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Category: Deposits

DEPOSIT TO WIN IT RAFFLE PROMO

  1. This promo is available to all clients who deposit into a Micro Savings or Cebuana Savings account at any Cebuana Lhuillier or Cebuana Lhuillier Bank branches nationwide from May 1, 2025, to December 31, 2025.
  2. This promo is open to both new and existing clients who make deposits using either the Cebuana 24K Debit Card or the eCebuana app
  3. Clients will earn one raffle entry for every ₱1,000 deposit made into their MIcro Savings or Cebuana Savings account. 
ClientDeposit Transaction AmountNo. of raffle entries
Client 1₱3,0003
Client 2₱2,5002
Client 3₱900None
  1. To qualify for the raffle, clients must deposit at least ₱1,000 and maintain a minimum Average Daily Balance (ADB) of ₱1,000 per month. Depositing ₱1,000 without meeting the required ADB will not make a client eligible for the raffle.
  2. Clients must deposit every month to qualify for each draw; otherwise, the raffle entries earned in the previous month/s will reset.
  3. Every month, twenty-five (25) lucky winners will each receive a cash prize of Php 10,000.
  4. Monthly raffle draws will be conducted on the following dates: 
Cut-off PeriodDraw DateAnnouncement
May 1-31, 2025June 13, 2025 June 20, 2025
June 1-30, 2025July 14, 2025July 21, 2025
July 1-31, 2025August 14, 2025August 21, 2025
August 1-31, 2025September 12, 2025September 19, 2025
September 1-30, 2025October 13, 2025October 20, 2025
October 1-31, 2025November 14, 2025November 21, 2025
November 1-30, 2025December 12, 2025December 19, 2025
December 1-31, 2025January 14, 2026January 21, 2025
  1. Each qualified client can win only once throughout the promo duration.
  2. The raffle draws will take place at the PJLI ICT Office, 3/F The Networld Hub, 156 Jupiter cor. Comet Sts., Bel-Air, Makati City, and will be conducted in the presence of representatives from Cebuana Lhuillier Bank and DTI via Zoom.
  3. All winners will receive an SMS and registered mail detailing the procedure for claiming their prize. The list of winners will also be announced on the official Facebook page of Cebuana Lhuillier Bank.
  4. All clients must update their personal information (e.g., name, address and active mobile/telephone) in the nearest Cebuana Lhuillier or Cebuana Lhuillier Bank branches as this will be the basis of the marketing team in sending the registered mail and SMS to the winners.
  5. The cash prize will be credited directly to their Micro Savings or Cebuana Savings account within 30 business days.
  6. Upon crediting of the prize, all winners must visit a Cebuana Lhuillier branch to present and complete the following requirements:

a. One (1) valid government-issued ID

b. Accomplished Winners Information Sheet

c. Signed Testimonial Consent Form

d. Signed Acknowledgment Receipt

  1.  P.J. Lhuillier Inc. will cover the 20% tax for prizes exceeding Php 10,000.00.
  2. Prizes must be claimed within 60 days from the date of receipt of the registered mail notification. All unclaimed prizes will be forfeited in favor of Cebuana Lhuillier with prior approval of DTI.
  3. Employees of P.J. Lhuillier Group of Companies, including its agencies and services, as well as their relatives up to the second degree of consanguinity or affinity, are not eligible to join the e-raffle.


PER DTI FAIR TRADE PERMIT NO. FTEB-222108, Series of 2025

Cebuana Savings

this is an upgraded version of Microsavings which can exceed P50,000 savings.

  • Save more than Php 50,00
  • Earn Higher interest per annum
  • No Limit on Deposit and Free Upgrade

Requirements:
1. Updated Customer Information Sheet
2. Two (2) Valid Government IDs

Interest per Annum0.50%
Minimum Maintaining BalancePhp 1,000
Minimum Balance to earn5,000
Dormancy Period2 years without client-initiated transaction
Maximum account BalanceNo Limit
Deposit AmountMin php 50; No maximum limit

Regular Savings

Passbook-based savings account that let’s you monitor your growing money

  • Easy record keeping
  • Low initial deposit
  • Secure way to save

Requirements:
1. Updated Customer Information Sheet
2. Two (2) Valid Government IDs
3. Proof of Billing

Interest per Annum0.50%
Minimum Initial DepositPhp 500
Minimum BalancePhp 500
Require Balance to Earn InterestNo Limit

Checking Account

Secure payments via cheque with affordable peso checking account

  • Affordable Checking
  • Cover Personal or Business Needs
  • Secure payments

Requirements:
1. Customer Information Sheet (CIS)
2. Two (2) Valid Government IDs
3. Proof of Billing

Initial Deposits5,000
Interest Rate(Per annum)Non- Interest bearing
Maintaining  BalancePhp 5,000
Fund AccessCheckbook

Time Deposits

Earn Premium rates at your preferred maturity period

  • High Interest yield
  • Tax Free
  • Terms suitable to your lifestyle

Requirements:
1. Customer Information Sheet (CIS)
2. Two (2) Valid Government IDs
3. Proof of Billing

Amount30-89 Days90-364 Days365 Days
P10,000.00 – P49,999.990.592%0.632%0.654%
P50,000.00 – P99,999.990.592%0.632%0.654%
P100,000.00 – P199,999.990.592%0.632%0.654%
P200,000.00 – P499,999.990.592%0.632%0.654%
P500,000.00 – P999,999.990.700%0.700%0.700%
P1, 000,000.00 – P2,999,999.990.750%0.834%0.875%
P3, 000,000.00 – P4,999,999.990.750%0.834%0.875%
P5, 000,000.00 – P9,999,999.990.750%0.834%0.875%
P10, 000,000.00 and above0.750%0.834%0.875%
  • Initial Deposit of P10,000.00
  • Subject to 20% withholding tax

Five Year Time Deposit

Earn premium rates at your preferred maturity period

Requirements:
1. Customer Information Sheet (CIS)
2. Two (2) Valid Government IDs
3. Proof of Billing
4. Placement should be 5 years + 1 day
5. Net of interest

Minimum PlacementPhp 100,000
Terms30 Days to 365 Days
Proof of accountCertificate of time Deposits
AmountInterest Rate (per annum)
P100,000 – 999,999.992.00%
P1,000.000 -P9,999,999.992.50%
P10,000,000n and above3.00%

Special Savings Deposits

This is a term deposit savings account that offers premium rates with flexible maturity period. This kind of deposit comes with a passbook for ease of recordkeeping and monitoring of account transactions.

Interest rates (Gross) per annum:

Amount30 days90 days1 year
10,000 – 49,9990.750%0.825%1.250%
50,000 – 99,9990.750%0.825%1.250%
100,000 – 199,9991.000%1.500%2.500%
200,000 – 499,9991.125%1.500%2.500%
500,000 – 999,9991.500%2.000%3.000%
1,000,000 – 2,999,9991.500%2.500%3.250%
3,000,000 – 4,999,9991.500%2.500%3.250%
5,000,000 – 9,999,9991.500%2.500%3.250%
10M and up2.000%2.500%4.500%

Member’s Guide

Domestic Remittance Sending using e-Money

    • Visit the 24k Online Client Portal website (www.24konline.ph)
    • Log-in with your account.
log in
    • Select e-Money tab.
    • Click Money Remittance Using e-Money.
    • Select if you will send money using the Receiver’s Name or Client Number.
    • For sending using the Receiver’s Name, type the First Name and Last Name of the receiver and the Amount of money to be sent.
    • For sending using the Client Number, type the Client Number and the Amount of money to be sent.
    • Select a Promo Discount (if applicable) from the dropdown list.
    • Type your PIN and the Code displayed on the screen.
    • Click Send.
Send

Cebuana Lhuillier Mobile Application
Domestic Remittance Sending using e-Money

    • Open the Cebuana Lhuillier Mobile Application and log-in with your account.
app
    • Tap the REMITTANCE tab then tap e-Money Remittance.
app1
    • Accomplish the required fields then tap Send Remittance.
app2
    • Proceed with the transaction by tapping YES.
app3
    • View the Transaction Summary for the remittance control number then tap OK.
app4

Reloading using e-Money

    • Open the Cebuana Lhuillier Mobile Application and log-in with your account.
app
    • Tap the ELOAD tab then tap Reload.
eload
    • Accomplish the required fields then tap Reload.
eload1
    • View the Transaction Summary for the remittance control number then tap OK.
eload3

SMS
Domestic Remittance Sending using e-Money

    • Construct a text message using the syntax below.
Text Message Syntax CEBUANA<space>ESEND<space>BeneficiaryLastname/BeneficiaryFirstname/PrincipalAmount/PinCode
ExampleCEBUANA ESEND Dela Cruz/Juan/2500/1234
    • Send the text message to the assigned number.
SmartGlobeSun
0908880293009178788245209328428562
09209582451091787882453
09209582452091787882454
09209582453                          
09209582454                           
sms

Requirements:

    • Enrolled in e-Channel (mobile/email)
    • Activated account (Pin code changed)
    • Enrolled in e-Money
    • With sufficient e-Money
    • Limit of amounts is 1 to 50,000 per transaction

CORPORATE AGENT PARTNERS

  • ACTION.ABLE, INC.
  • ALL ACCESS GATEWAY INC.
  • ANTRECCO (AGUSAN DEL NORTE TEACHERS, RETIREES, EMPLOYEES & COMMUNITY COOPERATIVE)
  • ACM VIP
  • ALL CASH
  • AGRILIFE/ AGRIVET
  • ASENSO PINOY STORE, INC. (EASY DAY SHOP)
  • AVICOM ENTERPRISES
  • AYALA ALABANG VILLAGE ASSOCIATION
  • BAUG CARP MULTI PURPOSE COOPERATIVE
  • BAGUIO BENGUET COOP
  • CARD BANK INC
  • CARD MRI RIZAL BANK INC
  • CARD SME BANK
  • CARITAS BANCO NG MASA, INC.
  • CEBU PEOPLE’S MULTIPURPOSE COOPERATIVE
  • CIS BAYAD CENTER, INC
  • COOPERATIVE BANK OF BOHOL, INC
  • COUNTRY BUILDERS BANK
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)
FIND A CORPORATE AGENT PARTNER

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • AEON CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (VIA ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (VIA ECPAY)
  • ALLIANZ PNB LIFE INSURANCE INC.
  • ALPHA FUND SAVINGS & CREDIT COOPERATIVE (VIA ECPAY)
  • AMADEO WATER DISTRICT (VIA ECPAY)
  • AMYA POLYTECHNIC COLLEGE, INC. AND FINANCING CORPORATION (LENDPINOY)
  • ANGAT WATER DISTRICT (VIA ECPAY)
  • ANGELES ELECTRIC COMPANY ANGELICUM SCHOOL , INC. ILOILO CITY (VIA ECPAY)
  • ANJELMAN REAL ESTATE LEASING
  • ANTIQUE ELECTRIC COOP, INC ANTRECCO (BILLS PAYMENT)
FIND A BILLER

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (via ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (via ECPAY)
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)
FIND A BILLER

List of Accepted Government/ Valid IDs

  • Passport
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Postal ID
  • Voter’s ID
  • Philippine Identification System (PhilSys) ID
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) ID
  • Senior Citizen’s ID
  • Overseas Workers Welfare Administration (OWWA) ID
  • OFW ID
  • Seaman’s Book
  • Alien Certification of Registration (ACR)
  • Barangay Certificate or ID (with picture and signature)
  • Birth Certificate (applicable to minors only)
  • Firearm License
  • Immigrant Certificate of Registration
  • Marriage License
  • National Council for the Welfare of Disabled Persons
  • New TIN ID
  • OWWA ID
  • Student ID
  • Alien Certification of Registration (ACR) / Immigrant Certificate of Registration
  • Government Office or Government Owned and Controlled Corporations (GOCC) ID (e.g. AFP ID, HDMF (Pag-ibig Fund) ID, etc.
  • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certification
  • Integrated Bar of the Philippines ID (IBP)
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP (Bangko Sentral ng Pilipinas), SEC (Securities and Exchange Commission) or IC (Insurance Commission)

IDs Accepted

As required by Bangko Sentral ng Pilipinas (BSP), clients who engage in a financial transaction with covered institutions for the first time shall be required to present the original and submit a clear copy of at least ONE (1) valid photo-bearing identification document issued by an official authority. For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises.

Forms of identification accepted are the following;

Pawn Accepted IDs
1. Passport
2. Driver’s License
3. Professional Regulation Commission (PRC) ID
4. National Bureau of Investigation (NBI) Clearance
5. Police Clearance
6. Postal ID
7. Voter’s ID
8. Philippine Identification (PhilID) card
9. Social Security System (SSS) Card / Unified Multi-Purpose ID (UMID)
10. Barangay Certification
11. Government Service Insurance System (GSIS) e-Card
12. Senior Citizen Card
13. Overseas Workers Welfare Administration (OWWA) ID
14. OFW ID
15. Seaman’s Book
16. Alien Certification of Registration/Immigrant Certificate of Registration (for foreigners)
17. Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID)
18. Home Development Mutual Fund (HDMF ID)
19. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
20. Department of Social Welfare and Development (DSWD) Certification
21. Integrated Bar of the Philippines (IBP) ID
22. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas, Securities and Exchange Commission or Insurance Commission
23. ID issued by the National Council on Disability Affairs (NCDA)