Micro Savings
Cebuana Lhuillier Micro Savings aims to provide easier banking access to Filipinos. It is a regular savings account but doesn’t require maintaining balance. Account holders can deposit and withdraw anywhere at their most convenient time with Cebuana Lhuillier’s network of 3,500 branches nationwide. As a Micro Savings account holder, you can also pay cashless using your card in any of 350,000 Unionpay and Bancnet accredited retail stores and withdraw in any of 21,000+ Bancnet ATM nationwide.
Product Details
| Interest Rate Per Annum | 0.20% |
| Minimum Maintaining Balance | None |
| Minimum Balance to Earn Interest | Php 500 |
| Dormancy Period | None |
| Maximum Account Balance | Php 50,000 |
| Deposit Amount | Min. Php 50; Max Php 50,000 |
| Withdrawal Amount | via Cash Agent Min. Php 100; Max. Php 5,000 per transaction via other Bank ATMs Min. Php 100; Max. Php 10,000 per transaction |
| Deposit Fee | FREE |
| Number of Allowed Withdrawals Per Day | 3 |
| Withdrawal Fee | via Cash Agent May be subject to rates via other Bank ATMs Varies depending on the Acquirer |
| 24K Union Pay Debit Card Fee (Replacement) | Php 100 |
Requirements
- Customer Information Sheet
- One (1) Valid Government ID (See list of valid IDs)
- P50.00 Initial Deposit
Cebuana Lhuillier Micro Savings is a product of Cebuana Lhuillier Rural Bank. Deposits are insured by PDIC up to P500,000 per depositor. Regulated by the Bangko Sentral ng Pilipinas with contact number (02) 8708-7087 and email address consumeraffairs@bsp.gov.ph. A Proud Member of BancNet and UnionPay