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1. All clients who will send or claim their Western Union international money remittance at any Cebuana Lhuillier branch will earn an e-raffle entry for every successful transaction.

2. Lucky winners will win any of the following:

Monthly Draw

• 30 winners of 10,000 cash
• 45 winners 5,000 cash

Grand Draw

• 6 winners of 50,000 cash
• 12 winners of 25,000 cash

3. Promo will run from June 1, 2023 to July 31, 2023. Each client who will send or claim their international money remittance at any Cebuana Lhuillier branch will earn an e-raffle entry/ies.

4. All qualified entries during the promo duration will be drawn on the following dates at the ICT Office, 3/F The Networld Hub, 156 Jupiter cor. Comet Sts., Bel-Air Makati City.

Draw	Cut-off dates	Draw Date	Time of Draw	Announcement
Monthly	June 1 – June 30, 2023	July 7, 2023	2PM	July 12, 2023
Grand	July 1 – July 31, 2023	August 7, 2023	2PM	August 12, 2023

Prizes shall be drawn under the supervision of the assigned representative by the Department of Trade and Industry (DTI).

5. Cash prizes will be claimed at the transacting Cebuana Lhuillier branch.

6. All qualified clients can only win once. Non-winning clients can still win on the succeeding draws if they have transaction on the next cut-off.

7. All clients must update their personal information (e.g., name, address and active mobile/telephone) in their transacting Cebuana Lhuillier branch as this will be the basis of the marketing team in sending the registered mail and SMS to the winners.

8. All winners will receive a registered mail bearing the procedure on how they will be able to claim their prize. They must present the letter to their winning Cebuana Lhuillier branch together with a valid ID and tax identification number during the redemption period.

9. Announcement of winners will be shared thru the in-branch mini poster and social media pages of Cebuana Lhuillier.

10. Cebuana Lhuillier shall not be liable if the winners did not receive the registered mail due to outdated personal information.

11. All winners will only have sixty (60) calendar days to redeem their prize upon receipt of the registered mail. All unclaimed prizes will be forfeited in favor of Cebuana Lhuillier with prior approval from DTI.

12. P.J. Lhuillier shall shoulder the 20% prize tax for the prizes exceeding P10,000.

13. All employees of P.J. Lhuillier Group of Companies, Ad/ Creatives Agency, PR and Media agencies and their relatives up to second degree of consanguinity or affinity are disqualified from joining this promo.

DTI FAIR TRADE PERMIT NO. FTEB-167582 SERIES OF 2023

Introduction 

As various parts of the Philippines are hit by multiple strong typhoons all year round, many Filipino families are left with no house, clothes, or food. Most of the affected population does not anticipate the destruction that a typhoon would bring and is left unprepared for the resulting challenges.

With all the debilitating and unforeseen events, including the calamities and COVID-19 surge, more and more overseas Filipino workers (OFWs) are worried about their loved ones in the Philippines. Being away from their friends and family in the country only heightens the uneasiness they feel.

To help as much as they can, some OFWs send money online or through money transfer services so that their loved ones can prepare emergency kits and essentials for sudden and unavoidable happenings they may encounter in the future.

At Cebuana Lhuillier, we are dedicated to being your partner and helping you get your funds to your loved ones safely. We offer one of the best money transfer services in the Philippines, and we can quickly get your hard-earned money to your families so they can prepare their emergency essentials at home.

As soon as the money is remitted, they can assemble the following items:

Health Kits 

There are many reasons why health or first-aid kits should be a staple emergency essential in every household. These collections of supplies and equipment are highly beneficial and can temporarily stop or alleviate common injuries while waiting for paramedics or rescuers to get to you.

It is also easy to gather different things for your kit. After sending money through online money transfer services like the eCebuana app, your loved ones can simply purchase some of the essentials online, so they don’t have to go out just to buy them.

Basic Kits 

Here are the common things health experts recommend to put in your health kit:

• Bandage Strips
• Adhesives Tapes or Duct Tapes
• Cotton Balls and Swabs
• Alcohol and Hydrogen Peroxide

COVID-19 Kits 

Additionally, to customize your health kit into a COVID-19 care kit, you can add the following:

• Digital Thermometer
• Pulse Oximeter
• Paracetamol
• Disposable gloves and masks

With all of these in your kit, you can be a bit more confident when facing calamities, emergencies, or illnesses. It is also recommended to add more things you think your family members may need, such as special allergy medications, prescribed antibiotics, and maintenance pills.

Masks and PPEs 

Wearing a face mask is now a standard protocol when going outside or entering public facilities. Additionally, personal protective equipment is required when undergoing certain medical or personal procedures.

The effectiveness of both protective gears is proven and backed by various health organizations, including the U.S. Food & Drug Administration.

Grocery Supplies 

OFWs deserve the best international money transfer service when sending their loved ones cash to buy groceries. Nowadays, restrictions are placed to help regulate the spread of the coronavirus disease, and people are advised not to go out often. Stocking up on food, bathroom products, and other essentials is recommended to minimize exposure to possible cases.

In addition, when COVID-positive patients are admitted to quarantine facilities, they would need bags of grocery supplies to get through their self-isolation period. Having a reliable partner for money transfer services like Cebuana Lhuillier will help the patients’ loved ones send money smoothly and quickly.

Medicines 

You can add your medicinal supplies to your health kits, but it is preferable to assemble a separate medicine cabinet or pouch for them to organize your medicines according to their uses.

The most important kinds of medication you should have are:

Aspirin 

This medicine works as a pain reliever for adults, and per the American Heart Association, it can help people when they experience a heart attack.

Acetaminophen 

Acetaminophen is a non-steroidal drug that reduces inflammation caused by different injuries you might encounter during typhoons, fires, and so on.

Antihistamine 

Allergic reactions can happen anytime, and antihistamines are the most effective drugs against them. Most antihistamines are taken orally, and in some cases, there are also creams that can be applied directly to the body part affected.

Once you have collected all of these in your medicine box, make sure to consult a doctor or research the proper dosage instructions for each medication. Every pill has different effects, so it is best to review them one by one to be able to use them appropriately.

Disinfectants 

Having clean and sterile surroundings is a must. Most people nowadays carry alcohol sprays and sanitizers even when they are simply going out for errands. Purchasing disinfectants and making sure we have plenty of alcohol or hand sanitizer at home can ensure that you have the tools needed to sterilize your surroundings.

To find the best disinfecting agents, you must consider the following factors:

Effectiveness 

Each disinfectant has a different effectivity. When diluted in water, alcohol can be a great protectant against a wider range of bacteria. Meanwhile, the ones containing chlorine compounds effectively kill highly resistant viruses and remove other bodily fluids.

Kill Time 

The typical kill time for disinfecting agents ranges from 30 seconds to 5 minutes. Other cleaning supplies that claim to kill bacteria longer than that should remain wet on a surface to be actively working.

Ease of Use 

Most of the disinfectants sold now are pretty easy to use. Many of them are sprayable, dilutable in water, or appliable on surfaces. Uncomplicated application is an important factor since cleaning infected areas should be done quickly and as easily as possible.

Others 

Investing in an oxygen tank will also help you become more prepared for specific emergencies. Since the pandemic started, the demand for this equipment has increased to 1.1 million cylinders in third-world countries alone. Having one can be a total lifesaver, especially when there are confirmed COVID-positive members in the family. However, buying a brand-new one can be a bit pricey.

With the eCebuana app, you can save money and send more to your family so they can secure an emergency essential right away.

Mag-Pera Padala Using Cebuana Lhuillier Money Transfer Services 

Hard times like calamities and pandemics call for convenient, safe, and quick money transfer services like the one we offer at Cebuana Lhuillier. Having a reliable partner that you can trust to get your money to your families is a big sigh of relief in these situations.

Send your money online now, and we’ll make sure your loved ones can get it in no time. Feel free to contact us if you have questions or concerns, and we’ll get back to you as soon as we can.

COMPLETE MECHANICS

1. All clients who will cash in or cash out to any e-wallet partner (GCash, Coins.PH, MAYA, Diskartech, and CebEx)at any Cebuana Lhuillier branch and Peralink authorized agent will earn an e-raffle entry for every successful transaction.

2. Lucky winners will win any of the following:

• 3 winners of trip for 2 at Palawan
  • Includes roundtrip flight and hotel accommodation
  • Accommodation at Bacau Hotel Palawan3 days and 2 nights only, includes breakfast.
  • Flight is at Cebu Pacific– Economy flight
  • Transferrable but not convertible to cash.
  • Must be availed within 1 year from date of claim
• 3 winners of Trip for 2 at Boracay
  • Includes roundtrip flight and hotel accommodation
  • Accommodation at Le Soleil De Boracay3 days and 2 nights only, includes breakfast.
  • Flight is at Cebu Pacific– Economy flight
  • Transferrable but not convertible to cash.
  • Must be availed within 1 year from date of claim
• 5 winners of Apple Iphone 13 and 1,000 cash
• 5 winners of Laptop Aspire 5 and 1,000 cash
• 5 winners of Samsung Tablet A8 Wifi and 1,000 cash

3. Promo will run from October 1 to November 30, 2023. Each client who will cash-in or cash-out will earn e-raffle entry/ies.

4. All qualified entries during the promo duration will be drawn on the below date:

Cut-off dates	Draw Date	Time of Draw	Announcement
October 1 to November 30, 2023	December 7, 2023	2pm	December 22, 2023

Winners shall be drawn witnessed by a DTI representative.

Prizes shall be drawn under the supervision of the assigned representative by the Department of Trade and Industry (DTI).

5. All clients must update their personal information (e.g., name, address and active mobile/telephone) in their transacting Cebuana Lhuillier branch as this will be the basis of the marketing team in sending the registered mail and SMS to the winners.

6. A client may only win once. If a name was drawn more than once, the winner shall get the prize of higher value.

7. P.J. Lhuillier/Cebuana Lhuillier shall shoulder the 20% prize tax for the prizes exceeding P10,000.

8. The trip prize is transferrable but not convertible to cash.

9. All winners will receive a registered mail bearing the procedure on how they will be able to claim their prize. They must present the letter to their winning Cebuana Lhuillier branch together with a valid ID and tax identification number during the redemption period.

10. Announcement of winners will be shared thru the in-branch mini poster and social media pages of Cebuana Lhuillier.

11. Cebuana Lhuillier shall not be liable if the winners did not receive the registered mail due to outdated personal information.

12. All winners will only have sixty (60) calendar days to redeem their prize upon receipt of the registered mail. All unclaimed prizes will be forfeited in favor of Cebuana Lhuillier with prior approval from DTI.

13. All employees of P.J.Lhuillier Group of Companies, Ad/ Creatives Agency, PR and Media agencies and their relatives up to second degree of consanguinity or affinity are disqualified from joining this promo.

Per DTI Fair Trade Permit No. FTEB-176061 Series of 2023

COMPLETE MECHANICS

1.Must be a registered eCebuana app user.
2.Must transact to any of the following within the promo period:

• Bills Pay
• Instapay Transfer

Monthly Draw

• 5winners of 1,000 cash
• 3 winners of 5,000 cash

Grand Draw

• 5winners of 1,000 cash
• 3  winners of  5,000 cash

3. Promo will run fromAugust 1, 2023 to October 31, 2023. Each registered eCeb user should transact bills payment and instapay transfer via eCebuana App to earn an e-raffle entry/ies.
4. All qualified entries during the promo duration will be drawn on the following dates at the ICT Office, 3/F The Networld Hub, 156 Jupiter cor. Comet Sts., Bel-Air Makati City.

Draw	Cut-off dates	Draw Date	Time of Draw	Announcement
Monthly	August 1 – 31, 2023	September 8, 2023	3PM	September 13, 2023
	September 1 – 30, 2023	October 9, 2023	3PM	October 13, 2023
Grand	October 1 – 31, 2023	November 9, 2023	3PM	November 13, 2023

Prizes shall be drawn under the supervision of the assigned representative by the Department of Trade and Industry (DTI).

5. Cash prizes will be credited to client’s MSA or CSA.
6. All qualified clients can only win once.Non-winning clients can still win on the succeeding draws if they have transaction on the next cut-off.
7. All clients must update their personal information (e.g., name, addressand active mobile/telephone) in the nearest Cebuana Lhuillier Rural Bank branch or Cebuana Lhuillier Pawnshop branches as this will be the basis of the marketing team in sending the registered mail and SMS to the winners.
8. All winners will receive thru registered mail an instruction on how they will be able to claim the prize. Announcement of winners will be via email and SMS, a Facebook page posting will also be done.
9. Cebuana LhuillierRural Bank shall not be liable if the winners did not receive the registered mail due to outdated personal information.
10. All winners will only have sixty (60) calendar days to redeem their prizes upon acknowledgement of the registered mail. All unclaimed prizes will be forfeited in favor of Cebuana Lhuillier Bank with prior approval from DTI.
11. P.J. Lhuillier shall shoulder the 20% prize tax for the prizes exceeding P10,000.
12. All employees of P.J.Lhuillier Group of Companies, Ad/ Creatives Agency, PR and Media agencies and their relatives up to second degree of consanguinity or affinity are disqualified from joining this promo.

DTI Fair Trade Permit No. FTEB-173225 Series of 2023

1. All clients who will cash in or cash out to any e-wallet partner at any Cebuana Lhuillier branch or authorized retail agents will earn an e-raffle entry for every successful transaction.

Cebuana Lhuillier Branches (RCBC Diskartech, Coins.ph, Cebexpress, Maya and Gcash)

Peralink Authorized Retail Agents (Gcash and Cebexpress only)

2. Lucky winners will win any of the following:

Monthly Draw (June)

• 100 winners 500 Diskartech load wallet and 1000 cash prize- for Diskartech users
• 10 winners of 10,000 cash prize
• 10 winners of 5,000 cash prize
• 10 winners of 2,000 cash prize

Monthly Draw (July)

• 100 winners 500 Diskartech load wallet and 1000 cash prize- for Diskartech users
• 10 winners of 10,000 cash prize
• 10 winners of 5,000 cash prize
• 10 winners of 2,000 cash prize

Grand Draw (August)

• 100 winners of 1000 Diskartech load wallet and 2000 cash prize- for Diskartech users
• 3 winners of 50,000 cash prize
• 10 winners of 10,000 cash prize
• 10 winners of 5,000 cash prize

3. Promo will run from June 1 to August 31, 2023. Each client who will cash-in or cash-out will earn e-raffle entry/ies.

4. All qualified entries during the promo duration will be drawn on the following dates:

Draw	Cut-off dates	Draw Date	Announcement
Monthly	June 1 to June 30,2023	July 6, 2023	July 13, 2023
Monthly	July  1 to July 31, 2023	August 8, 2023	August 15, 2023
Grand Draw	June 1 to August 31, 2023	September 8, 2023	September 20,2023

5. All employees of P.J.Lhuillier Group of Companies, Ad/ Creatives Agency, PR and Media agencies and their relatives up to second degree of consanguinity or affinity are disqualified from joining this promo.

PER DTI FAIR TRADE PERMIT NO. FTEB-167926 SERIES OF 2023