- If you would like to have a 24k virtual card, you may ask assistance from our branch personnel and they will enrol you for FREE. No additional forms needed just present a valid ID upon application.
- Your account information will be available online for you to access 24/7 just log in to the 24k Online Portal, using your customer ID, phone number or email that you used during your registration
- If you prefer to have a physical card, fill out the application form and submit it to our branch personnel. Present a valid ID upon application.
Category: Branch
Earn Points
TRANSACTION TYPE | 24k VIRTUAL CARD | 24k GOLD VIRTUAL CARD |
---|---|---|
Pawning | 1 point for every PHP 30 fee paid | 1 point for every PHP 25 fee paid |
Domestic Remittance | ||
Insurance | ||
International Payout | 3 points for every transaction | |
International Sending | 5 points for every transaction | |
Opening of a New MicroSavings Account | 2 points for every new Microsavings Account opened through any Cebuana branch | |
eCebuana | 1 point for every applicable transaction in eCebuana app, regardless of amount but minimum of PHP500 per transaction. Applicable eCebuana transactions: Bills Pay, DomRem, Eload, Instapay, and On-us Fund Transfer |
- 1 point = Php 1
- Points earned will be credited within 30 days from date of transaction”
Pay out at the branches: 1 point for every transaction, regardless of amount
Rewards
- Reward points can serve as a payment for interest or fees in any pawning and remittance transactions.
- Reward points can also be converted to E-load credits.
- 24k card also provides you easy management of transactions through the 24k Online Portal that lets you view your previous and current transactions with Cebuana Lhuillier. The portal also allows you to inquire about our services or even transact through cellphone or the Internet.
For clients who earn a total of 110 points within the year, they are automatically elevated into a 24k Gold Card Member who enjoy additional perks and and benefits.
24k Cebuana members enjoy the following benefits:
How to Redeem Points
Visit the nearest Cebuana Lhuillier Pawnshop branch or Pera Padala stand-alone outlet and present your 24k card or 24k virtual card to our branch personnel.
Converting Your 24k Points
Converting your 24k reward points to E-load
- Present your 24k card to our branch personnel.
- The branch personnel will check the total number of points in your card.
- Choose from Cebuana Lhuillier’s loading services. There are no limits to how much a cardholder can load per day.
Converting your 24k reward points as donations to charitable institutions
- Present your 24k to our branch personnel.
- The branch personnel will check the total number of points in your card.
- Have at least one transaction at the branch (pawning, renewal, redemption, remittance) and make sure that the card has available points to donate to charitable institutions that have partnered with Cebuana Lhuillier.
- Fill out the Pera Padala form, write the name of your recipient and, the amount that you wish to donate from your 24k reward points.