10 Ways Millenials Can Achieve Work-Life Balance Using Today’s Technology

These days, it’s so easy to get stressed, especially for millenials who have so much to keep up with – both in terms of work and social life. It’s so easy to be overwhelmed, but luckily, technology can still work to their benefit.

That said, here are 10 ways that technology can help you achieve work-life balance.

1.Open Communication Lines

smartphones social media

image source: findspicture.com

When you’re so occupied with work, it’s hard to set up get-togethers with friends, or find time to go out with the family. But, through Facebook, Twitter, and Skype, it’s easy to ask your family and friends how they’re doing. You can set up group chats, and basically just talk to the people close to you—even while you’re away! Having a good support system creates a good work-life balance—and can keep you grounded at all times.

2.A Chance to Be Yourself

blogging

image source: theodysseyonline.com

So many people get lost in the face of work that they forget to do the things they are passionate about, and to even reflect about their lives. Creating a blog can help you do just that, and more! You can set up a personal blog to talk about how your life is going, or one dedicated to reviewing books, of places where you have been, or dining places you have tried. At least, you’ll always have something to look forward to.

3.Easy Shopping

Today’s busy lifestyle can make you feel so tired that you’d rather sleep than go to the mall. However, with the help of online shopping sites such as Amazon, you can easily buy what you want or need with just a click of a button.

4.Playing Games

playing games

image source: www.talkandroid.com

Color Switch, Candy Crush, Blossom Blast, Clash of Clans…these are just some of the games that millennials love to play these days. Having some games on your phone or tablet can easily lessen the stress you’re feeling—and help you escape your busy life even for just a short while.

5.Entertaining and Informative Articles

informative news

image source: nickbarrios.com

Another amazing thing about the internet is that you have sites like Buzzfeed, Bored Panda, and Listverse that contain easy-to-read articles about anything and everything under the sun. When you’re tired of typing and reading for work, you can always rely on these websites to take your mind away from your stressful work.

6.Catching Up on Your Hobbies

listening to music

image source: fortune.com

You want to listen to music? – There’s Youtube and Spotify for you. You want to draw? – You can download Sketchbook Express. There are groups that you can join that cater to whatever your hobby may be. The internet is a vast place that has so much to offer.

7.A Semblance of Fandom

using tumblr

image source: thelarom.com

Some millenials feel great when they have people around them—even virtually—who like the same things they like. With the internet, you have Tumblr where you can easily express your love for movies, TV shows, and more by means of gifs, and writing about them. You can even write and read fanfiction—or follow your favorite celebrities, and talk to them via Twitter, too!

8.Catching Up on the News

Having a short attention span is common to millenials, but that does not mean they can no longer pay attention to whatever’s happening around them. With the help of Twitter, you get a concise collection of news—so you can easily know what’s going on even without clicking links.

9.Streaming Shows

netflix and chill

image source: www.denofgeek.us

When you’re at work the whole day, you might find it hard to catch up on your favorite television shows. But, with the help of streaming sites like Netflix and Hulu, you can just subscribe and watch the shows and movies you want—without any hassle!

10.Productivity Apps

evernote

image source: www.makeuseof.com

Finally, you have productivity apps like Evernote, or Todoist that make it so easy to keep track of what you have to do—and what you want to do! These are interactive calendars and note-taking apps that help you balance your personal life and career.

It’s not easy to be a millennial—but with the help of technology, you can surely have a better, more fulfilling life!

7 Apps for Finance Management Newbies

To be financially stable is everyone’s goal, and the key to achieving financial stability is proper management. The earlier you start, the better. Following are 7 apps that can help you – especially if you are a finance management newbie – achieve financial success:

1.Wallet (Android, iOS, Web)

Wallet

image source: www.macworld.co.uk

Wallet is an expense-tracking app that’s available for both Android and iOS platforms. The app creates records that help you track your expenses, monitor your budget, and check on your financial status. What’s great is that this app can be synchronized with your other devices, and online accounts—really making it easy for you to manage your finances. It even handles your bills and debts—so you won’t forget paying for them!

2.Mint Budgeting (Android, iOS)

Mint Logo

image source: play.google.com

What’s great about the Mint Budgeting app is that you can have it connected to your own bank account and it will automatically help you create a budget that’s suited to your lifestyle. This way, you won’t be making unnecessary purchases, and you won’t fall into a pool of debt. You can also be sure that your account would be encrypted and secure.

3.Spendbook (iOS)

spendbook app

image source: appsygadgets.com

As the name suggests, this app is all about keeping track of your expenses. It’s so easy to navigate so you can easily add new expense items, and keep track of your income just to check if you have been spending beyond your means. You could also add your photo, together with a picture or receipt of the item that you have purchased. You can also label your expenses (i.e., subway ticket, cab fare, onion bagel, etc.) so you’ll have a better idea of where all of your money goes.

4.Pocketguard (Android, iOS, Web)

pocket guard app

image source: www.appannie.com

Pocketguard allows you to see your current account balance, and all your transactions—whether they’re withdrawals, or purchases that you have paid directly through your account. Thus, you have better control of your expenses—with just a touch of a finger!

5.Home Budget with Sync (Android, iOS)

home budget app

image source: www.anishu.com

If you’re a finance management newbie, chances are you’re still living with your family or with some friends from college, or even your fellow employees. Thus, you have to make sure that your home budget is in the right place—or else, all of you might fall into a big pool of debt. Home budget helps you sync income and expenses—together with those of your housemates—so you can find ways on how you can save up, and pinpoint what you should stop buying.

6.Wally (Android, iOS)

wally app

image source: wally.me

Sometimes, you have to get back to basics and just set a financial goal for yourself—and Wally would help you do that! With this app, you can make a list of your targeted spending budget, savings, and financial goal for the month, or even the entire year. You’ll also get to see your expenses—so you can check where you’re failing, and what you have to do to reach your financial goals.

7.Level Money (Android, iOS)

Level Money

image source: www.pastemagazine.com

And finally, you have Level Money. This app connects to your bank and credit card accounts, checks your balances, and tells you how much you can afford to spend on a daily basis—so you won’t go over your set budget.

Work hard—but don’t let what you’ve earned go to waste. With the help of these apps, you’ll surely be in a good place!

CORPORATE AGENT PARTNERS

  • ACTION.ABLE, INC.
  • ALL ACCESS GATEWAY INC.
  • ANTRECCO (AGUSAN DEL NORTE TEACHERS, RETIREES, EMPLOYEES & COMMUNITY COOPERATIVE)
  • ACM VIP
  • ALL CASH
  • AGRILIFE/ AGRIVET
  • ASENSO PINOY STORE, INC. (EASY DAY SHOP)
  • AVICOM ENTERPRISES
  • AYALA ALABANG VILLAGE ASSOCIATION
  • BAUG CARP MULTI PURPOSE COOPERATIVE
  • BAGUIO BENGUET COOP
  • CARD BANK INC
  • CARD MRI RIZAL BANK INC
  • CARD SME BANK
  • CARITAS BANCO NG MASA, INC.
  • CEBU PEOPLE’S MULTIPURPOSE COOPERATIVE
  • CIS BAYAD CENTER, INC
  • COOPERATIVE BANK OF BOHOL, INC
  • COUNTRY BUILDERS BANK
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • AEON CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (VIA ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (VIA ECPAY)
  • ALLIANZ PNB LIFE INSURANCE INC.
  • ALPHA FUND SAVINGS & CREDIT COOPERATIVE (VIA ECPAY)
  • AMADEO WATER DISTRICT (VIA ECPAY)
  • AMYA POLYTECHNIC COLLEGE, INC. AND FINANCING CORPORATION (LENDPINOY)
  • ANGAT WATER DISTRICT (VIA ECPAY)
  • ANGELES ELECTRIC COMPANY ANGELICUM SCHOOL , INC. ILOILO CITY (VIA ECPAY)
  • ANJELMAN REAL ESTATE LEASING
  • ANTIQUE ELECTRIC COOP, INC ANTRECCO (BILLS PAYMENT)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (via ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (via ECPAY)
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

List of Accepted Government/ Valid IDs

  • Passport
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Postal ID
  • Voter’s ID
  • Philippine Identification System (PhilSys) ID
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) ID
  • Senior Citizen’s ID
  • Overseas Workers Welfare Administration (OWWA) ID
  • OFW ID
  • Seaman’s Book
  • Alien Certification of Registration (ACR)
  • Barangay Certificate or ID (with picture and signature)
  • Birth Certificate (applicable to minors only)
  • Firearm License
  • Immigrant Certificate of Registration
  • Marriage License
  • National Council for the Welfare of Disabled Persons
  • New TIN ID
  • OWWA ID
  • Student ID
  • Alien Certification of Registration (ACR) / Immigrant Certificate of Registration
  • Government Office or Government Owned and Controlled Corporations (GOCC) ID (e.g. AFP ID, HDMF (Pag-ibig Fund) ID, etc.
  • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certification
  • Integrated Bar of the Philippines ID (IBP)
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP (Bangko Sentral ng Pilipinas), SEC (Securities and Exchange Commission) or IC (Insurance Commission)

IDs Accepted

As required by Bangko Sentral ng Pilipinas (BSP), clients who engage in a financial transaction with covered institutions for the first time shall be required to present the original and submit a clear copy of at least ONE (1) valid photo-bearing identification document issued by an official authority. For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises.

Forms of identification accepted are the following;

Pawn Accepted IDs
1. Passport
2. Driver’s License
3. Professional Regulation Commission (PRC) ID
4. National Bureau of Investigation (NBI) Clearance
5. Police Clearance
6. Postal ID
7. Voter’s ID
8. Philippine Identification (PhilID) card
9. Social Security System (SSS) Card / Unified Multi-Purpose ID (UMID)
10. Barangay Certification
11. Government Service Insurance System (GSIS) e-Card
12. Senior Citizen Card
13. Overseas Workers Welfare Administration (OWWA) ID
14. OFW ID
15. Seaman’s Book
16. Alien Certification of Registration/Immigrant Certificate of Registration (for foreigners)
17. Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID)
18. Home Development Mutual Fund (HDMF ID)
19. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
20. Department of Social Welfare and Development (DSWD) Certification
21. Integrated Bar of the Philippines (IBP) ID
22. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas, Securities and Exchange Commission or Insurance Commission
23. ID issued by the National Council on Disability Affairs (NCDA)