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CL Financial

Cebuana Lhuillier Financial is one of the microinsurance service providers in the Philippines, committed to delivering accessible and reliable financial protection to every Filipino. As a subsidiary of the PJ Lhuillier Group of Companies, the organization upholds a strong reputation built on trust, innovation, and customer-centered service.

The company is widely recognized for offering affordable and inclusive financial solutions that cater to the needs of Filipinos across all sectors of society, from Luzon to Mindanao.

CEBUANA LHUILLIER FINANCIAL BRANCHES NATIONWIDE

Committed to its mission of helping insure every Filipino, Cebuana Lhuillier Financial have 11 branches offers affordable protection plans designed for everyday Filipinos.

The company focuses on making insurance simple, affordable, and accessible through its extensive nationwide branch network, mall kiosks, and financial advisors. It helps individuals and families manage risks that may cause financial hardship, such as accidents, illness and emergencies.

Unexpected events can happen anytime, and insurance allows people to prepare financially without heavily affecting their savings or daily income. Having insurance provides confidence and assurance that financial support is available during difficult times.

More than just a financial product, insurance offers protection and security. It helps individuals and families remain sercure.

Financial Solutions for Your Needs

Free financial wealth consultation

Life Insurance and personal accident insurance

Financial protection leaving benefits income replacement

Frequently Asked Questions

Cebuana Lhuillier Financial is a financial service provider offering insurance and related financial solutions in the Philippines.

Yes. Cebuana Lhuillier Financial operates under the Cebuana Lhuillier group and provides services through official and authorized channels.

Fortune Life operates under the Cebuana Lhuillier group.

Clients may inquire through authorized branches, servicing agents, or official Cebuana Lhuillier channels.

  • Policy documents
  • Completed claim forms
  • Valid IDs
  • Medical records (if applicable)
  • Additional documents may be required depending on the claim
  • Authorized branches
  • Accredited payment centers
  • Official o
  • nline channels
  • Servicing agents

Get in Touch

For inquiries, assistance, and verification, please contact us through our official channels.

Office Address Branch Open Contact Number / Landline
CLF ROBINSONS MANILA GF Robinsons Place Manila Pedro Gil, cor Adriatico St, Ermita, Manila, 1000 Metro Manila January 28, 2021 Landline: 872-578-62
Branch Phone: 09516387818
CLF ROBINSONS GALLERIA (ORTIGAS) Basement 1 Robinsons Galleria Ortigas Ave, Ortigas Center, Quezon City, Metro Manila March 11, 2021 Landline: (02) 845-11446
Branch Phone: 0992 202 3818
CLF MARKET MARKET Level 3, Market Market Ayala Malls, McKinley Parkway, BGC, Taguig City, Metro Manila October 8, 2021 Landline: (02) 853-55446
Branch Phone: 0992 458 9536
CLF ALI MALL Level 2 Ali Mall, 13th Avenue corner P. Tuazon Blvd, Cubao, Quezon City, Metro Manila March 21, 2023 Globe: 09456101363
CLF METRO POINT 3rd Floor Metro Point Mall EDSA, corner Taft Ave, Pasay, Metro Manila January 29, 2024 TNT: 09481899096
CLF SM SEASIDE CEBU GF SM Seaside City Cebu, South Coastal Rd, Antuwanga, Cebu City, 6000 Cebu June 5, 2024 Gomo: 0976 508 9285
CLF BACOLOD 2nd Floor Northwing SM City Bacolod, Rizal St, Reclamation Area, Bacolod, 6100 Negros Occidental June 29, 2024 Branch Phone: +63 910 069 1749
CLF ROBINSONS GALLERIA SOUTH 3rd Floor Robinsons Galleria South, 179 Manila South Rd, San Pedro, Laguna January 27, 2025 Landline: (02) 84054091
CLF GAISANO DAVAO 4th Floor Gaisano Mall of Davao, J.P. Laurel Ave, Bajada, Davao City, 8000 Davao del Sur June 15, 2025 Branch Phone: 09750183973
CLF TIMES PLAZA G & 8th Floor Times Plaza Bldg., 81 United Nations Ave, Ermita, Manila, 1000 Metro Manila Exhibit Kiosk: May 27, 2024
Soft Opening: July 7, 2025
Grand Opening: October 8, 2025 		Globe: 09276400131
Landline: (02) 86593526
CLF SM CITY CEBU Lower Ground Floor, Entrance 5, SM City Cebu, Mabolo, Cebu November 12, 2025 Smart: 09498263182

Testimonials & Success Stories

Featuring authentic and verified winners of our promos that reinforce the credibility and service commitment of Cebuana Lhuillier Financial.

CORPORATE AGENT PARTNERS

  • ACTION.ABLE, INC.
  • ALL ACCESS GATEWAY INC.
  • ANTRECCO (AGUSAN DEL NORTE TEACHERS, RETIREES, EMPLOYEES & COMMUNITY COOPERATIVE)
  • ACM VIP
  • ALL CASH
  • AGRILIFE/ AGRIVET
  • ASENSO PINOY STORE, INC. (EASY DAY SHOP)
  • AVICOM ENTERPRISES
  • AYALA ALABANG VILLAGE ASSOCIATION
  • BAUG CARP MULTI PURPOSE COOPERATIVE
  • BAGUIO BENGUET COOP
  • CARD BANK INC
  • CARD MRI RIZAL BANK INC
  • CARD SME BANK
  • CARITAS BANCO NG MASA, INC.
  • CEBU PEOPLE’S MULTIPURPOSE COOPERATIVE
  • CIS BAYAD CENTER, INC
  • COOPERATIVE BANK OF BOHOL, INC
  • COUNTRY BUILDERS BANK
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)
FIND A CORPORATE AGENT PARTNER

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • AEON CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (VIA ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (VIA ECPAY)
  • ALLIANZ PNB LIFE INSURANCE INC.
  • ALPHA FUND SAVINGS & CREDIT COOPERATIVE (VIA ECPAY)
  • AMADEO WATER DISTRICT (VIA ECPAY)
  • AMYA POLYTECHNIC COLLEGE, INC. AND FINANCING CORPORATION (LENDPINOY)
  • ANGAT WATER DISTRICT (VIA ECPAY)
  • ANGELES ELECTRIC COMPANY ANGELICUM SCHOOL , INC. ILOILO CITY (VIA ECPAY)
  • ANJELMAN REAL ESTATE LEASING
  • ANTIQUE ELECTRIC COOP, INC ANTRECCO (BILLS PAYMENT)
FIND A BILLER

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (via ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (via ECPAY)
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)
FIND A BILLER

List of Accepted Government/ Valid IDs

  • Passport
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Postal ID
  • Voter’s ID
  • Philippine Identification System (PhilSys) ID
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) ID
  • Senior Citizen’s ID
  • Overseas Workers Welfare Administration (OWWA) ID
  • OFW ID
  • Seaman’s Book
  • Alien Certification of Registration (ACR)
  • Barangay Certificate or ID (with picture and signature)
  • Birth Certificate (applicable to minors only)
  • Firearm License
  • Immigrant Certificate of Registration
  • Marriage License
  • National Council for the Welfare of Disabled Persons
  • New TIN ID
  • OWWA ID
  • Student ID
  • Alien Certification of Registration (ACR) / Immigrant Certificate of Registration
  • Government Office or Government Owned and Controlled Corporations (GOCC) ID (e.g. AFP ID, HDMF (Pag-ibig Fund) ID, etc.
  • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certification
  • Integrated Bar of the Philippines ID (IBP)
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP (Bangko Sentral ng Pilipinas), SEC (Securities and Exchange Commission) or IC (Insurance Commission)

IDs Accepted

As required by Bangko Sentral ng Pilipinas (BSP), clients who engage in a financial transaction with covered institutions for the first time shall be required to present the original and submit a clear copy of at least ONE (1) valid photo-bearing identification document issued by an official authority. For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises.

Forms of identification accepted are the following;

Pawn Accepted IDs
1. Passport
2. Driver’s License
3. Professional Regulation Commission (PRC) ID
4. National Bureau of Investigation (NBI) Clearance
5. Police Clearance
6. Postal ID
7. Voter’s ID
8. Philippine Identification (PhilID) card
9. Social Security System (SSS) Card / Unified Multi-Purpose ID (UMID)
10. Barangay Certification
11. Government Service Insurance System (GSIS) e-Card
12. Senior Citizen Card
13. Overseas Workers Welfare Administration (OWWA) ID
14. OFW ID
15. Seaman’s Book
16. Alien Certification of Registration/Immigrant Certificate of Registration (for foreigners)
17. Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID)
18. Home Development Mutual Fund (HDMF ID)
19. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
20. Department of Social Welfare and Development (DSWD) Certification
21. Integrated Bar of the Philippines (IBP) ID
22. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas, Securities and Exchange Commission or Insurance Commission
23. ID issued by the National Council on Disability Affairs (NCDA)