awards

PJLI’s story of excellence lies in their resolute dedication to providing microfinance services that empower countless lives. This has secured them the coveted Company of the Year award for Financial Services at the prestigious Stevie Awards. The Stevie Awards are the world’s premier business awards that celebrate the world’s most outstanding organizations and professionals.

Behind PJLI’s success is President and Chief Executive Officer (CEO) Jean Henri Lhuillier. His visionary leadership earned him four accolades, including Executive of the Year in Financial Services, Best Entrepreneur in Financial Services, Maverick of the Year, and the Lifetime Achievement Award in Consumer Services Industries. These honors underscore the exceptional leadership that propels Cebuana Lhuillier toward unparalleled excellence.

Golden Bridge Awards

The Golden Bridge Awards is a highly esteemed program that honors visionaries, innovators and leaders who have made significant contributions in various domains of business and technology. Lhuillier’s dedication and innovation have been a driving force, creating a profound impact not just within the company but on the financial landscape of the country.

“Receiving recognition on the global stage is not just a reflection of our achievements, but also an affirmation of our push for financial inclusion. Throughout our journey, we have remained steadfast in our pursuit of excellence and innovation. We [do not] only create exceptional products and services, but we also create lasting and positive change for the clients we serve,” reflects Lhuillier.

Lhuillier earned seven recognitions from the awards program, including Innovator of the Year, Lifetime Achievement Award, Maverick of the Year, Entrepreneur of the Year in Financial, Top Achiever of the Year in Asia-Pacific, Executive Achievement of the Year in Financial, and Maverick of the Year in Consumer Services.

Meanwhile, PJLI has been recognized for its exemplary and consistent dedication to shaping the future with the prestigious Grand Gobee Award and three gold awards for Most Innovative Company of the Year, Company of the Year for Financial, and Best Workplace of the Year in Asia-Pacific.

Recognition for the company’s “Intertwined” culture-building campaign further highlights its commitment to diversity and inclusion. The campaign’s bronze awards for Live Event of the Year for a Celebration Event and Employee Engagement Events underscore the organization’s commitment to nurturing a vibrant community.

Effective communication is the foundation of any successful organization, and PJLI understands this perfectly with the bronze award for Communications or PR Team-Department of the Year.

Social Media Marketing Awards

PJLI’s innovative approach to financial literacy shines through its digital campaign, the Iponaryo Video Series. The campaign exemplifies the company’s commitment to making financial literacy accessible and engaging for all. That said, the Iponaryo Video Series has earned recognition for its creativity, winning awards such as Best Use of Social Media in a Cause-Related Campaign, Best Visual Storytelling Campaign, and Best Video Series.

Global Business Excellence Awards

Lhuillier’s global impact has not gone unnoticed, with the Global Business Excellence Awards honoring him as the International CEO of the Year and the Iponaryo Video Series being awarded the Outstanding Social Media Campaign. His visionary leadership propelled PJLI to become a trailblazer in the finance industry, further solidifying its position as a leader of innovation and excellence.

These accolades not only reflect the company’s dedication to providing outstanding services, but also underscore its significant role in driving positive change within the financial landscape in the Philippines. PJLI’s success story continues to inspire, setting a high standard for the industry while embodying the values of innovation and excellence.

Reference: https://www.manilatimes.net/2023/10/16/supplements/jean-henri-lhuillier-clinches-24-international-awards-champions-financial-inclusion/1914866

Cebuana Lhuillier CEO spurs innovations in microfinance

Cebuana Lhuillier president and CEO Jean Henri Lhuillier is on a mission to positively touch and change the lives of millions of Filipinos for the better through his numerous pursuits.

Lhuillier has successfully transformed Cebuana Lhuillier to be the Philippines’ leading microfinance provider, starting as a pawnshop to becoming the largest and leading microfinance institution in the country with close to 3500 branches. Its core products and services such as pawning, money transfer and insurance have aided millions of Filipinos achieve financial wellness and empower them to provide for their loved ones.

“We constantly innovate and improve our products to tailor fit the needs of our Ka-Cebuanas. I’ve always believed that if we give people good financial options, they are capable of making smart decisions financially,” he said.

Lhuiller makes sure that clients are given the best possible products and services through groundbreaking innovations. On top of offering pawning, money transfer and insurance products, Cebuana Lhuillier has now made savings and investment accessible to the unbanked and underbanked providing micro-savings, jewelry selling and micro-investment.

Through its micro-savings product, the company has addressed the pain points in opening a savings account by offering a low start-up amount with less documents and no maintaining balance. Micro-savings is made accessible for the masses through all Cebuana Lhuillier branches nationwide.

The Iponaryo Movement, another innovative idea of Lhuillier, has already registered 7 million account holders.

Cebuana Lhuillier has also enabled Filipinos to gain access to affordable investment through jewelry selling and micro-investment. The company encourages the public to invest in gold through FB Live, its pawnshop branches, the website and other marketplaces.

Realizing the need to make it easier for people to start a business, Lhuillier spearheaded the creation of the Ka Negosyo Center, a one-stop business shop on June 2023. The program provides business mentorship through videos, provides assistance on sales and marketing, lends financial and legal advises, as well as offers financial assistance through loans, micro-savings and insurance.

As the head of the Cebuana Lhuillier Foundation Inc. (CLFI), Lhuillier has helped make education more accessible by donating classrooms, learning centers, conference rooms, and buildings. Part of CLFI’s major thrust is the implementation of the Alternative Learning System (ALS) along with 3 other initiatives – Nationwide Scholarship Program, Spiritual and Social Enhancement Program, and Special Projects on Education.

An avid support of sports development, Lhullier helped create the Cebuana Lhuillier Age Group tennis which has held more than 50 tournaments nationwide in over 10 years. He also managed the Davis Cup and Southeast Asian Games national teams while supporting individual international campaigns of top tennis players Ruben Gonzales and Francis Casey Alcantara.

Lhuliier is the president of the Unified Tennis Philippines (UTP) for 7 years running, alongside his leadership of the Amateur Softball Association of the Philippines (ASAPHIL) for 17 years now.

Reference: https://manilastandard.net/business/biz-plus/314388981/cebuana-lhuillier-ceo-spurs-innovations-in-microfinance.html#google_vignette

Stronger ties between PH, Republic of San Marino seen with Jean Henri Lhuillier as Honorary Consul General

The Lhuillier name has become familiar with Filipinos mainly because of the popularity and nationwide presence of Cebuana Lhuillier pawnshops. As its long-time CEO and President, Jean Henri Lhuillier is generally known to the Filipino public as the man behind the Cebuana Lhuillier brand.

Jean Henri Lhuillier, or JHL, however, wears many hats: a very successful businessman and highly respected tycoon; an advocate of entrepreneurs and micro, small, and medium enterprises; a public service leader who leads socio-civic initiatives for marginalized groups through the PJL Foundation; and an ardent supporter of Philippine sports development through softball and tennis. 

But there is another role JHL portrays that is very distinguished, but many Filipinos may not be aware of: the first Honorary Consul General of the Republic of San Marino to the Philippines.

Located on the northeastern side of the Apennine Mountains and surrounded by north-central Italy, San Marino is recognized as the world’s oldest surviving republic and the fifth-smallest country in the world covering a land area of just over 61 sq km.

The Republic of San Marino decided to establish a General Consulate in the Philippines in 2007 to monitor and report on political, economic, and social developments in the Philippines (with a particular focus on the fast-growing tourism sector), to promote trade and cultural exchanges between San Marino and the Philippines, to raise awareness of San Marino, and to assist Sammarinese here in the country. To head this General Consulate, The Republic of San Marino instated JHL as the first Honorary Consul General of the Republic of San Marino to the Philippines.

After being bestowed the position, JHL proudly said: “It is a priceless honor. I am thankful to the great state of San Marino for granting me this privilege, and for entrusting its welfare under my stewardship here in a country so far away. I take special pride to be its representative and be able to share the rich culture and traditions that it has with the Filipino community”. 

As Honorary Consul General, JHL created a ten-point agenda that the General Consulate has undertaken in the fulfillment of its functions and accomplishment of its goals. 

• Trade and Economic Cooperation – taking part in the European Chamber of Commerce and spearheaded a Memorandum of Understanding on intercountry adoption.

• Cultural Exchange Program 

• Diplomatic Consulates – assisting Samarinese here in the Philippines and maintaining international relations through the Consular Corps.

•   Educational Partnerships – ​encouraging educational exchanges, like internships.

•  Technology and Innovation – partnering with San Marino Innovations.

• Environmental Collaboration – organizing events such as Fun run for the Mangroves and Night Bazaars.

• Healthcare Cooperation – spearheading a program that assures the mental health of soon-to-be adopted kids.

• Sports and Youth engagements –conducting lectures among FEU students entitled “Beyond Diplomacy: Cultural ties between the Philippines and The Republic of San Marino”; publishing a children’s book about finding families and the importance of love and care which won the Filipino’s Choice Award at this year’s Philippine Book Festival; and, holding sports clinics 

•  Crisis Response and Humanitarian Aid – taking active part in different disaster assistance programs.

•  Engaging with other Diplomats – joining affairs and celebrations hosted by Diplomats of other nations to support the goal of their countries to make a mark in the Philippines.

The Honorary Consul General of San Marino’s ten-point agenda has proven to be very successful throughout the years in protecting, promoting, and facilitating not only the interests of the Republic of San Marino but those of the Philippines as well.

In honor of Jean Henri Lhuillier’s work and dedication to service, the Republic of San Marino conferred him with the rank of Official Knight of the Equestrian Order of Saint Agatha. The Order, given to foreign nationals who have positively contributed charitable and other services for the benefit of San Marino with at least 10 years of service, was conferred on Jean Henri, despite serving for only seven years, because of his exemplary work and contribution to the state as its Consul General in the Philippines. 

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Cebuana Lhuillier: Making Money Remittance More Convenient

Table of Contents

Introduction

Why You Should Remit Money Through Cebuana Lhuillier

Money Remittance Services at Cebuana Lhuillier

Ways To Remit Money at Cebuana Lhuillier

Conclusion

Introduction

Money remittance services are often used by Overseas Filipino Workers (OFWs) to send money back home to their loved ones. These funds can then be used for daily expenses, emergency purchases, or quality of life improvements. In developing countries, such as the Philippines, these remittances may serve as a primary source of income.

People in the Philippines can also use money remittance services to send funds to their relatives abroad. This is a secure way of paying for overseas tuition fees, investments, or travel expenses.

If you are looking for a reliable money remittance service provider, turn to none other than Cebuana Lhuillier. Having been in business for several decades, you can trust that we have the knowledge and experience to provide you with nothing but the best service.

Money Remittance Services at Cebuana Lhuillier

Domestic Remittance

Through our domestic remittance services, you can send money to your loved ones, no matter where they are in the Philippines. We have branches and partner outlets throughout the country to help you with your financial needs.

International Remittance

Our international remittance services are perfect for those who want to send money from abroad. We have several international partners in Europe, Middle East, Africa, the USA and Canada, and the Asia-Pacific

Why You Should Remit Money Through Cebuana Lhuillier

Cebuana Lhuillier is one of the top remittance service providers in the Philippines. This means that we are able to provide you with benefits that you can’t get anywhere else! You can take advantage of the following:

Convenient Services

Our team has always been dedicated to finding new ways to make our money remittance services accessible to a wider client base. That is why we offer our services through several physical and digital platforms.

One example of our helpful remittance solutions is our Remit to Account service. This domestic remittance service allows you to send money directly to the recipient’s bank account without needing your own.

We also have an Online Appointment System that allows you to set a transaction appointment through our website at 24k.cebuanalhuillier.com. You won’t have to waste your time waiting in line and filling out forms. All you have to do is bring your Appointment Code on the scheduled date, and then your transaction can be processed quickly by the branch personnel.

Exclusive Perks

If you are a member of our 24k Loyalty Program, you can earn reward points for every money remittance transaction. You can then use these points to pay for the fees of your succeeding remittance transactions. Aside from this, you will have access to exclusive discounts and promos, as well as an online portal where you can manage your transactions.

Accessible Locations

Cebuana Lhuillier has more than 2,500 branches nationwide, some of which are standalone PeraPadala branches dedicated to providing our money remittance services. We have also partnered with trusted banks and financial institutions for those who want to take advantage of our Remit to Account service. In summary, we have 2,500+ branches and 25,000 partner outlets and 1.7M physical outlets and global virtual touchpoints.

Customer-Centric Staff 

No matter how much money you want to remit, you can rely on our team to process your transaction as quickly and safely as possible. Our branch personnel will also provide you with the assistance you need to fill out the required forms.

Ways To Remit Money at Cebuana Lhuillier

Since we offer money remittance services through our physical locations and online platforms, you can be sure that we have a solution that works for you.

Cebuana Lhuillier Branches

If you are sending money domestically through one of our branches, visit the nearest location and fill out the PeraPadala form. You must also bring at least one valid ID so our branch personnel can verify your identity. Once you have paid the full amount and necessary fees, you will be given a control number, which the recipient will use to claim the cash. Our partners follow the same process for international remittance services.

Those claiming money must visit a Cebuana Lhuillier branch or international partner and provide the accomplished form, valid ID, and reference number.

eCebuana App

As part of our commitment to make our microfinance services more accessible to our clients, we created the eCebuana app. You can download the application on your mobile devices to access our online financial solutions, such as bills payment and money remittance services.

Through the app, you can transfer money from your Cebuana Micro Savings account to another. Recipients can then claim the cash at their nearest branch, which grants them a 20% reduction in fees. The app also allows you to send funds to other banks through Instapay. While International Remittance is not yet available online, with the recent partnership with Western Union, Cebuana Lhuillier clients may now receive international remittance via eCebuana app.

Step 1: Log in and input your 5-digit PIN code

Step 2: Go to Services Tab and select ‘Receive Money’

Step 3: Click the ‘Western Union’ logo

Step 4: Complete the details and add the 10 digits reference number from Western Union

Step 5: Read and agree on the terms and conditions and click confirm to proceed. You will receive a One-Time PIN via your mobile number.

Step 6: Transaction confirmation will be displayed in the app and will be sent via email. The amount received will be reflected on the users’ transaction list in their account balance. Wait for at least 5 minutes.

Cebuana From Home

If you want a quick and safe way to send cash domestically, Cebuana From Home is an excellent option for you. This service is especially convenient for those who are staying home amid the COVID-19 pandemic.

All you have to do is fill out the remittance form on the CebuanaFrom Home website and pay the required fees. Once your transaction is processed, you will receive a call or email from one of our agents to confirm your request. One of our payout delivery riders will then travel to your recipient’s location and directly deliver the cash.

If you prefer, you can also have the recipient pick up the money at one of our branches.

Conclusion

Whether you are sending money to relatives in your province or receiving cash from a loved one abroad, you should make sure that you work with a reliable remittance service provider, like Cebuana Lhuillier. We offer exceptional solutions to help you achieve your financial goals.

To learn more about our money remittance services, reach out to us today. We will be more than happy to address any of your questions or concerns. Our team looks forward to hearing from you!

Your Ultimate Guide to Cebuana Lhuillier’s Micro Savings Account

Saving money is such an integral part of one’s personal finance. It means valuing all your hard-earned money and becoming aware of what your priorities should be.

 

But did you know that according to the Bangko Sentral ng Pilipinas’ 2019 Financial Inclusion Survey, only 53% of the total adult population has savings?

 

With Cebuana Lhuillier’s Micro Savings account, reaching the other 47% who don’t have any forms of savings yet is now achievable. There’s no excuse to save money because you can open an account for just Php 50! That’s skipping a milk tea order once to save up for your future.

 

In this post we will guide you on everything you need to know about Cebuana Lhuillier’s Micro Savings account.

 

About Cebuana Lhuillier’s Micro Savings account

Cebuana Lhuillier’s Micro Savings account is created to provide easier banking access to Filipinos. It is the future of affordable banking made possible by the PJ Lhuillier Group of Companies, also the leading and largest micro-financial services provider specializing in pawning, remittance, microinsurance, and expanding to micro-savings.

 

How Does Cebuana Lhuillier’s Micro Savings account work?

Cebuana Lhuillier’s Micro Savings works like a normal savings account wherein you can deposit and withdraw anywhere at your most convenient time with Cebuana Lhuillier’s 2,500 branches nationwide.

 

Your Micro Savings account is already accredited to almost 21,000+ Bancnet ATMs nationwide for easy withdrawal. What’s amazing is you can even use your Micro Savings account to pay at any of 350,000 Unionpay and Bancnet accredited retail stores nationwide!

 

Cebuana Lhuillier’s Micro Savings Fees and Features

 

Here’s what you need to know about CebuanaLhuiller’s Micro Savings account in a nutshell:

 

Interest Rate per Annum 0.20%
Minimum Balance to Earn Interest Php 500
Minimum Maintaining Balance None
Dormancy Period None
Maximum Account Balance Php 50,000
Deposit Amount Minimum of Php 50, Maximum of Php 50,000
Withdrawal Amount Minimum of Php 100, Maximum of Php 5,000
Deposit Fee Free
Number of Allowed Withdrawals per day 3
Withdrawal Fee FREE until further notice
New Card Fee Php 150
Card upgrade fee (for existing Micro Savings account holders) Php 75 (subject to change without prior notice)

 

How is Cebuana Lhuillier’s Micro Savings Account Different?

A Cebuana Lhuillier’s Micro Savings account provides the following advantages:

 

  1. No maintaining balance needed

It’s difficult to find a savings account that offers no maintaining balance nowadays. This is one way a micro savings account like Cebuana Lhuillier’s answer in the aim to make savings available to all, even for low-income families and individuals. It means you can start saving without paying an extra Php 100 or Php 200.

 

  1. Gives you more flexibility

With Cebuana Lhuillier’s Micro Savings account, a child as young as seven (7) years old can open an account if accompanied by parents or legal guardian. This is a major advantage from a typical savings account wherein the kid must reach legal age before he or she can open an account.

 

With the parent’s guidance, the child will be able to start his or her own savings fund. This promotes financial discipline at a young age which will surely produce a positive outcome as he or she grows up.

 

The micro savings account can be used as a savings fund for your child’s future needs like tuition fee or payment for school materials.

 

  1. Easy to open

Another key advantage of Cebuana Lhuillier’s Micro Savings account is it’s easy to open. For you to apply, you just need to visit a Cebuana Lhuillier’s branch and fill out the Client Customer Information File Sheet. Just make sure you bring these following documents with you:

  • Any valid government issued ID
  • Birth Certificate (for minor applicant only)
  • Student ID (for minor applicant currently enrolled as student)
  • Php 50 minimum initial deposit
  • Php 100 card fee. If you’re a 24K card holder this is waived already.

 

  1. Minimal Fees involved

If you look at the table in the fees and figures, you’ll see clearly what separates Cebuana Lhuillier’s Micro Savings account from the rest of the savings accounts available in the country today. Aside from no minimum maintaining balance, it has no deposit fee, and currently no fee if you withdraw. Unlike typical savings accounts which even increased their transaction fees when the pandemic began. The minimum initial deposit you need is only Php 50, which will be your first savings to your account.

 

  1. Competitive interest rate

Last but not the least, Cebuana Lhuillier’s Micro Savings account offers a competitive interest rate of 0.20%. This is higher than other savings accounts can provide. And because there are no fees whenever you do your transaction, your money will keep on growing. Just make sure you reach the minimum maintaining balance to earn interest which is Php 500.

 

Cebuana Lhuillier’s Micro Savings Account Frequently Asked Questions

If there is/are any question/s that is/are not answered below you can refer to the full list of Frequently Asked Questions found in this link – https://www.cebuanalhuillier.com/help/micro-savings

 

How to open a Micro Savings account?

 

To open an account, go to any of Cebuana Lhuillier’s 2,500 branches nationwide and fill-out the Client Customer Information File Sheet and bring the following:

  • 1 Government issued ID
    • Birth Certificate (applicable to minors only)
    • Student ID (applicable only if student is currently enrolled)
  • P50 minimum initial deposit
  • P150 card fee (for client’s w/o 24k card), P75 for card upgrade

How to deposit?

  1. Fill-out the form indicating the money you will deposit and give it to the branch personnel
  2. Insert your 24k card in the POS terminal
  3. Get the completed deposit slip

How to withdraw?

  1. Fill-out the form with the desired amount you wish to withdraw
  2. Insert your 24k card in the POS terminal and type your PIN number
  3. Receive the money from the branch personnel

How to check balance?

Option 1: You may visit our Cebuana Lhuillier’s 2,500 branches and use the POS terminal to check your balance.

Option 2: You may log in to your account on the eCebuana app and tap on ‘Micro Savings’.

What are the acceptable Government/Valid IDs?

You can present any of the following:

  • Passport
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Postal ID
  • Voter’s ID
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) ID
  • Senior Citizen’s ID
  • Overseas Workers Welfare Administration (OWWA) ID
  • OFW ID
  • Seaman’s Book
  • Alien Certification of Registration (ACR)
  • Barangay Certificate or ID (with picture and signature)
  • Birth Certificate (applicable to minors only)
  • Firearm License
  • Immigrant Certificate of Registration
  • Marriage License
  • National Council for the Welfare of Disabled Persons
  • New TIN ID
  • OWWA ID
  • Student ID
  • Alien Certification of Registration (ACR) / Immigrant Certificate of Registration
  • Government Office or Government Owned and Controlled Corporations (GOCC) ID (e.g. AFP ID, HDMF (Pag-ibig Fund) ID, etc.
  • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certification
  • Integrated Bar of the Philippines ID (IBP)
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP (Bangko Sentral ng Pilipinas), SEC (Securities and Exchange Commission) or IC (Insurance Commission)

Now more than ever is the best time to save money. If you’ve been procrastinating on your financial situation then you might want to think again. Saving money is more than just having a reserve amount. It means prioritizing yourself!

 

Open a Cebuana Lhuillier’s Micro Savings Account now.

CEBUANA AND WESTERN UNION ANNIVERSARY RAFFLE CONTEST

COMPLETE MECHANICS

1.This is open to all clients who will participate on Cebuana and Western Union Anniversary.

2.Here’s how to join:

a.Use our official Cebuana and Western Union Facebook Frame. Click this link to apply the frame:

b.Comment your Western Union international remittance sending or payout experience with Cebuana Lhuillier on the provided Facebook post.

c.Register in https://bit.ly/anniverSAYAform

3.Raffle will run from August 15October15, 2021.

4.Forty (40) winners will be drawn for the whole 2-month raffle

  • 1straffle draw: 10 winners of P1,500 cash each
  • 2nd raffle draw: 10 winners of P1,500 cash each
  • 3rd raffle draw: 10 winners of P1,500 cash each
  • 4th raffle draw: 10 winners of P1,500 cash each

5. All qualified entries during the raffle duration will be drawn on the following dates at the 12th Floor, Pacific Star Bldg., Sen Gil Puyat Avenue corner Makati Ave, Makati City.

Month Cut-off date Cut-off time Draw date
1st Raffle Draw August 15-31, 2021 23:59 pm September1, 2021
2nd Raffle Draw September 1-15, 2021 23:59 pm September16, 2021
3rdRaffle Draw September 16-30, 2021 23:59 pm October1, 2021
4thRaffle Draw October 1-15, 2021 23:59 pm October18, 2021

 

Prizes shall be drawn under the supervision of the assigned representative by the Department of Trade and Industry (DTI).

 

6.All qualified clients can only win once. Non-winning entries can still join the succeeding draws if they participate on next cut-off.

7.All clients must register in Jotform to provide their personal information (e.g. name, address, contact number, email and nearest Cebuana branch). Once registered, client will received confirmation message from JotForm thru email/SMS. Client’s information will be the basis of the marketing team in sending the mail and SMS to the winners.

8.Notification and announcement of winners will be through SMS, mini-poster in branch, registered mail and social media pages of Cebuana Lhuillier.

9.Winners must present the notification letter with their valid ID to claim their prize.

10.Cebuana Lhuillier shall not be liable if the winners did not receive the registered mail due to outdated personal information.

11.All winners will only have sixty (60) calendar days to redeem their prize upon receipt of the registered mail or SMS. All unclaimed prizes will be forfeited in favor of Cebuana Lhuillier with prior approval from DTI.

12.All employees of P.J. Lhuillier Group of Companies, Ad/ Creatives Agency, PR and Media agencies and their relatives up to second degree of consanguinity or affinity are disqualified from joining this promo.

 

DTI Fair Trade Permit No. FTEB-125347 Series of 2021

Cebuana Lhuillier K na K sa 24th August Raffle Promo

Mechanics:

1. The promotion period is from August 1 to 15, 2021

2. Open to all registered members of the Cebuana Lhuillier 24k Rewards Program except employees and families of P.J. Lhuillier Inc., its affiliates or subsidiary companies, as well as its representatives or agents and advertising agencies, including their relatives up to the seconddegree of affinity or consanguinity or anyone else professionally connected with the Promotion are disqualified to join.

3. There will be 240 winners for this raffle, of the following prizes:

a.24 Winners of Cebuana Lhuillier Jewelry Voucher worth Php 5,000

b.24 Winners of Cebuana Lhuillier Jewelry Voucher worth Php 1,000

c.24 Winners of Quick FX Gift Pack worth Php 1,000

d.24 Winners of Cebuana Lhuillier Jewelry Voucher worth Php 800

e.24 Winners of Cebuana Lhuillier Jewelry Voucher worth Php 500

f.24 Winners of Cebuana Lhuillier Micro Saving Account Credit worth Php500

g.24 Winners of Cebuana Lhuillier ProtectMAX worth Php50

h.24 Winners of Cebuana Lhuillier Collectibles worth Php300

i.24 Winners of 240 Cebuana Lhuillier 24k points worth Php 240

j.24 Winners of 24 Cebuana Lhuillier 24k points worth Php 24

4.To qualify for the raffle, participants must:

a.Be a member of the CebuanaLhuillier 24k Rewards Programbefore the draw.

b.Like the Cebuana Lhuillier 24k Reward Program Facebook page

5. How to join:

a.Be a registered CebuanaLhuillier 24k Rewards Program Member. Make sure your account is updated.

b.Like the Cebuana Lhuillier 24k Reward Program Facebook page

6. Winners can only win once during the entire promo duration.

7. Winners are drawn electronically based on the following details:

a.24k Reward Client Number

b.24k Reward Card Number

c.Full Name

d.Email Address

e.Mobile Number

f.Present address registered with Cebuana Lhuillier24k Reward Program

8. Winners will be notified through direct messaging on Facebook, SMS, email and/or registered mail based on their information in the records of the Cebuana Lhuillier 24k Rewards Program. Winners will also be announced through the official Facebook page of the Cebuana Lhuillier 24k Rewards Program.

9. There will be one draw date on August 16, 2021:

 

Cut-Off Dates Draw Date Prizes No. of Winners Announcement
August 1to 15 August 16 Cebuana Lhuillier Jewelry Voucher (P5,000)

Cebuana Lhuillier Jewelry Voucher (P1,000)

Quick FX Gift Pack (P1,000)

Cebuana Lhuillier Jewelry Voucher (P800)

Cebuana Lhuillier Jewelry Voucher (P500)

Cebuana Lhuillier Micro Saving Account Credit

Cebuana Lhuillier ProtectMAX (ADB 25K Coverage)

Cebuana Lhuillier Collectibles

240 Cebuana Lhuillier 24k points

24 Cebuana Lhuillier 24k points

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24

August 24, 2021

 

10. The raffle draw will be held at PJL Corporate Centre, 1782 Nicanor Garcia corner Candelaria Streets, Makati City via video conference, witnessed and attended by representatives from the Department of Trade and Industry (DTI) and P.J. Lhuillier Inc.

11. Deadline for submission of entries is on August 15, 2021, 11:59pm.

12. PJ. Lhuillier Inc. reserves the right, in concurrence with DTI, to reject a participant if he/she is unable to satisfy the conditions set out in this promo mechanics.

13. Prizes are non-transferable and cannot be exchanged for nor redeemed as cash or other items.

14. Winners must present copy of their 24k card for claiming of the prize. The 240 points and 24 points prize will be credited to the account of winners within 2 days upon full verification of the qualified winners. For those who will win gift packs, Cebuana Lhuillier to send the prize to the registered address of the winner.

15. By entering the Promotion, all participants will be deemed to have accepted and be bound by these terms and conditions, which shall be interpreted by P.J. Lhuillier Inc., in their sole discretion with the concurrence of the DTI. Decisions made by P.J. Lhuillier Inc., in all matters to do with the Promotion are final and no correspondence will be entered into with the concurrence of the DTI.

16. PJ. Lhuillier Inc.shall not be responsible for claims of any nature whatsoever for any loss, damage, illness, bodily injury including death of any customer arising out of participation in the Promotion or the use of the prizes.

17. Acceptance of the prize will be deemed as consent by the winner to use his/her name in all related publicity connected with this Promotion without additional charge or permission.

 

DTI Fair Trade Permit No. FTEB-124270 Series of 2021.

Protect and Win Cebuana Lhuillier CPTL Promo

PROMO MECHANICS

  1. This e-raffle promo will run from July 15, 2021 to December 31, 2021.
  2. This is open only to clients of Cebuana Lhuillier branches.
  3. For every purchase of CTPL insurance (4-wheels or 2-wheels), clients will get one (1) e-raffle entry.
  4. For every purchase of Motorcar comprehensive insurance (4-wheels or 2-wheels), clients will get one (1) e-raffle entry.
  5. There will be equal number of winners per region (8 regions):

 

INSURANCE NUMBER OF WINNERS PRIZES
CTPL 80 3,000
COMPREHENSIVE CAR INSURANCE 40 10,000
COMPREHENSIVE MOTORCYCLE INSURANCE 8 5,000

 

  1. Premiums should be fully paid in order for clients to qualify for the promo.
  2. The deadline of entries is on December 31, 2021, 11:59pm.
  3. Qualified entries will be electronically drawn on January 10, 2021, 2pm at PJ Lhuillier Inc. ICT Office 3/F, The Networld Hub 156 Jupiter cor., Bel Air, Makati City 1209.
  4. In the event that the client’s name is drawn more than once, he/she gets the higher prize.
  5. Winners will be notified through notification letter/SMS.
  6. Unclaimed prizes will be forfeited sixty (60) days upon receipt of notification.
  7. Announcement of winners will be posted in Cebuana Lhuillier branches and official Facebook page.
  8. Employees of P.J. Lhuillier Group of Companies, agencies and services and their relatives up to second degree of consanguinity or affinity are not qualified to join the e-raffle.

CORPORATE AGENT PARTNERS

  • ACTION.ABLE, INC.
  • ALL ACCESS GATEWAY INC.
  • ANTRECCO (AGUSAN DEL NORTE TEACHERS, RETIREES, EMPLOYEES & COMMUNITY COOPERATIVE)
  • ACM VIP
  • ALL CASH
  • AGRILIFE/ AGRIVET
  • ASENSO PINOY STORE, INC. (EASY DAY SHOP)
  • AVICOM ENTERPRISES
  • AYALA ALABANG VILLAGE ASSOCIATION
  • BAUG CARP MULTI PURPOSE COOPERATIVE
  • BAGUIO BENGUET COOP
  • CARD BANK INC
  • CARD MRI RIZAL BANK INC
  • CARD SME BANK
  • CARITAS BANCO NG MASA, INC.
  • CEBU PEOPLE’S MULTIPURPOSE COOPERATIVE
  • CIS BAYAD CENTER, INC
  • COOPERATIVE BANK OF BOHOL, INC
  • COUNTRY BUILDERS BANK
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • AEON CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (VIA ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (VIA ECPAY)
  • ALLIANZ PNB LIFE INSURANCE INC.
  • ALPHA FUND SAVINGS & CREDIT COOPERATIVE (VIA ECPAY)
  • AMADEO WATER DISTRICT (VIA ECPAY)
  • AMYA POLYTECHNIC COLLEGE, INC. AND FINANCING CORPORATION (LENDPINOY)
  • ANGAT WATER DISTRICT (VIA ECPAY)
  • ANGELES ELECTRIC COMPANY ANGELICUM SCHOOL , INC. ILOILO CITY (VIA ECPAY)
  • ANJELMAN REAL ESTATE LEASING
  • ANTIQUE ELECTRIC COOP, INC ANTRECCO (BILLS PAYMENT)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (via ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (via ECPAY)
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

List of Accepted Government/ Valid IDs

  • Passport
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Postal ID
  • Voter’s ID
  • Philippine Identification System (PhilSys) ID
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) ID
  • Senior Citizen’s ID
  • Overseas Workers Welfare Administration (OWWA) ID
  • OFW ID
  • Seaman’s Book
  • Alien Certification of Registration (ACR)
  • Barangay Certificate or ID (with picture and signature)
  • Birth Certificate (applicable to minors only)
  • Firearm License
  • Immigrant Certificate of Registration
  • Marriage License
  • National Council for the Welfare of Disabled Persons
  • New TIN ID
  • OWWA ID
  • Student ID
  • Alien Certification of Registration (ACR) / Immigrant Certificate of Registration
  • Government Office or Government Owned and Controlled Corporations (GOCC) ID (e.g. AFP ID, HDMF (Pag-ibig Fund) ID, etc.
  • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certification
  • Integrated Bar of the Philippines ID (IBP)
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP (Bangko Sentral ng Pilipinas), SEC (Securities and Exchange Commission) or IC (Insurance Commission)

IDs Accepted

As required by Bangko Sentral ng Pilipinas (BSP), clients who engage in a financial transaction with covered institutions for the first time shall be required to present the original and submit a clear copy of at least ONE (1) valid photo-bearing identification document issued by an official authority. For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises.

Forms of identification accepted are the following;

Pawn Accepted IDs
1. Passport
2. Driver’s License
3. Professional Regulation Commission (PRC) ID
4. National Bureau of Investigation (NBI) Clearance
5. Police Clearance
6. Postal ID
7. Voter’s ID
8. Philippine Identification (PhilID) card
9. Social Security System (SSS) Card / Unified Multi-Purpose ID (UMID)
10. Barangay Certification
11. Government Service Insurance System (GSIS) e-Card
12. Senior Citizen Card
13. Overseas Workers Welfare Administration (OWWA) ID
14. OFW ID
15. Seaman’s Book
16. Alien Certification of Registration/Immigrant Certificate of Registration (for foreigners)
17. Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID)
18. Home Development Mutual Fund (HDMF ID)
19. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
20. Department of Social Welfare and Development (DSWD) Certification
21. Integrated Bar of the Philippines (IBP) ID
22. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas, Securities and Exchange Commission or Insurance Commission
23. ID issued by the National Council on Disability Affairs (NCDA)