Cebuana Lhuillier beefs up products with fintech deal

CEBU, Philippines —  Cebuana Lhuillier has entered into a partnership deal with fintech firm Advance, to expand its micro-finance products to providing financial assistance to employers for their workers’ salary loan requirement.

The partnership established the Cebuana Lhuillier Advance service, aimed at empowering employers to extend on-demand financial assistance to their employees. 

Cebuana Lhuillier President and CEO Jean Henri Lhuillier said companies that enroll in Cebuana Lhuillier Advance, will discover how convenient the program is, as it allows them to provide salary loans to employees without disrupting their firms’ cash flow. “It also comes without any cost or liability on their part.”

“With the program, we hope to help more Filipinos navigate their way through financial challenges and onto the road to financial wellness”, said Lhuillier.

Jaime de los Angeles, Advance chief executive officer (CEO) and co-founder expressed confidence that with the partnership, more Filipino workers will be able to access financial requirement especially in times of need.

“We are elated to be now part of Cebuana Lhuillier’s ecosystem promoting financial inclusion and mobility. Now, even more companies and employees will benefit from Cebuana Lhuillier Advance. We look forward to the positive impact this product will make towards narrowing the national credit gap,” added De Los Angeles.

Advance is a Philippine-based fintech company that provides on-demand access to credit and other financial solutions to employees and businesses.

Aligned with its mission to serve the unbanked and underserved segments of society, Advance recently announced its expansion into Vietnam by acquiring BravoHR, a platform that provides digital solutions for employee engagement, benefits, and rewards. Advance plans to introduce more innovative financial products and offer its services to more businesses in the Philippines and Vietnam.

Cebuana Lhuillier Advance is the company’s first addition this year to their microloans product portfolio and serves as a springboard for other innovative products that will soon be launched this year.

Lhuillier underscored that with the way things are moving forward with Advance, Cebuana Lhuillier is most certainly well on its way to cementing its leadership in the Philippines’ micro-finance industry, from being known as one of the top players in the pawnshop business.

Cebuana Lhuillier Insurance Brokers Inc. (CLIB) Wins Domestic Broker of the Year at Insurance Asia Awards 2022

Two years after its transformation into an insurance brokerage firm, Cebuana Lhuillier Insurance Brokers Inc. (CLIB) bagged the Domestic Broker of the Year – Philippines award at the Insurance Asia Awards 2022. CLIB’s initiative in offering its products in the digital space was also recognized by winning the Insurtech Initiative of the Year.

On itsseventh year, the Singapore-based award honors exceptional insurance companies in Asia that deliver outstanding initiatives, products, and solutions to its clients.

The award affirms CLIB’s efforts to provide Filipinos with better access to more inclusive and affordable insurance and Cebuana Lhuillier’s market leadership and commitment to push financial inclusion to its stakeholders even in the times of uncertainty.

“We are honored to be recognized by an internationally-acclaimed award-giving body like Insurance Asia Awards. This is a strong testament to our commitment of providing excellent insurance products to our kababayans that they can rely on during the most challenging of times. Guided by our mission of financial inclusion, we will remain steadfast in our commitment to serve our clients by continuously innovating our products and services,” says Jean Henri Lhuillier, Cebuana Lhuillier president and CEO.

With the continuous collaborations and partnerships with reliable and reputable insurance providers, CLIB has been able to expand its roster of services. Its current portfolio has a total of more than 150 products from personal, life, health, vehicle, and business and liability insurance, which are being offered across Cebuana Lhuillier’s over 3,000 branches nationwide, as well as other CLIB platforms and distribution partners.

The Insurtech Initiative of the Year award also recognizes CLIB’s acceleration of its digital transformation through offering its products and services online. This transformation allowed CLIB to reach an untapped market that stands to benefit most from affordable and accessible insurance products.

“We are deeply humbled by these prestigious awards. Year after year, we try to come up with innovative solutions for the market that we serve. This pandemic pushed us to elevate our services by expanding our digital footprint to meet the growing demands of our clients. We will continuously assert our relevance by constantly enabling our clients to get protected easily, anytime and anywhere,” said Jonathan Batangan, First Vice President and Group Head for CLIB.

“Since the pandemic started in 2020, CLIB showcased its innovations by digitizing its services using different apps and forging strategic partnerships with various online platforms. As an insurance brokerage offering a variety of affordable insurance products, CLIB was able to bridge the protection gap during the pandemic through digital payment aggregators, e-commerce, banking apps, the insurance marketplace, and online banking platforms,” added Anthony Lou Bernabe, CLIB Interim Group Head.

Its web-based app ProtectNow acts as a one-stop insurance shop, allowing clients to compare the lowest prices of insurance offerings, monitor their insurance policies and claims in real-time and aggregate the best possible insurance options for home, auto, travel, and family insurance needs from the most credible insurance companies in the Philippines.

Blu Boys compete in Men’s Softball Asia Cup

  • The Philippine Blu Boys seek to make an impact when they compete in the 2023 Men’s Softball Asia Cup in Kochi, Japan starting Sunday, June 25.

The Philippine Blu Boys seek to make an impact when they compete in the 2023 Men’s Softball Asia Cup in Kochi, Japan starting Sunday, June 25.

Six countries are battling for the top honors in the tournament composed of host Japan, Philippines, Chinese Taipei, Indonesia, Singapore and Hong Kong.

Amateur Softball Association of the Philippines (ASAPHIL) President Jean Henri Lhuillier is excited and confident that the team will do well in the three-day event.

“They have trained well for this moment and we have nothing but all-out support for the squad,” Lhuillier said.

The team is composed of John Israel Antonio, Jerome Bacarisas, Leo Barredo, Denmark Bathan, Melvin De Castro, Lyonas De Leon, Juliuz Dela Cruz, Mark Janzen Gaspi, Francis Generoso, John Norwen Lucas, Efril Ian Mercado, Micheal Pagkaliwagan, Reagan Parco, Gerone Riparir, Justine John Rosales, and Kenneth Torres.

Three teams under ASAPHIL are also set to compete in three world championships this year: the WBSC Women’s Softball World Cup; the WBSC Co-Ed Slow Pitch Softball World Cup and the WBSC World Cup Under Girls-15 Women’s Softball.

Cebuana Lhuillier Bank reopens its Nasugbu branch

Cebuana Lhuillier Bank (CLB), the banking arm of PJ Lhuillier, Inc., reopened its Nasugbu branch in a more central location that is more accessible to micro, small, and medium enterprises (MSMEs).

The momentous event was graced by Cebuana Lhuillier Senior Executive Vice President Philippe Andre Lhuillier, CLB President Dennis Valdes, CLB Vice President Jimmy Ang, CLB Board Directors Ma. Rhodora Bañares and Andrew David Alcid, and Nasugbu Vice Mayor Mildred Belo-Sanchez.

Through the bank’s tireless efforts, CLB has grown exponentially from being a small rural bank in Cavite to one of the most innovative names in the banking industry. CLB is also set to expand and open more branches around the Philippines this year.

Blu Boys blank Hong Kong, forge battle for bronze

  • The Philippine Blu Boys blanked Hong Kong, 8-0, to forge a battle for the bronze medal and remain in the hunt for a World Cup berth in the 2023 Men’s Softball Asia Cup in Kochi, Japan Tuesday, June 27.

The Philippine Blu Boys blanked Hong Kong, 8-0, to forge a battle for the bronze medal and remain in the hunt for a World Cup berth in the 2023 Men’s Softball Asia Cup in Kochi, Japan Tuesday, June 27.

Leo Barredo and Lyones de Leon took turns in pitching a no-hitter while Kenneth Torres batted in a run that ignited a decisive four-run binge in the second inning that helped seal the rout.

The win earned the Cebuana Lhuillier-financed Blu Boys, who wound up with a 3-2 win-loss mark after the eliminations, a spot in the battle for third place Wednesday, June 28, with another victory ensuring them a World Cup berth.

It was also redemption of sorts for the country after absorbing a pair of defeats to powerhouse Japan, 6-0, and 2019 Southeast Asian Games gold medalist Singapore, 9-5.

Japan and Singapore will clash for the gold also Wednesday after finishing the elims with 5-0 and 4-1 marks, respectively.

“The team has given us nothing but pride and hope that we can once again reach the World Cup,” said Amateur Association of the Philippines president Jean Henri Lhuillier.

“We are now more determined than ever to give it our best,” he added.

The Philippines had already clinched slots in three separate World Cups after the Blu Girls, the co-ed slo-pitch team and the women’s Under-15 squad all advanced to the stage.

Cebuana Lhuillier partners with Advance to press on with financial inclusion mission

There is no stopping Cebuana Lhuillier, the undisputed leader in the Philippines’ micro financial services industry, in its pursuit of financial inclusion and financial mobility for Filipinos with the launch of Cebuana Lhuillier Advance.

Helping with Filipinos advance towards financial inclusion (Standing from L to R): Anton Lopez, Director of External Affairs,, Advance; Annette Tirol, SVP, Cebuana Lhuillier; Stef Lim, COO, Advance; Jaime de los Angeles, CEO & Co-Founder, Advance; Philippe Andre Lhuillier, SEVP, Cebuana Lhuillier; and Cliff Cabungcal, CFO, Cebuana Lhuillier. Seated from L to R are: Addi Guevara, CFO & Co-Founder, Advance; Ambassador Philippe Jones Lhuillier, Chairman & Founder, Cebuana Lhuillier.; and Jean Henri Lhuillier, President & CEO, Cebuana Lhuillier

In partnership with Advance, the country’s leading provider of on-demand credit for employees, Cebuana Lhuillier Advance addresses financial stress, one of the most widespread concerns holding people back at work, by enabling employers to provide on-demand financial assistance to their employees. It is very convenient on the part of the employers, especially the micro, small, and medium enterprises (MSMEs), as it comes without cost or liability to them. It also simplifies the salary deduction process and allows them to provide salary loans to their employees without disrupting the cash flow used to manage and grow their business. More importantly, companies may use the product to increase and improve employee productivity, engagement, and retention.

Through its mobile app, Cebuana Lhuillier Advance provides employees with 24/7 instant access to much-needed cash that will come in handy for emergencies and daily needs. Once their company gets enrolled in the program, employees receive a revolving line of credit that is automatically replenished upon repayment. Users have three convenient short-term repayment periods to choose from, ensuring that transactions are not heavy on the pocket come payday.

“At Cebuana Lhuillier, our mission has always been to provide Filipinos with excellent products that address their financial needs and help them in their financial wellness journey. I am very excited about this new product as it not only benefits the end-users but at the same time, companies, especially MSMEs as well,” said Cebuana Lhuillier President and CEO Jean Henri Lhuillier.

Jaime de los Angeles, Advance CEO and co-founder, shares the same excitement. “We are elated to partner with Cebuana Lhuillier, the undisputed leader in the microfinance industry. Now, even more companies and employees will benefit from Cebuana Lhuillier Advance. We look forward to the positive impact this partnership will make towards narrowing the national credit gap.”

Cebuana Lhuillier Advance is the latest thrust of the company to beef up its roster of products as it cements its leadership in the microfinance industry. It is also the first addition this year to its microloans product portfolio with several more to come within the year.

For more than three decades, Cebuana Lhuillier has grown from being the country’s most trusted pawnshop into one of the most innovative and largest micro financial services provider in the Philippines, offering money transfer, microinsurance, microloans, banking, and more recently with micro-savings, jewelry selling, and a slew of digital products such as ProtectNow, eCebuana, Quikz, and Cebuana from Home. The company also boasts the widest network, with more than 3,000 Cebuana Lhuillier branches, 30,000 domestic partner branches, and three million international partner locations.

Cebuana Lhuillier promises instant remittances with integration into the Stellar Blockchain network

Cebuana Lhuillier has announced the integration into the Stellar blockchain network. This partnership reinforces its venture into blockchain based payment services.

The partnership with the Stellar network allows customers to receive cross-border remittance payments almost instantly and more conveniently at more than 3,000 Cebuana Lhuillier branches across the Philippines.

This new setup is a blockchain-powered alternative to traditional remittance flows, which typically come with long waits for users, and heavy capital requirements that limit scale and liquidity for Money Transfer Operators (MTOs). The alternative significantly alleviates the challenges faced by MTOs by allowing them to settle payments immediately instead of after days via traditional fiat rails.
image006.png

This allows Filipinos working overseas who rely on remittance companies like Cebuana Lhuillier to send support to their families in the Philippines. Currently, the Philippines remains one of the top five recipient countries for money remittances, with millions of Overseas Filipino Workers spread out across the globe, forming a key part of a $31 billion-dollar industry.

“Cebuana Lhuillier has always stood by its mission of providing financial inclusion to Filipinos, and that includes the millions of Overseas Filipino Workers, considered modern-day heroes, who toil away overseas in order to provide a better future for their families. Our integration with the Stellar network is part of Cebuana Lhuillier’s constant innovation of its tried-and-tested financial services, all for the purpose of making it easier, more convenient, and more cost-effective for recipients in the Philippines to instantly receive their remittances from abroad,” shared Jean Henri Lhuillier, Cebuana Lhuillier president and CEO.

The Stellar network is a decentralized, fast, scalable, and uniquely sustainable network for financial products and services. This integration with Stellar is part of Cebuana Lhuillier’s move towards further exploration of fintech in order to increase the efficiency and convenience of its services.

“As Cebuana Lhuillier joins the Stellar ecosystem, a powerful route for affordable and instant remittances emerge in the Philippines,” said Denelle Dixon, CEO and Executive Director of the Stellar Development Foundation. “Together, we are improving the global financial system by bringing more equitable access to critical markets. Stellar is the network built for payments around the world and this is a step in fulfilling our mission.”

*“*This integration with Stellar is just one of the many initiatives of Cebuana Lhuillier. We are setting our sights on ensuring a seamless transfer between the offline and online channels for the business and putting systems in place that focus on convenience, accessibility, and efficiency. Our goal is to ensure that every Ka-Cebuana will be able to seamlessly send and receive money via Cebuana Lhuillier, anytime, anywhere, everywhere—whether via physical transactions or through their mobile phones,” added Erl Sumanga, General Manager and Head for Cebuana Lhuillier’s Money Transfers Business.

From Pawn to King: Strategically Growing a Family Business Into an Empire, According to Jean Henri Lhuillier of PJ Lhuillier Group of Companies

Whether it’s transforming Cebuana Lhuillier into a microfinancing empire or making waves in various industries, learn successful strategies from the man behind it all: Jean Henri Lhuillier.

Lhuillier is a name that has long been established in the Philippine business landscape, as the family has become foremost known for Cebuana Lhuillier—the biggest microfinancing institution in the Philippines with over 3,000 branches, nationwide. Known foremost for its financial services that span pawning, remittance, microinsurance, micro-savings, and business-business microloan solutions, the company has been supporting Filipinos financially since its establishment in 1988.

Beyond its impact in microfinancing, however, the PJ Lhuillier Group of Companies (PJLGC) owns businesses in diverse industries, including hospitality (Le Soleil de Boracay Hotel and Bacau Bay Resort Coron), jewelry (Just Jewels), tech (Networld Capital Ventures, Inc.), banking (Cebuana Lhuillier Bank), and insurance (Cebuana Lhuillier Insurance Brokers, Inc.), and more—thus solidifying its presence in the Philippines.

Leading the charge is Jean Henri Lhuillier—a man with just as many accolades and businesses tied to his name. Known among business circles as the President and CEO of the PJ Lhuillier Group of Companies, he is a man who dons many hats, as he too is the Honorary Consul General of the Republic of San Marino to the Philippines, the President of Unified Tennis Philippines (UTP) and Amateur Softball Association of the  Philippines (ASAPHIL), and an angel investor in many businesses.

In this exclusive interview with The Business Manual, he reveals the story behind PJ Lhuillier Group of Companies, the success secrets in growing the family business into the empire that it is today, and what he has learned in his journey as an entrepreneur.

Learning the Ropes

With its foundation deeply rooted in its humble beginnings as a pawnshop called Agencia Cebuana, pawnbroking was the bread and butter of the Lhuillier family.

This meant that at an early age, Jean Henri was exposed to its operations. “When I was a lot younger, my dad used to always take me around to the pawnshops,” he begins. “He actually moved to Manila from Cebu in 1970 [and] he came here as an entrepreneur to build a business as well.”

Reference: https://thebusinessmanual-onemega.com/strategically-growing-family-business-jean-henri-lhuillier-pj-lhuillier-group-of-companies/

Jean Henri Lhuillier reaffirms commitment to Philippine softball

Jean Henri Lhuillier, a long-time Philippine Sports Patron vowed to continue supporting tennis and softball in the country.  Lhuillier, current president of the Amateur Softball Association of the Philippines (ASAPHIL) as well as the Unified Tennis Philippines (UTP) is elated with the progress of the programs of both sports association and is excited with their plans for the year.

“I am very upbeat for this year especially for our softball national teams as well as our top tennis players. There are lots of international tournaments lined up for them and I’m confident they will perform well and continue putting the Philippines in the softball and tennis maps”, said Lhuillier, ASAPHIL and UTP President.

Lhuillier has been the main supporter of the both the RP Blu Boys and Blu Girls, multi-gold medalists in Southeast Asian Games and consistent podium finishers in Asian Level. Lhuillier is also the man behind top tennis players former world number 17 Treat Huey; doubles specialist and currently ranked 136 Ruben Gonzales; and, former Australian Juniors doubles champion Francis Casey Alcantara,   personally funding their international competitions for several years now.

The RP Blu Girls are currently deep in training for the upcoming Women’s Softball Asia Cup to be held in South Korea from April 2-8.  They are also expected to contend for a medal together with the Blu Boys in the Asian Games on September .  Cebuana Lhuillier Sports Ambassadors Huey, Gonzales and Alcantara are all currently representing the country’s colors in the ATP and ITF doubles competitions. All them won several titles in ITF doubles tournaments in 2022 and all are just outside the elite world’s top 100 doubles  players.

Lhuillier is not only focusing on the elite athletes.  Thru ASAPHIL and UTP, Lhuillier spearheads grassroots development thru hundreds of age-group tennis competitions, open tournaments and even club tournaments thru the help of sponsors Cebuana Lhuillier, Palawan Pawnshop, UNILAB, Mr. Freeze, PhilCare,  Navegar, DFNN, Madison Galeries, Asia Traders Corp and Chris Sports,  to discover fresh tennis talents.  ASAPHIL, on the other hand,  is excited to bring back national competitions to continuously hone local talents in preparation for international competitions in the years to come.

Lhuillier explained: “I have high hopes for both Philippine softball and tennis as these are the two sports where I firmly believe Filipinos have what it takes to be the world’s best, and I vow to continue giving them my all out support to make this a reality”.

Reference: https://mb.com.ph/2023/02/15/jean-henri-lhuillier-reaffirms-commitment-to-philippine-softball/

Jean Henri Lhuillier: 3 Decades after, his passion for helping Philippine Tennis & Softball continues

Jean Henri Lhuillier, the visionary who changed the landscape of microfinance in the country, has been also helping transform the country’s sports program in a big way. A stalwart supporter of Philippine sports for over 30 years, his extensive contributions span multiple disciplines including basketball in the past. But most notably, Lhuillier was celebrated for his commitment to grassroots sports development and for bolstering the country’s national teams of both softball and tennis.

photo

TENNIS PATRON FOR 3 DECADES

Lhuillier’s first foray in supporting tennis development in the Philippines started way back in 1998 with the staging of a series of Cebuana Lhuillier Men’s Tennis Open tournaments and ever since that, there was no stopping him from pushing Philippine tennis to greater heights.

He has since helped the development of tennis in the Philippines through various ways such as grassroots program through the Cebuana Lhuillier Age Group tennis which has consistently held more than 50 tournaments nationwide for more than a decade already. From these tournaments were the likes of future national team members like Francis Casey Alcantara and Jeson Patrombon were discovered.

He has also been a staunch supporter of the national team having been a team manager numerous times of both the Davis Cup and Southeast Asian Games national teams. Aside from national teams, he and his company Cebuana Lhuillier has been supporting the individual international campaigns of top tennis players such as Cecil Mamiit, Eric Tainio, Katharina Lehnert and Treat Huey in the past to current stars Ruben Gonzales and Francis Casey Alcantara helping all of them reach their highest world rankings in both singles and doubles.

He was also responsible in making the sport popular in the country bringing top international players in the country through the ATP Men’s Challenger as the ITF Men’s Futures tournaments. He also was the team manager and co-owner of the Manila and Philippine Mavericks in the International Premier League with tennis superstars Serena Williams and Andy Murray among his players
As president of the Unified Tennis Philippines (UTP) for 7 years, Lhuillier has been responsible also for supporting top junior players to play in Asian junior tournaments as well as the WTA Future Stars. Thru the UTP, Lhuillier continues to support nationwide tournaments in both juniors and open sections.

MAN BEHIND PHILIPPINE SOFTBALL’S RESURGENCE
As president of the Amateur Softball Association of the Philippines (ASAPHIL) for 17 years already, Lhuillier has been responsible for the resurgence of the sport of softball.
Just like in tennis, Lhuillier has been supporting both the grassroots programs as well the national teams though ASAPHIL.

ASAPHIL, under the leadership of Lhuillier has been conducting tournaments such as the annual Summer Grand Slam National Open, Batang Pinoy, Palarong Pambansa, Philippine National Games among others. They have also been active conducting softball clinics for all stakeholders: players, coaches and even tournament officials.

With Lhuillier at the helm, the RP Blu Girls and Blu Boys have been performing extremely well in internal competitions. RP Blu Girls have won 7 straight SEAGames gold medals, silver medal in the 2017 Asian Women’s Softball Championships and have been in the top 4 five times. They boast of beating several top 10 world-ranked teams in previous World Cup competitions and was previously ranked number 1 in Asia prior to the pandemic. They are currently ranked number 4 in Asia and number 12 in the world.

Not to be left behind, the RP Blu Boys have been excelling as well with 4 gold medals in SEA Games, 5 silver medals in Asian Men’s Softball championships and was top 10 in the 2022 World Cup. They are currently ranked number 3 in Asia and number 10 in the World.

But there has been no stopping for Lhuillier and his wards. This year 2023 has been a huge year for Philippine Softball in the international arena. No less than 4 national teams qualified for the World Cup.

RP Blu Boys secure a bronze medal in the 12th Men’s Softball Asia Cup last June to qualify for the Men’s Softball World Cup. The RP Blu Girls snagged fourth place in the 18th Women’s Softball Asia Cup 2023 held last July to book a World Cup berth. The Under-15 girls’ team secured a bronze medal and has additionally clinched a spot in the 2023 WBSC World Cup for U15 Women’s Softball. Meanwhile, another team groomed by ASAPHIL, the Co-ed squad, is intensively preparing for this year’s WBSC Co-Ed Slow Pitch Softball World Cup, following their impressive silver medal performance in the Co-Ed Slow Pitch Softball Asia Cup last May.

ON TO THE ASIAN GAMES

As his softball and tennis athletes prepare to see action in the upcoming Asian Games with the RP Blu Girls and Ruben Gonzales and Francis Casey Alcanatar vying for medals, Jean Henri Lhuillier declares he will not pause until the Philippines’ softball and tennis teams under his watch succeed in seizing the glory and recognition they so deserve. Far from resting on his laurels, Lhuillier is energized for the challenges ahead:
“I’m just getting started. I am incredibly optimistic about the future of Philippine softball and tennis. I firmly believe we have the potential to be world leaders in these sports, and I am committed to making this vision a reality.”

Reference: https://sports.inquirer.net/530629/jean-henri-lhuillier-3-decades-after-his-passion-for-helping-philippine-and-softball-continues#ixzz8LYHjcvvg

CORPORATE AGENT PARTNERS

  • ACTION.ABLE, INC.
  • ALL ACCESS GATEWAY INC.
  • ANTRECCO (AGUSAN DEL NORTE TEACHERS, RETIREES, EMPLOYEES & COMMUNITY COOPERATIVE)
  • ACM VIP
  • ALL CASH
  • AGRILIFE/ AGRIVET
  • ASENSO PINOY STORE, INC. (EASY DAY SHOP)
  • AVICOM ENTERPRISES
  • AYALA ALABANG VILLAGE ASSOCIATION
  • BAUG CARP MULTI PURPOSE COOPERATIVE
  • BAGUIO BENGUET COOP
  • CARD BANK INC
  • CARD MRI RIZAL BANK INC
  • CARD SME BANK
  • CARITAS BANCO NG MASA, INC.
  • CEBU PEOPLE’S MULTIPURPOSE COOPERATIVE
  • CIS BAYAD CENTER, INC
  • COOPERATIVE BANK OF BOHOL, INC
  • COUNTRY BUILDERS BANK
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • AEON CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (VIA ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (VIA ECPAY)
  • ALLIANZ PNB LIFE INSURANCE INC.
  • ALPHA FUND SAVINGS & CREDIT COOPERATIVE (VIA ECPAY)
  • AMADEO WATER DISTRICT (VIA ECPAY)
  • AMYA POLYTECHNIC COLLEGE, INC. AND FINANCING CORPORATION (LENDPINOY)
  • ANGAT WATER DISTRICT (VIA ECPAY)
  • ANGELES ELECTRIC COMPANY ANGELICUM SCHOOL , INC. ILOILO CITY (VIA ECPAY)
  • ANJELMAN REAL ESTATE LEASING
  • ANTIQUE ELECTRIC COOP, INC ANTRECCO (BILLS PAYMENT)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (via ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (via ECPAY)
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

List of Accepted Government/ Valid IDs

  • Passport
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Postal ID
  • Voter’s ID
  • Philippine Identification (PhilID) card
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) ID
  • Senior Citizen’s ID
  • Overseas Workers Welfare Administration (OWWA) ID
  • OFW ID
  • Seaman’s Book
  • Alien Certification of Registration (ACR)
  • Barangay Certificate or ID (with picture and signature)
  • Birth Certificate (applicable to minors only)
  • Firearm License
  • Immigrant Certificate of Registration
  • Marriage License
  • National Council for the Welfare of Disabled Persons
  • New TIN ID
  • OWWA ID
  • Student ID
  • Alien Certification of Registration (ACR) / Immigrant Certificate of Registration
  • Government Office or Government Owned and Controlled Corporations (GOCC) ID (e.g. AFP ID, HDMF (Pag-ibig Fund) ID, etc.
  • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certification
  • Integrated Bar of the Philippines ID (IBP)
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP (Bangko Sentral ng Pilipinas), SEC (Securities and Exchange Commission) or IC (Insurance Commission)

IDs Accepted

As required by Bangko Sentral ng Pilipinas (BSP), clients who engage in a financial transaction with covered institutions for the first time shall be required to present the original and submit a clear copy of at least ONE (1) valid photo-bearing identification document issued by an official authority. For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises.

Forms of identification accepted are the following;

Pawn Accepted IDs
1. Passport
2. Driver’s License
3. Professional Regulation Commission (PRC) ID
4. National Bureau of Investigation (NBI) Clearance
5. Police Clearance
6. Postal ID
7. Voter’s ID
8. Philippine Identification (PhilID) card
9. Social Security System (SSS) Card / Unified Multi-Purpose ID (UMID)
10. Barangay Certification
11. Government Service Insurance System (GSIS) e-Card
12. Senior Citizen Card
13. Overseas Workers Welfare Administration (OWWA) ID
14. OFW ID
15. Seaman’s Book
16. Alien Certification of Registration/Immigrant Certificate of Registration (for foreigners)
17. Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID)
18. Home Development Mutual Fund (HDMF ID)
19. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
20. Department of Social Welfare and Development (DSWD) Certification
21. Integrated Bar of the Philippines (IBP) ID
22. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas, Securities and Exchange Commission or Insurance Commission
23. ID issued by the National Council on Disability Affairs (NCDA)